Community First Credit Union Honeymoon Home Loan

The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $1,000,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan between $50,000 and $1,000,000 with an LVR below 95%

The details shown below are for an investor taking out a principal & interest loan between $50,000 and $1,000,000 with an LVR below 95%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $50,000 $1,000,000

  • Owner Occupier (Interest Only)

    LVR < 95%

    Loan: $50,000 $1,000,000

  • Investor (Principal & Interest)

    LVR < 95%

    Loan: $50,000 $1,000,000

3.65% p.a.fixed for 12 months and then 5.17% p.a.

5.13% p.a.

$0.00

Community First Credit Union Honeymoon Home Loan

3.65% p.a.fixed for 12 months and then 5.17% p.a.

5.13% p.a.

$0.00

4.00% p.a.fixed for 12 months and then 5.52% p.a.

5.44% p.a.

$0.00

Community First Credit Union Honeymoon Home Loan

4.00% p.a.fixed for 12 months and then 5.52% p.a.

5.44% p.a.

$0.00

4.05% p.a.variable for 12 months and then 5.57% p.a.

5.33% p.a.

$0.00

Community First Credit Union Honeymoon Home Loan

4.05% p.a.variable for 12 months and then 5.57% p.a.

5.33% p.a.

$0.00

Details

Rates and fees information correct as at 17 October 2018.

Rates
  • 5.17% p.a.

  • 3.65% p.a.

  • 12 Months

  • Fixed

  • 5.13% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • $390.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $300.00

Other financial bits
  • $50,000

  • $1,000,000

  • none

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Monthly, Fortnightly, Weekly

  • yes - free up to $25,000 during fixed rate period

  • no

  • yes - fees apply

  • $0.00

  • yes

  • yes

  • none

  • Application, legal and valuation fees waived for refinances for new business only.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 17 October 2018.

Rates
  • 5.52% p.a.

  • 4.00% p.a.

  • 12 Months

  • Fixed

  • 5.44% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • $390.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $300.00

Other financial bits
  • $50,000

  • $1,000,000

  • none

  • 95.00%

Features
  • Owner Occupier

  • Interest Only

  • Monthly, Fortnightly, Weekly

  • yes - free up to $25,000 during fixed rate period

  • no

  • yes - fees apply

  • $0.00

  • yes

  • yes

  • none

  • Application, legal and valuation fees waived for refinances for new business only.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 17 October 2018.

Rates
  • 5.57% p.a.

  • 4.05% p.a.

  • 12 Months

  • Variable

  • 5.33% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • $390.00

  • $0.00

  • $0.00

  • none

  • $0.00

  • $300.00

Other financial bits
  • $50,000

  • $1,000,000

  • none

  • 95.00%

Features
  • Investor

  • Principal & Interest

  • Monthly, Fortnightly, Weekly

  • yes - free up to $25,000 during fixed rate period

  • no

  • yes - fees apply

  • $0.00

  • yes

  • yes

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Community First Credit Union home loans rated by the Mozo community?

Overall customer rating
8.3/10
Price
7.7/10
Features
7.7/10
Customer service
8.5/10
Convenience
8.0/10
Trust
8.6/10
Community First Credit Union

About Community First Credit Union

Community First Credit Union is the largest community based Credit Union operating throughout the Sydney and Central Coast region, and the 23rd largest in Australia based on total assets. With over 70,000 members, Community First aims to continue to be an integral part of the communities in which its members live and work, and offers a wide range of financial services, including award winning savings and loans and credit cards. Membership is open to the community at large.

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3.65% p.a.

3.66% p.a.

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n/a

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3.83% p.a.
fixed 3 years

4.90% p.a.

$0

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3.99% p.a.
fixed 3 years

4.82% p.a.

$0

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fixed 3 years

4.02% p.a.

$150

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4.78% p.a.

$600

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$0.00

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$0.00

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3.66% p.a.

$0.00

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3.54% p.a.

3.60% p.a.

$0.00

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3.64% p.a.

3.66% p.a.

$0.00

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3.64% p.a.

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3.78% p.a.

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$0.00

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.