Gateway Bank Fixed Rate Home Loan

The details shown below are for an owner occupier taking out a principal & interest loan between $20,000 and $2,000,000 with an LVR below 95%

The details shown below are for an investor taking out a principal & interest loan between $20,000 and $2,000,000 with an LVR below 95%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $20,000 $2,000,000

  • Investor (Principal & Interest)

    LVR < 95%

    Loan: $20,000 $2,000,000

4.13% p.a.

4.91% p.a.

$0.00

Gateway Bank Fixed Rate Home Loan

4.13% p.a.

4.91% p.a.

$0.00

4.49% p.a.

5.51% p.a.

$0.00

Gateway Bank Fixed Rate Home Loan

4.49% p.a.

5.51% p.a.

$0.00

Details

Rates and fees information correct as at 22 August 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 3.93% (5.06%*)

  • 4.03% (4.97%*)

  • 4.13% (4.91%*)

  • (*)

  • 4.23% (4.80%*)

  • (*)

  • (*)

  • 5.12% p.a.

Fees
  • $200.00

  • $275.00

  • $275.00

  • $0.00

  • none

  • $0.00

  • $300.00

Other financial bits
  • $20,000

  • $2,000,000

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • no

  • none

  • yes

  • no

  • none

  • none

Details

Rates and fees information correct as at 22 August 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.29% (5.72%*)

  • 4.39% (5.60%*)

  • 4.49% (5.51%*)

  • (*)

  • 4.59% (5.35%*)

  • (*)

  • (*)

  • 5.82% p.a.

Fees
  • $200.00

  • $275.00

  • $275.00

  • $0.00

  • none

  • $0.00

  • $300.00

Other financial bits
  • $20,000

  • $2,000,000

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • no

  • none

  • yes

  • no

  • none

  • none

Customer Reviews

How are Gateway Bank home loans rated by the Mozo community?

Overall customer rating
8.6/10
Price
9.4/10
Features
8.4/10
Customer service
8.5/10
Convenience
8.4/10
Trust
8.8/10

Latest reviews of Gateway Bank Fixed Rate Home Loan

  • Overall
    6/10
    Good value and personalised service

    The credit union ('CU') had very competitive pricing at the time, a simple easy to use web site...

    The credit union ('CU') had very competitive pricing at the time, a simple easy to use web site and very helpful staff on their phone help line. The CU also has really interesting news letters that make customers feel a little less like a number / statistic. On the negative side I am a little concerned about their credit rating and would not take out a variable rate home loan with them.

    Price
    7/10
    Features
    4/10
    Customer service
    6/10
    Convenience
    4/10
    Trust
    6/10

    B | QLD

    29 Oct 2015

  • Overall
    10/10
    Easy to work with, great service

    I like that they gave us a chance when no other bank would. It's nice to know that the younger...

    I like that they gave us a chance when no other bank would. It's nice to know that the younger generation are still appreciated for our hard work and ability to want to make a life for our family.

    Price
    5/10
    Features
    8/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Mozo reviewer | NSW

    31 Jul 2013

Gateway Bank

About Gateway Bank

Gateway Bank is a deposit taking institution that is open to all Australians, who in turn will receive the excellent service and value from Gateways' products. Gateway Bank has a comprehensive range of products in home loans, term deposits, personal loans, kids savings accounts, car loans, everyday banking accounts, savings accounts and debit cards.

See Gateway Bank home loans

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.