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Community First Credit Union Fixed Rate Home Loan

The details shown below are for an investor taking out a principal & interest loan between $50,000 and $1,000,000 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan between $50,000 and $1,000,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $1,000,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan between $50,000 and $1,000,000 with an LVR below 95%

The details shown below are for an investor taking out a principal & interest loan between $50,000 and $750,000 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan between $50,000 and $1,000,000 with an LVR below 95%

Choose the version of this loan that suits you best

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $50,000 $1,000,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $50,000 $1,000,000

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $50,000 $1,000,000

  • Owner Occupier (Interest Only)

    LVR < 95%

    Loan: $50,000 $1,000,000

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $50,000 $750,000

  • Investor (Interest Only)

    LVR < 95%

    Loan: $50,000 $1,000,000

Fixed 3 year rate
2.99% p.a.
Comparison Rate*
3.89% p.a.
Service fee
$0.00
Upfront fee
$600
Fixed 3 year rate
2.99% p.a.
Comparison Rate*
3.89% p.a.
Service fee
$0.00
Upfront fee
$600
Fixed 3 year rate
2.69% p.a.
Comparison Rate*
3.59% p.a.
Service fee
$0.00
Upfront fee
$600
Fixed 3 year rate
2.99% p.a.
Comparison Rate*
3.67% p.a.
Service fee
$0.00
Upfront fee
$600
Fixed 3 year rate
2.99% p.a.
Comparison Rate*
3.89% p.a.
Service fee
$0.00
Upfront fee
$600
Fixed 3 year rate
3.29% p.a.
Comparison Rate*
3.96% p.a.
Service fee
$0.00
Upfront fee
$600

Details

Rates and fees information correct as at 26 May 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • 2.99% (3.89%*)

  • n/a

  • n/a

  • n/a

  • n/a

  • 4.14% p.a.

Fees
  • $600.00

  • n/a

  • $0.00

  • $0.00

  • n/a

  • $0.00

  • $300.00

Other financial bits
  • $50,000

  • $1,000,000

  • none

  • 80.00%

Features
  • Monthly, Fortnightly, Weekly

  • yes - free up to $25,000 p.a.

  • no

  • yes - fees apply

  • $0.00

  • yes

  • yes

  • Legal fee payable at cost.

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 26 May 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • 2.99% (3.89%*)

  • n/a

  • n/a

  • n/a

  • n/a

  • 4.14% p.a.

Fees
  • $600.00

  • n/a

  • $0.00

  • $0.00

  • n/a

  • $0.00

  • $300.00

Other financial bits
  • $50,000

  • $1,000,000

  • none

  • 80.00%

Features
  • Monthly, Fortnightly, Weekly

  • yes - free up to $25,000 p.a.

  • no

  • yes - fees apply

  • $0.00

  • yes

  • yes

  • Legal fee payable at cost.

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 26 May 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.69% (3.78%*)

  • 2.69% (3.68%*)

  • 2.69% (3.59%*)

  • n/a

  • n/a

  • n/a

  • n/a

  • 3.84% p.a.

Fees
  • $600.00

  • n/a

  • $0.00

  • $0.00

  • n/a

  • $0.00

  • $300.00

Other financial bits
  • $50,000

  • $1,000,000

  • none

  • 95.00%

Features
  • Monthly, Fortnightly, Weekly

  • yes - free up to $25,000 p.a.

  • no

  • yes - fees apply

  • $0.00

  • yes

  • yes

  • Legal fee payable at cost.

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 26 May 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.99% (3.81%*)

  • 2.99% (3.73%*)

  • 2.99% (3.67%*)

  • n/a

  • n/a

  • n/a

  • n/a

  • 3.84% p.a.

Fees
  • $600.00

  • n/a

  • $0.00

  • $0.00

  • n/a

  • $0.00

  • $300.00

Other financial bits
  • $50,000

  • $1,000,000

  • none

  • 95.00%

Features
  • Monthly, Fortnightly, Weekly

  • yes - free up to $25,000 p.a.

  • no

  • yes - fees apply

  • $0.00

  • yes

  • yes

  • Legal fee payable at cost.

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 26 May 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.99% (4.08%*)

  • 2.99% (3.98%*)

  • 2.99% (3.89%*)

  • n/a

  • n/a

  • n/a

  • n/a

  • 4.14% p.a.

Fees
  • $600.00

  • n/a

  • $0.00

  • $0.00

  • n/a

  • $0.00

  • $300.00

Other financial bits
  • $50,000

  • $750,000

  • none

  • 80.00%

Features
  • Monthly, Fortnightly, Weekly

  • yes - free up to $25,000 p.a.

  • no

  • yes - fees apply

  • $0.00

  • yes

  • yes

  • Legal fee payable at cost.

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 26 May 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.29% (4.11%*)

  • 3.29% (4.03%*)

  • 3.29% (3.96%*)

  • n/a

  • n/a

  • n/a

  • n/a

  • 4.14% p.a.

Fees
  • $600.00

  • n/a

  • $0.00

  • $0.00

  • n/a

  • $0.00

  • $300.00

Other financial bits
  • $50,000

  • $1,000,000

  • none

  • 95.00%

Features
  • Monthly, Fortnightly, Weekly

  • yes - free up to $25,000 p.a.

  • no

  • yes - fees apply

  • $0.00

  • yes

  • yes

  • Legal fee payable at cost.

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Community First Credit Union home loans rated by the Mozo community?

Overall customer rating
8.3/10
Price
7.7/10
Features
7.7/10
Customer service
8.5/10
Convenience
8.0/10
Trust
8.6/10

Latest reviews of Community First Credit Union Fixed Rate Home Loan

  • Overall 7/10
    Great customer services

    Great customer service

    Read full review

    Great customer service

    Price
    6/10
    Features
    6/10
    Customer service
    10/10
    Convenience
    9/10
    Trust
    9/10
    Less
    Peta, New South Wales reviewed almost 6 years ago
  • Overall 10/10
    Great customer service

    They make you feel like you are a personal friend and try their best to help you.

    Read full review

    They make you feel like you are a personal friend and try their best to help you.

    Price
    9/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    6/10
    Trust
    10/10
    Less
    Mozo community reviewer, New South Wales reviewed almost 7 years ago
Community First Credit Union

About Community First Credit Union

Community First Credit Union is the largest community based Credit Union operating throughout the Sydney and Central Coast region, and the 23rd largest in Australia based on total assets. With over 70,000 members, Community First aims to continue to be an integral part of the communities in which its members live and work, and offers a wide range of financial services, including award winning savings and loans and credit cards. Membership is open to the community at large.

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UHomeLoan - Discount Offer

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2.59% p.a.

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2.69% p.a.

2.69% p.a.

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Homestar

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Star Essentials Home Loan

2.44% p.a.

2.47% p.a.

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HSBC

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Home Value Loan

2.65% p.a.

2.66% p.a.

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Yard

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Variable Home Loan

2.66% p.a.

2.69% p.a.

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Real Deal Home Loan

2.94% p.a.

2.98% p.a.

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2.76% p.a.

2.79% p.a.

Promoted

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UHomeLoan (Fixed)

2.29% p.a.
fixed 3 years

2.90% p.a.

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2.29% p.a.
fixed 3 years

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Fixed Rate Loan (Owner Occupiers with Orange Advantage)

2.14% p.a.
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n/a

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fixed 3 years

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fixed 3 years

3.05% p.a.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.