CUA Premium Fixed Rate Loan

3.96% p.a.

4.66% p.a.

$0.00

4.31% p.a.

5.26% p.a.

$0.00

Currently showing

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.01% (4.82%*)

  • 4.06% (4.75%*)

  • 3.96% (4.66%*)

  • (*)

  • 4.45% (4.73%*)

  • (*)

  • (*)

  • 4.84% p.a.

Fees

  • $600.00

  • $0.00

  • $0.00

  • $195.00

  • none

  • $0.00

  • $200.00

Other financial bits

  • $10,000

  • $5,000,000

  • none

  • 95.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free up to $50,000 during fixed rate term

  • no

  • yes - free

  • $0.00

  • yes

  • yes - partial only, up to $50,000 during fixed term

  • none

  • none

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.41% (5.49%*)

  • 4.41% (5.38%*)

  • 4.31% (5.26%*)

  • (*)

  • 4.91% (5.33%*)

  • (*)

  • (*)

  • 5.54% p.a.

Fees

  • $600.00

  • $0.00

  • $0.00

  • $195.00

  • none

  • $0.00

  • $200.00

Other financial bits

  • $10,000

  • $5,000,000

  • none

  • 80.00%

Features

  • Monthly

  • yes - free up to $50,000 during fixed rate term

  • no

  • yes - free

  • $0.00

  • yes

  • yes - partial only, up to $50,000 during fixed term

  • New to CUA investor loan applications only considered when accompanied by CUA owner-occupier lending. Restrictions and assessment criteria applies.

  • none

About CUA

CUA (Credit Union Australia) aims to be Australia's leading member-owned banking alternative. Being 100% member-owned means that all of CUA's profits go back into developing its competitive banking services. So if you're after a change for the better, check out CUA's range of home loans, personal loans, credit cards, savings accounts and more. CUA is Australia's largest credit union, with over 400,000 members and more than 70 branches on the East Coast of Australia and in Perth.

How are CUA home loans rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
7.8

Based on 89
CUA home loans reviews

7.9 7.5 7.8 6.8 7.7

Read CUA home loan reviews by the Mozo community

Latest reviews of CUA Premium Fixed Rate Loan

CUA

CUA Premium Fixed Rate Loan (Owner Occupier) home loan review

Overall rating   8 / 10

Offset account with fixed interest rate

100% offset account has potential to save significant interest. Interest rates however are not always the most competitive.

Full review

100% offset account has potential to save significant interest. Interest rates however are not always the most competitive.

    Price   7 / 10

    Features   10 / 10

    Customer service   8 / 10

    Convenience   6 / 10

    Trust   8 / 10

Less

Matt (QLD), reviewed over 2 years ago

CUA

CUA Premium Fixed Rate Loan (Owner Occupier) home loan review

Overall rating   8 / 10

A really good product

Free offset account, free redraws, great fixed rate. You really can't go wrong with CUA.

Full review

Free offset account, free redraws, great fixed rate. You really can't go wrong with CUA.

    Price   10 / 10

    Features   10 / 10

    Customer service   5 / 10

    Convenience   7 / 10

    Trust   5 / 10

Less

Jonathon (QLD), reviewed almost 3 years ago

CUA

CUA Premium Fixed Rate Loan (Owner Occupier) home loan review

Overall rating   9 / 10

Good rates.

Good rates.

Full review

Good rates.

    Price   8 / 10

    Features   9 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   9 / 10

Less

Leanne (NSW), reviewed about 3 years ago

CUA

CUA Premium Fixed Rate Loan (Owner Occupier) home loan review

Overall rating   10 / 10

Unbeatable Value from a Trusted Provider!

I did my homework and CUA shone brightly against major banks, and even the VicPol Bank! The brokers I talked to said they couldn't even come close to the features the loan has. Lender came to my home, rate is the same for residential properties...

Full review

I did my homework and CUA shone brightly against major banks, and even the VicPol Bank! The brokers I talked to said they couldn't even come close to the features the loan has. Lender came to my home, rate is the same for residential properties even if you aren't living in the home, full offset account, my favourite; unlimited repayments during fixed rate period, redraw capability, no fees or charges on loan or accounts with CUA, AND no set up fee! This is a winner of a product and one I would not hesitate to recommend to family and friends.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   8 / 10

    Trust   10 / 10

Less

Kaz (VIC), reviewed over 3 years ago

CUA

CUA Premium Fixed Rate Loan (Owner Occupier) home loan review

Overall rating   9 / 10

Great features

A fixed rate home loan with offset account and redraw facility? Only CUA does it.

Full review

A fixed rate home loan with offset account and redraw facility? Only CUA does it.

    Price   9 / 10

    Features   10 / 10

    Customer service   9 / 10

    Convenience   9 / 10

    Trust   10 / 10

Less

Iranna (WA), reviewed over 3 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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