Rates and fees verified as correct at 26 January, 2021. Other information correct at the time of writing. Advertiser disclosure.
| Product | Rate | Comparison Rate | Service fee | Upfront fee | Monthly repayments ‡ |
|---|---|---|---|---|---|
| 5.39% p.a. | 5.53% p.a. | $8.00 monthly | $620 | ||
| 4.67% p.a. | 4.81% p.a. | $8.00 monthly | $620 | ||
| 5.26% p.a. | 5.40% p.a. | $8.00 monthly | $620 | ||
| 4.91% p.a. | 5.05% p.a. | $8.00 monthly | $620 |
| Product | Rate | Comparison Rate | Service fee | Upfront fee |
|---|---|---|---|---|
| 5.52% p.a. | n/a | $8.00 monthly | $620 | |
| 6.07% p.a. | n/a | $8.00 monthly | $620 |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
‡ Results from this calculation are estimates only as individual lenders apply different formulas. Actual repayments will depend on your individual circumstances and interest rate changes.
Mozo users have rated Delphi Bank home loans on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.
7 Reviews
Easy to speak with the Bank Manger. Easy to communicate with all the staff.
Read full reviewEasy to speak with the Bank Manger. Easy to communicate with all the staff.
$8000 too much before we even start. Applied for a home loan and it was in trust. We basically provided all relevant required/ not required documents as required by the bank. The bank had to cover all avenues which was overkill or maybe amateur in comparison to other bank applications. In other words, they almost included my pet bird in the documents. To have the documents reviewed by their legal team cost us $8k. We have loans with other banks and $880 is reasonable but $8,000 is too much to be charged without prior knowledge of what bill to expect. There was no bill of cost and no detailed costs. Simply $8000 deducted from the account with no valid reason. It's not a good way to start business. The statement was sent to my accountant's address not ours. There is no comparison with say CBA and this bank. I'd rather pay 2 % more and have peace of mind and charges that are reasonable. Life is too short and too busy to be inconvenienced. Not happy at all.
Read full review$8000 too much before we even start. Applied for a home loan and it was in trust. We basically provided all relevant required/ not required documents as required by the bank. The bank had to cover all avenues which was overkill or maybe amateur in comparison to other bank applications. In other words, they almost included my pet bird in the documents. To have the documents reviewed by their legal team cost us $8k. We have loans with other banks and $880 is reasonable but $8,000 is too much to be charged without prior knowledge of what bill to expect. There was no bill of cost and no detailed costs. Simply $8000 deducted from the account with no valid reason. It's not a good way to start business. The statement was sent to my accountant's address not ours. There is no comparison with say CBA and this bank. I'd rather pay 2 % more and have peace of mind and charges that are reasonable. Life is too short and too busy to be inconvenienced. Not happy at all.
Being a smaller bank they provide a more personal service.
Read full reviewBeing a smaller bank they provide a more personal service.
We completed our online research and this allowed us to go into negotions with the bank and end up with an interest rate and fees that we were happy with. The staff always kept us informed of what was happening with our loan application, via email, texting and phone calls. This made the whole stressful situation of buying a home stressless, we felt as we were long time friends by settlement date. We have recently been back in contact with the bank to renegotiate terms and once again it has been a stress free process
Read full reviewWe completed our online research and this allowed us to go into negotions with the bank and end up with an interest rate and fees that we were happy with. The staff always kept us informed of what was happening with our loan application, via email, texting and phone calls. This made the whole stressful situation of buying a home stressless, we felt as we were long time friends by settlement date. We have recently been back in contact with the bank to renegotiate terms and once again it has been a stress free process
