firstmac Home Loan Standard Variable

4.49% p.a.

4.55% p.a.

$0.00

4.69% p.a.

4.75% p.a.

$0.00

4.69% p.a.

4.75% p.a.

$0.00

4.89% p.a.

4.95% p.a.

$0.00

Currently showing

Rates

  • 4.49% p.a.

  • n/a

  • 0 Months

  • none

  • 4.55% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $200.00

  • $220.00

  • $300.00

  • none

  • $0.00

  • $550.00

Other financial bits

  • $50,000

  • $1,000,000

  • none

  • 80.00%

Features

  • Owner Occupier

  • Principal & Interest, Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $0.00

  • yes

  • yes

  • none

  • none

Rates

  • 4.69% p.a.

  • n/a

  • 0 Months

  • none

  • 4.75% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $200.00

  • $220.00

  • $300.00

  • none

  • $0.00

  • $550.00

Other financial bits

  • $50,000

  • $1,000,000

  • 80.00%

  • 90.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $0.00

  • yes

  • yes

  • none

  • none

Rates

  • 4.69% p.a.

  • n/a

  • 0 Months

  • none

  • 4.75% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $200.00

  • $220.00

  • $300.00

  • none

  • $0.00

  • $550.00

Other financial bits

  • $50,000

  • $1,000,000

  • none

  • 80.00%

Features

  • Investor

  • Principal & Interest, Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $0.00

  • yes

  • yes

  • none

  • none

Rates

  • 4.89% p.a.

  • n/a

  • 0 Months

  • none

  • 4.95% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $200.00

  • $220.00

  • $300.00

  • none

  • $0.00

  • $550.00

Other financial bits

  • $50,000

  • $1,000,000

  • 80.00%

  • 90.00%

Features

  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $0.00

  • yes

  • yes

  • none

  • none

About firstmac

Firstmac has more than 30 years' experience in home and investment loans. It is an Australian-owned financial services provider and has written in excess of 68,000 home loans in the past decade. Firstmac manages approximately $5 billion in mortgages and $150 million in cash investments and is a premier sponsor of the Brisbane Broncos.

How are firstmac home loans rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
5.1

Based on 15
firstmac home loans reviews

5.3 5.2 5.7 5.3 4.9

Read firstmac home loan reviews by the Mozo community

Latest reviews of firstmac Home Loan Standard Variable

firstmac

firstmac Home Loan 80 (Owner Occupier) home loan review

Overall rating   0 / 10

Disgraceful

I am really disappointed with the conduct of Management at this organisation. I raised a legitimate complaint and it has been handled disgracefully. This organisation does not seem to have the ethics and professionalism to be a worthy provider of...

Full review

I am really disappointed with the conduct of Management at this organisation. I raised a legitimate complaint and it has been handled disgracefully. This organisation does not seem to have the ethics and professionalism to be a worthy provider of finance and insurance. My advice is to stay clear of them. They are certainly not up to standard.

    Price   1 / 10

    Features   3 / 10

    Customer service   0 / 10

    Convenience   0 / 10

    Trust   0 / 10

Less

Sally (VIC), reviewed almost 4 years ago

firstmac

firstmac Home Loan 80 (Owner Occupier) home loan review

Overall rating   1 / 10

The world's worst home loan

Currently with firstmac, which is one of the worst experiences of my life. I have asked 3 times and sent through the paperwork to have my repayments changed to interest only, but after a year of asking I am still paying P & I. These guys are...

Full review

Currently with firstmac, which is one of the worst experiences of my life. I have asked 3 times and sent through the paperwork to have my repayments changed to interest only, but after a year of asking I am still paying P & I. These guys are terrible, the only reason I am still with them is due on the market dropping and my inability to re finance.

    Price   2 / 10

    Features   0 / 10

    Customer service   2 / 10

    Convenience   4 / 10

    Trust   2 / 10

Less

Michael (QLD), reviewed almost 4 years ago

firstmac

firstmac Home Loan 80 (Owner Occupier) home loan review

Overall rating   0 / 10

New charges unacceptable

We have been a customer of Firstmac Home Loans for over 12 years. Their website says no hidden fees. But be aware that they have just introduced a $399 yearly facilitation fee. Although offset by a 0.25percent decrease in the existing loan rate,...

Full review

We have been a customer of Firstmac Home Loans for over 12 years. Their website says no hidden fees. But be aware that they have just introduced a $399 yearly facilitation fee. Although offset by a 0.25percent decrease in the existing loan rate, since their rate is one of the higher interest rates, we are not amused.

    Price   0 / 10

    Features   5 / 10

    Customer service   0 / 10

    Convenience   4 / 10

    Trust   0 / 10

Less

Ian (VIC), reviewed about 4 years ago

firstmac

firstmac Home Loan 80 (Owner Occupier) home loan review

Overall rating   8 / 10

Great product features, personalised service

Firstmac has changed my initial opinion that loans are troublesome to handle, I now have confidence by having loan with them and I will keep using them as my home loan provider.

Full review

Firstmac has changed my initial opinion that loans are troublesome to handle, I now have confidence by having loan with them and I will keep using them as my home loan provider.

    Price   8 / 10

    Features   2 / 10

    Customer service   8 / 10

    Convenience   8 / 10

    Trust   7 / 10

Less

Mozo reviewer (QLD), reviewed about 4 years ago

firstmac

firstmac Home Loan 80 (Owner Occupier) home loan review

Overall rating   9 / 10

Competitive and fantastic customer service

Loans.com.au has been sent to us by pure luck. We've been wanting a bank like this for a very very long time. It's so professional, honest and they always follow up on their promises. The follow up calls are amazing, and I have never had to jump...

Full review

Loans.com.au has been sent to us by pure luck. We've been wanting a bank like this for a very very long time. It's so professional, honest and they always follow up on their promises. The follow up calls are amazing, and I have never had to jump through hoops to obtain my loan. Your rates are fantastic, everything about your company is what makes my wife and I live a comfortable life. Your company gives us a change to live our lives without worrying about the blood sucking money swallowers. To conclude, this isn't about the money or the prize, I just feel that I need to write my testimonial. The sales team Nathan, has already recieved a positive email to his superior for this outstanding work. The other four giants can learn a lot from you.

    Price   10 / 10

    Features   7 / 10

    Customer service   8 / 10

    Convenience   6 / 10

    Trust   10 / 10

Less

Mozo reviewer (VIC), reviewed about 4 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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