CUA Fresh Start Variable Home Loan

4.26% p.a.

4.27% p.a.

$0.00

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Rates

  • 4.26% p.a.

  • n/a

  • 0 Months

  • none

  • 4.27% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $0.00

  • $0.00

  • $195.00

  • none

  • $0.00

  • $200.00

Other financial bits

  • $10,000

  • $5,000,000

  • none

  • 80.00%

Features

  • Owner Occupier

  • Principal & Interest, Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

About CUA

CUA (Credit Union Australia) aims to be Australia's leading member-owned banking alternative. Being 100% member-owned means that all of CUA's profits go back into developing its competitive banking services. So if you're after a change for the better, check out CUA's range of home loans, personal loans, credit cards, savings accounts and more. CUA is Australia's largest credit union, with over 400,000 members and more than 70 branches on the East Coast of Australia and in Perth.

How are CUA home loans rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
7.8

Based on 89
CUA home loans reviews

7.9 7.5 7.8 6.8 7.7

Read CUA home loan reviews by the Mozo community

Latest reviews of CUA Fresh Start Variable Home Loan

CUA

CUA Fresh Start Variable Home Loan (Owner Occupier) home loan review

Overall rating   7 / 10

Decent rate, customer service could improve

Their rate is competitive with no annual fees. The redraw and offset facilities are great. Their customer service has not been ideal. So far as I have contacted them multiple times about setting up a credit card which could have been arranged with...

Their rate is competitive with no annual fees. The redraw and offset facilities are great. Their customer service has not been ideal. So far as I have contacted them multiple times about setting up a credit card which could have been arranged with the home loan. When completing the lengthy online application they did maintenance!

    Price   8 / 10

    Features   8 / 10

    Customer service   6 / 10

    Convenience   8 / 10

    Trust   6 / 10

Less

Andrea (NSW), reviewed almost 2 years ago

CUA

CUA Fresh Start Variable Home Loan (Owner Occupier) home loan review

Overall rating   8 / 10

Good value home loan with no hidden costs

I think they are very competitive in the market, offering good value home loan with no extra bank fees and charges.

I think they are very competitive in the market, offering good value home loan with no extra bank fees and charges.

    Price   8 / 10

    Features   8 / 10

    Customer service   7 / 10

    Convenience   7 / 10

    Trust   7 / 10

Less

Grace (NSW), reviewed almost 2 years ago

CUA

CUA Fresh Start Variable Home Loan (Owner Occupier) home loan review

Overall rating   10 / 10

Cheap Rate, No or Low Fees and Great Service

I refinanced from ANZ to CUA on the Fresh Start Variable Home Loan and will save approximately $40,000 over the life time of the loan. My mortgage is in the low 300k and I was amazed at the savings. The annual package fee with ANZ would have...

I refinanced from ANZ to CUA on the Fresh Start Variable Home Loan and will save approximately $40,000 over the life time of the loan. My mortgage is in the low 300k and I was amazed at the savings. The annual package fee with ANZ would have cost me $375 x 30 = $11,250 over the life of the loan. CUA has no package fee. I negotiated a better deal with ANZ in the past than their standard rate, however the CUA Fresh Start Variable rate still came in 0.41% lower again. The customer service has been good on the Gold Coast and I was kept up to date as the loan progressed. There are two branches close by so I do not see what advantage the big 4 banks have, especially when they are not competitive on price.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Damian (QLD), reviewed almost 3 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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