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Gateway Bank Fixed Rate Home Loan

Advertiser disclosure

The details shown below are for an owner occupier taking out a principal & interest loan between $20,000 and $2,000,000 with an LVR below 95%

The details shown below are for an investor taking out a principal & interest loan between $20,000 and $2,000,000 with an LVR below 95%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $20,000 $2,000,000

  • Investor (Principal & Interest)

    LVR < 95%

    Loan: $20,000 $2,000,000

Fixed 3 year rate
2.39% p.a.
Comparison Rate
3.96% p.a.
Service fee
$0.00
Upfront fee
$800
Fixed 3 year rate
2.99% p.a.
Comparison Rate
4.66% p.a.
Service fee
$0.00
Upfront fee
$800

Details

Rates and fees information correct as at 17 January 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.49% (4.31%*)

  • 2.29% (4.10%*)

  • 2.39% (3.96%*)

  • n/a

  • 2.89% (3.87%*)

  • n/a

  • n/a

  • 4.43% p.a.

Fees
  • $0.00

  • $275.00

  • $325.00

  • $200.00

  • n/a

  • $0.00

  • $300.00

Other financial bits
  • $20,000

  • $2,000,000

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • no

  • none

  • yes

  • no

  • none

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 17 January 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.09% (5.04%*)

  • 2.99% (4.83%*)

  • 2.99% (4.66%*)

  • n/a

  • 3.39% (4.50%*)

  • n/a

  • n/a

  • 5.18% p.a.

Fees
  • $0.00

  • $275.00

  • $325.00

  • $200.00

  • n/a

  • $0.00

  • $300.00

Other financial bits
  • $20,000

  • $2,000,000

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • no

  • none

  • yes

  • no

  • none

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Gateway Bank home loans rated by the Mozo community?

Overall
8.5/10
Price
8.7/10
Features
7.8/10
Customer service
8.5/10
Convenience
7.1/10
Trust
8.8/10

Latest reviews of Gateway Bank Fixed Rate Home Loan

  • Overall 6/10
    Good value and personalised service

    The credit union ('CU') had very competitive pricing at the time, a simple easy to use web site and very helpful staff on their phone help line. The CU also has really interesting news letters that make customers feel a little less like a number / statistic. On the negative side I am a little concerned about their credit rating and would not take out a variable rate home loan with them.

    Read full review

    The credit union ('CU') had very competitive pricing at the time, a simple easy to use web site and very helpful staff on their phone help line. The CU also has really interesting news letters that make customers feel a little less like a number / statistic. On the negative side I am a little concerned about their credit rating and would not take out a variable rate home loan with them.

    Price
    7/10
    Features
    4/10
    Customer service
    6/10
    Convenience
    4/10
    Trust
    6/10
    Less
    B, Queensland reviewed about 5 years ago
  • Overall 10/10
    COMPETITIVE RATES AND EXCELLENT CUSTOMER SERVICE

    Information about their products can be viewed online. Whenever I have phoned the Gateway CU, there is no waiting time. Australian staff deal with all enquiries. Their customer service is excellent - they offer practical suggestions and solutions to my queries. Their mortgage and other interest rates are competitive. I have recommended Gateway CU to my family and friends without any hesitation.

    Read full review

    Information about their products can be viewed online. Whenever I have phoned the Gateway CU, there is no waiting time. Australian staff deal with all enquiries. Their customer service is excellent - they offer practical suggestions and solutions to my queries. Their mortgage and other interest rates are competitive. I have recommended Gateway CU to my family and friends without any hesitation.

    Price
    9/10
    Features
    8/10
    Customer service
    10/10
    Convenience
    9/10
    Trust
    10/10
    Less
    Mozo community reviewer, New South Wales reviewed over 7 years ago
  • Overall 10/10
    Easy to work with, great service

    I like that they gave us a chance when no other bank would. It's nice to know that the younger generation are still appreciated for our hard work and ability to want to make a life for our family.

    Read full review

    I like that they gave us a chance when no other bank would. It's nice to know that the younger generation are still appreciated for our hard work and ability to want to make a life for our family.

    Price
    5/10
    Features
    8/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Mozo community reviewer, New South Wales reviewed over 7 years ago
Thumbnail icon for Gateway Bank

About Gateway Bank

Gateway Bank is a deposit taking institution that is open to all Australians, who in turn will receive the excellent service and value from Gateways' products. Gateway Bank has a comprehensive range of products in home loans, term deposits, personal loans, kids savings accounts, car loans, everyday banking accounts, savings accounts and debit cards.

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WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.