CUA Basic Variable Rate Loan

4.83% p.a.

4.88% p.a.

$0.00

Rates

  • 4.83% p.a.

  • n/a

  • 0 Months

  • none

  • 4.88% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $600.00

  • $0.00

  • $0.00

  • $195.00

  • none

  • $0.00

  • $200.00

Other financial bits

  • $10,000

  • $5,000,000

  • none

  • 95.00%

Features

  • Owner Occupier

  • Principal & Interest, Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • no

  • none

  • none

About CUA

CUA (Credit Union Australia) aims to be Australia's leading member-owned banking alternative. Being 100% member-owned means that all of CUA's profits go back into developing its competitive banking services. So if you're after a change for the better, check out CUA's range of home loans, personal loans, credit cards, savings accounts and more. CUA is Australia's largest credit union, with over 400,000 members and more than 70 branches on the East Coast of Australia and in Perth.

How are CUA home loans rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
7.8

Based on 89
CUA home loans reviews

7.9 7.5 7.8 6.8 7.7

Read CUA home loan reviews by the Mozo community

Latest reviews of CUA Basic Variable Rate Loan

CUA

CUA Basic Variable Rate Loan (Owner Occupier) home loan review

Overall rating   8 / 10

Great home loan rates and friendly service

Cua have always been either better or on par with other basic variable rates and we have never had a problem with them. They are always friendly in their branches and having the Redi ATMs as part of their service, it makes it easy to find an ATM...

Full review

Cua have always been either better or on par with other basic variable rates and we have never had a problem with them. They are always friendly in their branches and having the Redi ATMs as part of their service, it makes it easy to find an ATM that won't charge a fee. My only negative is that you have to go into a branch to chase up a better deal. They have a cheaper rate at the moment that I wouldn't have known about if I didn't go into the branch. Maybe I could have been notified about it by an email at the very least. Also depositing in an ATM would be helpful too.

    Price   8 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   8 / 10

Less

Terry (QLD), reviewed over 1 year ago

CUA

CUA Basic Variable Rate Loan (Owner Occupier) home loan review

Overall rating   6 / 10

Great customer service

I like this bank as I find them easy to use and helpful whenever I had an issue. Customer service was better than expected. Product was good and easy to understand. Like any product you should read the fine print of a contract before signing. for...

Full review

I like this bank as I find them easy to use and helpful whenever I had an issue. Customer service was better than expected. Product was good and easy to understand. Like any product you should read the fine print of a contract before signing. for me it took 1hour 15mins to read through, I did find 2 errors, which then were fixed up before signing.

    Price   7 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   10 / 10

Less

Paul (QLD), reviewed over 1 year ago

CUA

CUA Basic Variable Rate Loan (Owner Occupier) home loan review

Overall rating   7 / 10

Low interest rate

Comparatively low interest rate

Full review

Comparatively low interest rate

    Price   8 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   5 / 10

    Trust   10 / 10

Less

Deepa (VIC), reviewed almost 2 years ago

CUA

CUA Basic Variable Rate Loan (Owner Occupier) home loan review

Overall rating   9 / 10

Highly recommend

Very good interest rates

Full review

Very good interest rates

    Price   9 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   10 / 10

Less

Jenny (NSW), reviewed almost 2 years ago

CUA

CUA Basic Variable Rate Loan (Owner Occupier) home loan review

Overall rating   8 / 10

Better than the big banks!!!!

Best choice we made leaving Commbank and moving to CUA

Full review

Best choice we made leaving Commbank and moving to CUA

    Price   8 / 10

    Features   9 / 10

    Customer service   7 / 10

    Convenience   9 / 10

    Trust   7 / 10

Less

Shane (VIC), reviewed almost 2 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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