CUA Fresh Start Basic Variable Home Loan

The details shown below are for an owner occupier taking out a principal & interest loan between $10,000 and $5,000,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan between $10,000 and $5,000,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $10,000 and $5,000,000 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan between $10,000 and $5,000,000 with an LVR below 80%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $10,000 $5,000,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $10,000 $5,000,000

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $10,000 $5,000,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $10,000 $5,000,000

4.32% p.a.

4.33% p.a.

$0.00

CUA Fresh Start Basic Variable Home Loan

4.32% p.a.

4.33% p.a.

$0.00

4.67% p.a.

4.40% p.a.

$0.00

CUA Fresh Start Basic Variable Home Loan

4.67% p.a.

4.40% p.a.

$0.00

5.08% p.a.

5.13% p.a.

$0.00

CUA Fresh Start Basic Variable Home Loan

5.08% p.a.

5.13% p.a.

$0.00

5.43% p.a.

5.28% p.a.

$0.00

CUA Fresh Start Basic Variable Home Loan

5.43% p.a.

5.28% p.a.

$0.00

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • 4.32% p.a.

  • n/a

  • 0 Months

  • none

  • 4.33% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • none

  • $0.00

  • $0.00

  • $195.00

  • none

  • $0.00

  • $500.00

Other financial bits
  • $10,000

  • $5,000,000

  • none

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • no

  • none

  • none

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • 4.67% p.a.

  • n/a

  • 0 Months

  • none

  • 4.40% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • none

  • $0.00

  • $0.00

  • $195.00

  • none

  • $0.00

  • $500.00

Other financial bits
  • $10,000

  • $5,000,000

  • none

  • 80.00%

Features
  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • no

  • none

  • none

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • 5.08% p.a.

  • n/a

  • 0 Months

  • none

  • 5.13% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • $0.00

  • $0.00

  • $195.00

  • none

  • $0.00

  • $500.00

Other financial bits
  • $10,000

  • $5,000,000

  • none

  • 80.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • no

  • none

  • none

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • 5.43% p.a.

  • n/a

  • 0 Months

  • none

  • 5.28% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • $0.00

  • $0.00

  • $195.00

  • none

  • $0.00

  • $500.00

Other financial bits
  • $10,000

  • $5,000,000

  • none

  • 80.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • no

  • none

  • none

Customer Reviews

How are CUA home loans rated by the Mozo community?

Overall customer rating
8.2/10

Based on 354 CUA home loan reviews

Price
7.9/10
Features
7.7/10
Customer service
8.3/10
Convenience
7.5/10
Trust
8.3/10

Latest review of CUA Fresh Start Basic Variable Home Loan

  • Overall
    9/10
    Fantastic customer service.

    Always get the best service whether it be in branch or on the phone, they tend to go that extra...

    Always get the best service whether it be in branch or on the phone, they tend to go that extra bit to help their customers, can not fault them, maybe need more branches.

    Price
    10/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    9/10
    Trust
    9/10

    Rebecca | Queensland

    reviewed almost 3 years ago

CUA

About CUA

CUA is Australia's largest credit union and an alternative to the big banks, offering financial, health and insurance solutions to over 500,000 Aussies. As a mutual, it's run by members for members, and reinvests in making its service better for customers and supporting local communities. CUA is committed to helping members through life's big changes, so if you want to make a change for the better, check out CUA's range of home loans, personal loans, credit cards, savings accounts and more.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.