Community First Credit Union logo

Community First Credit Union Standard Variable Home Loan

Advertiser disclosure

The details shown below are for an owner occupier taking out a principal & interest loan between $10,000 and $1,000,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan between $10,000 and $1,000,000 with an LVR below 95%

The details shown below are for an investor taking out a principal & interest loan between $10,000 and $750,000 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan between $10,000 and $1,000,000 with an LVR below 80%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $10,000 $1,000,000

  • Owner Occupier (Interest Only)

    LVR < 95%

    Loan: $10,000 $1,000,000

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $10,000 $750,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $10,000 $1,000,000

Rate
4.64% p.a.
Comparison Rate
4.69% p.a.
Service fee
$0.00
Upfront fee
$600
Rate
4.99% p.a.
Comparison Rate
5.04% p.a.
Service fee
$0.00
Upfront fee
$600
Rate
4.94% p.a.
Comparison Rate
4.99% p.a.
Service fee
$0.00
Upfront fee
$600
Rate
5.29% p.a.
Comparison Rate
5.34% p.a.
Service fee
$0.00
Upfront fee
$600

Details

Rates and fees information correct as at 28 July 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

4.64% p.a.

n/a

n/a

n/a

4.69% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$600.00

n/a

$0.00

$0.00

n/a

$0.00

$300.00

Other financial bits

$10,000

$1,000,000

none

95.00%

Features

Owner Occupier

Principal & Interest

Monthly, Fortnightly, Weekly

yes - free

no

yes - fees apply

$0.00

yes

yes

Legal fee payable at cost.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 28 July 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

4.99% p.a.

n/a

n/a

n/a

5.04% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$600.00

n/a

$0.00

$0.00

n/a

$0.00

$300.00

Other financial bits

$10,000

$1,000,000

none

95.00%

Features

Owner Occupier

Interest Only

Monthly, Fortnightly, Weekly

yes - free

no

yes - fees apply

$0.00

yes

yes

Legal fee payable at cost.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 28 July 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

4.94% p.a.

n/a

n/a

n/a

4.99% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$600.00

n/a

$0.00

$0.00

n/a

$0.00

$300.00

Other financial bits

$10,000

$750,000

none

80.00%

Features

Investor

Principal & Interest

Monthly, Fortnightly, Weekly

yes - free

no

yes - fees apply

$0.00

yes

yes

Legal fee payable at cost.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 28 July 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

5.29% p.a.

n/a

n/a

n/a

5.34% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$600.00

n/a

$0.00

$0.00

n/a

$0.00

$300.00

Other financial bits

$10,000

$1,000,000

none

80.00%

Features

Investor

Interest Only

Monthly, Fortnightly, Weekly

yes - free

no

yes - fees apply

$0.00

yes

yes

Legal fee payable at cost.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Community First Credit Union home loans rated by the Mozo community?

Overall
8.2/10
Price
7.4/10
Features
7.4/10
Customer service
8.5/10
Convenience
7.6/10
Trust
8.6/10

About Community First Credit Union

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.