The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $1,000,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan between $50,000 and $1,000,000 with an LVR below 95%
The details shown below are for an investor taking out a principal & interest loan between $50,000 and $1,000,000 with an LVR below 95%
The details shown below are for an investor taking out a interest only loan between $50,000 and $1,000,000 with an LVR below 95%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 95% | $50,000 | $1,000,000 |
| | Owner Occupier | Interest Only | < 95% | $50,000 | $1,000,000 |
| | Investor | Principal & Interest | < 95% | $50,000 | $1,000,000 |
| | Investor | Interest Only | < 95% | $50,000 | $1,000,000 |
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $50,000 $1,000,000
Owner Occupier (Interest Only)
LVR < 95%
Loan: $50,000 $1,000,000
Investor (Principal & Interest)
LVR < 95%
Loan: $50,000 $1,000,000
Investor (Interest Only)
LVR < 95%
Loan: $50,000 $1,000,000
3.84% p.a.
2.44% p.a.
12 Months
Fixed
3.76% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$600.00
n/a
$0.00
$0.00
n/a
$0.00
$300.00
$50,000
$1,000,000
none
95.00%
Owner Occupier
Principal & Interest
Monthly, Fortnightly, Weekly
yes - free up to $25,000 during fixed rate period
no
yes - fees apply
$0.00
yes
yes
Legal fee payable at cost.
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
3.84% p.a.
2.74% p.a.
12 Months
Fixed
3.78% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$600.00
n/a
$0.00
$0.00
n/a
$0.00
$300.00
$50,000
$1,000,000
none
95.00%
Owner Occupier
Interest Only
Monthly, Fortnightly, Weekly
yes - free up to $25,000 during fixed rate period
no
yes - fees apply
$0.00
yes
yes
Legal fee payable at cost.
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
4.14% p.a.
2.74% p.a.
12 Months
Fixed
4.06% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$600.00
n/a
$0.00
$0.00
n/a
$0.00
$300.00
$50,000
$1,000,000
none
95.00%
Investor
Principal & Interest
Monthly, Fortnightly, Weekly
yes - free up to $25,000 during fixed rate period
no
yes - fees apply
$0.00
yes
yes
Legal fee payable at cost.
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
4.14% p.a.
3.04% p.a.
12 Months
Fixed
4.08% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$600.00
n/a
$0.00
$0.00
n/a
$0.00
$300.00
$50,000
$1,000,000
none
95.00%
Investor
Interest Only
Monthly, Fortnightly, Weekly
yes - free up to $25,000 during fixed rate period
no
yes - fees apply
$0.00
yes
yes
Legal fee payable at cost.
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Community First Credit Union is the largest community based Credit Union operating throughout the Sydney and Central Coast region, and the 23rd largest in Australia based on total assets. With over 70,000 members, Community First aims to continue to be an integral part of the communities in which its members live and work, and offers a wide range of financial services, including award winning savings and loans and credit cards. Membership is open to the community at large.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a. variable
2.47% p.a.
Newcastle Permanent
Fixed Rate Home Loan (Premium Plus Package)
2.18% p.a.
fixed 3 years
3.62% p.a.
Bank of Queensland
Fixed Rate
2.09% p.a.
fixed 3 years
3.01% p.a.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a. variable
2.47% p.a.
Newcastle Permanent
Variable Home Loan (Premium Plus Package)
2.94% p.a. variable
3.34% p.a.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a.
2.47% p.a.
Bank of Queensland
Economy
2.59% p.a.
2.76% p.a.
Newcastle Permanent
Fixed Rate Home Loan (Premium Plus Package)
2.18% p.a.
fixed 3 years
3.62% p.a.
Bank of Queensland
Fixed Rate
2.09% p.a.
fixed 3 years
3.01% p.a.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a.
2.47% p.a.
$0.00
Yard
Variable Home Loan Special
2.09% p.a.
2.12% p.a.
$0.00
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
