The details shown below are for an owner occupier taking out a principal & interest loan between $10,000 and $5,000,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan between $10,000 and $5,000,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $10,000 and $5,000,000 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $10,000 and $5,000,000 with an LVR below 80%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 95% | $10,000 | $5,000,000 |
| | Owner Occupier | Interest Only | < 80% | $10,000 | $5,000,000 |
| | Investor | Principal & Interest | < 80% | $10,000 | $5,000,000 |
| | Investor | Interest Only | < 80% | $10,000 | $5,000,000 |
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $10,000 $5,000,000
Owner Occupier (Interest Only)
LVR < 80%
Loan: $10,000 $5,000,000
Investor (Principal & Interest)
LVR < 80%
Loan: $10,000 $5,000,000
Investor (Interest Only)
LVR < 80%
Loan: $10,000 $5,000,000
4.51% p.a.
4.52% p.a.
$0.00
CUA Fresh Start Variable Home Loan
4.51% p.a.
4.52% p.a.
$0.00
CUA Fresh Start Variable Home Loan
4.51% p.a.
4.52% p.a.
$0.00
4.86% p.a.
4.59% p.a.
$0.00
CUA Fresh Start Variable Home Loan
4.86% p.a.
4.59% p.a.
$0.00
CUA Fresh Start Variable Home Loan
4.86% p.a.
4.59% p.a.
$0.00
5.16% p.a.
5.17% p.a.
$0.00
CUA Fresh Start Variable Home Loan
5.16% p.a.
5.17% p.a.
$0.00
CUA Fresh Start Variable Home Loan
5.16% p.a.
5.17% p.a.
$0.00
5.51% p.a.
5.32% p.a.
$0.00
CUA Fresh Start Variable Home Loan
5.51% p.a.
5.32% p.a.
$0.00
CUA Fresh Start Variable Home Loan
5.51% p.a.
5.32% p.a.
$0.00
4.51% p.a.
n/a
0 Months
none
4.52% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$235.00
none
$0.00
$500.00
$10,000
$5,000,000
none
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
no
yes - free
$0.00
yes
yes
none
none
4.86% p.a.
n/a
0 Months
none
4.59% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$235.00
none
$0.00
$500.00
$10,000
$5,000,000
none
80.00%
Owner Occupier
Interest Only
Weekly, Fortnightly, Monthly
yes - free
no
yes - free
$0.00
yes
yes
none
none
5.16% p.a.
n/a
0 Months
none
5.17% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$235.00
none
$0.00
$500.00
$10,000
$5,000,000
none
80.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
no
yes - free
$0.00
yes
yes
none
none
5.51% p.a.
n/a
0 Months
none
5.32% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$235.00
none
$0.00
$500.00
$10,000
$5,000,000
none
80.00%
Investor
Interest Only
Weekly, Fortnightly, Monthly
yes - free
no
yes - free
$0.00
yes
yes
none
none
Good Price and No hassle
Read full review
Good Price and No hassle
Less
Scott | New South Wales
reviewed almost 2 years ago
Their rate is competitive with no annual fees. The redraw and offset facilities are great. Their...
Read full review
Their rate is competitive with no annual fees. The redraw and offset facilities are great. Their customer service has not been ideal. So far as I have contacted them multiple times about setting up a credit card which could have been arranged with the home loan. When completing the lengthy online application they did maintenance!
Less
Andrea | New South Wales
reviewed over 3 years ago
I think they are very competitive in the market, offering good value home loan with no extra bank...
Read full review
I think they are very competitive in the market, offering good value home loan with no extra bank fees and charges.
Less
Grace | New South Wales
reviewed over 3 years ago
I refinanced from ANZ to CUA on the Fresh Start Variable Home Loan and will save approximately...
Read full review
I refinanced from ANZ to CUA on the Fresh Start Variable Home Loan and will save approximately $40,000 over the life time of the loan. My mortgage is in the low 300k and I was amazed at the savings. The annual package fee with ANZ would have cost me $375 x 30 = $11,250 over the life of the loan. CUA has no package fee. I negotiated a better deal with ANZ in the past than their standard rate, however the CUA Fresh Start Variable rate still came in 0.41% lower again. The customer service has been good on the Gold Coast and I was kept up to date as the loan progressed. There are two branches close by so I do not see what advantage the big 4 banks have, especially when they are not competitive on price.
Less
Damian | Queensland
reviewed over 4 years ago
CUA is Australia's largest credit union and an alternative to the big banks, offering financial, health and insurance solutions to over 500,000 Aussies. As a mutual, it's run by members for members, and reinvests in making its service better for customers and supporting local communities. CUA is committed to helping members through life's big changes, so if you want to make a change for the better, check out CUA's range of home loans, personal loans, credit cards, savings accounts and more.
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