CUA Standard Variable Rate Loan

4.84% p.a.

4.89% p.a.

$0.00

Rates

  • 4.84% p.a.

  • n/a

  • 0 Months

  • none

  • 4.89% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $600.00

  • $0.00

  • $0.00

  • $195.00

  • none

  • $0.00

  • $200.00

Other financial bits

  • $10,000

  • $5,000,000

  • none

  • 95.00%

Features

  • Owner Occupier

  • Principal & Interest, Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

About CUA

CUA (Credit Union Australia) aims to be Australia's leading member-owned banking alternative. Being 100% member-owned means that all of CUA's profits go back into developing its competitive banking services. So if you're after a change for the better, check out CUA's range of home loans, personal loans, credit cards, savings accounts and more. CUA is Australia's largest credit union, with over 400,000 members and more than 70 branches on the East Coast of Australia and in Perth.

How are CUA home loans rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
7.8

Based on 89
CUA home loans reviews

7.9 7.5 7.8 6.8 7.7

Read CUA home loan reviews by the Mozo community

Latest reviews of CUA Standard Variable Rate Loan

CUA

CUA Standard Variable Rate Loan (Owner Occupier) home loan review

Overall rating   4 / 10

Buying and selling with CUA forget it!!

When I sold my house, and six months later when I bought a unit, I found CUA was not the easy to deal with entity that it had been. They seem to have posted the call centre overseas, so I couldn't get the usual calm middle aged ladies (without a...

Full review

When I sold my house, and six months later when I bought a unit, I found CUA was not the easy to deal with entity that it had been. They seem to have posted the call centre overseas, so I couldn't get the usual calm middle aged ladies (without a strong accent!!) to take me through the computer system, or chase things up for me. The Credit Union section that handles the legal paperwork is pedantic, and slow, and didn't want to work with the solicitor, and held up things (on both the sale and the purchase). The mobile lender was off with the fairies, and despite having several conversations and email exchanges with him, once the auction negotiations were over, there was no record of me and my loan anywhere in the CUA system. A lady at one of the branches had to start the paperwork from scratch - with no explanation as to where the documents I had scanned up and sent to this bozo were. They included a 75% completed mortgage application, wage slips, credit card bills etc. I got the loan in the end, but for higher repayments and a shorter term than I had been promised at the start. I am just so fed up with these guys.

    Price   7 / 10

    Features   7 / 10

    Customer service   4 / 10

    Convenience   6 / 10

    Trust   4 / 10

Less

Terry (QLD), reviewed almost 3 years ago

CUA

CUA Standard Variable Rate Loan (Owner Occupier) home loan review

Overall rating   10 / 10

Great customer service

Staff friendly, advised us the best loan for our needs. Very happy with result.

Full review

Staff friendly, advised us the best loan for our needs. Very happy with result.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Mary (NSW), reviewed almost 3 years ago

CUA

CUA Standard Variable Rate Loan (Owner Occupier) home loan review

Overall rating   0 / 10

Bad

Knock back for home loan. Had used this bank for 15 yrs, paying off a house. Had a 120k deposit knocked back to rebuy.

Full review

Knock back for home loan. Had used this bank for 15 yrs, paying off a house. Had a 120k deposit knocked back to rebuy.

    Price   5 / 10

    Features   5 / 10

    Customer service   0 / 10

    Convenience   0 / 10

    Trust   0 / 10

Less

Julie (QLD), reviewed over 3 years ago

CUA

CUA Standard Variable Rate Loan (Owner Occupier) home loan review

Overall rating   10 / 10

The best, a cut above the rest

CUA: the credit union which does not keep their customers in the dark. Their rates are good. They are helpful and they have good customer relations. I would recommend them in all aspects of banking.

Full review

CUA: the credit union which does not keep their customers in the dark. Their rates are good. They are helpful and they have good customer relations. I would recommend them in all aspects of banking.

    Price   9 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Cathy (QLD), reviewed over 3 years ago

CUA

CUA Standard Variable Rate Loan (Owner Occupier) home loan review

Overall rating   8 / 10

Competitive service and product

The interest rates are lower than the major banks and their service when we've challenged the rate has been very good - they've been very competitive.

Full review

The interest rates are lower than the major banks and their service when we've challenged the rate has been very good - they've been very competitive.

    Price   8 / 10

    Features   6 / 10

    Customer service   10 / 10

    Convenience   5 / 10

    Trust   9 / 10

Less

Kirstyn (QLD), reviewed about 4 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Compare other home loans