Choose the version of this loan that suits you best
Availability | Loan type | LVR | Min loan amount | Max loan amount | |
---|---|---|---|---|---|
|
Owner Occupier | Principal & Interest | < 95% | $20,000 | $2,000,000 |
|
Owner Occupier | Interest Only | < 95% | $20,000 | $2,000,000 |
|
Investor | Principal & Interest | < 95% | $20,000 | $2,000,000 |
|
Investor | Interest Only | < 95% | $20,000 | $2,000,000 |
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.94% (8.55%*) |
|
7.04% (8.39%*) |
|
6.84% (8.18%*) |
|
n/a |
|
7.34% (8.12%*) |
|
n/a |
|
n/a |
|
8.68% p.a. |
$0.00 |
|
$275.00 |
|
$325.00 |
|
$200.00 |
|
n/a |
|
$0.00 |
|
$300.00 |
$20,000 |
|
$2,000,000 |
|
none |
|
95.00% |
Weekly, Fortnightly, Monthly |
|
yes - free |
|
none |
|
no |
|
none |
|
yes |
|
no |
|
none |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
7.24% (8.58%*) |
|
7.14% (8.41%*) |
|
7.09% (8.26%*) |
|
n/a |
|
7.69% (8.28%*) |
|
n/a |
|
n/a |
|
8.68% p.a. |
$0.00 |
|
$275.00 |
|
$325.00 |
|
$200.00 |
|
n/a |
|
$0.00 |
|
$300.00 |
$20,000 |
|
$2,000,000 |
|
none |
|
95.00% |
Weekly, Fortnightly, Monthly |
|
yes - free |
|
none |
|
no |
|
none |
|
yes |
|
no |
|
none |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
7.04% (9.22%*) |
|
7.04% (8.97%*) |
|
6.94% (8.72%*) |
|
n/a |
|
7.29% (8.49%*) |
|
n/a |
|
n/a |
|
9.43% p.a. |
$0.00 |
|
$275.00 |
|
$325.00 |
|
$200.00 |
|
n/a |
|
$0.00 |
|
$300.00 |
$20,000 |
|
$2,000,000 |
|
none |
|
95.00% |
Weekly, Fortnightly, Monthly |
|
yes - free |
|
none |
|
no |
|
none |
|
yes |
|
no |
|
none |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
7.24% (9.24%*) |
|
7.14% (8.99%*) |
|
7.09% (8.77%*) |
|
n/a |
|
7.49% (8.58%*) |
|
n/a |
|
n/a |
|
9.43% p.a. |
$0.00 |
|
$275.00 |
|
$325.00 |
|
$200.00 |
|
n/a |
|
$0.00 |
|
$300.00 |
$20,000 |
|
$2,000,000 |
|
none |
|
95.00% |
Weekly, Fortnightly, Monthly |
|
yes - free |
|
none |
|
no |
|
none |
|
yes |
|
no |
|
none |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
The credit union ('CU') had very competitive pricing at the time, a simple easy to use web site and very helpful staff on their phone help line. The CU also has really interesting news letters that make customers feel a little less like a number / statistic. On the negative side I am a little concerned about their credit rating and would not take out a variable rate home loan with them.
Read full reviewThe credit union ('CU') had very competitive pricing at the time, a simple easy to use web site and very helpful staff on their phone help line. The CU also has really interesting news letters that make customers feel a little less like a number / statistic. On the negative side I am a little concerned about their credit rating and would not take out a variable rate home loan with them.
Information about their products can be viewed online. Whenever I have phoned the Gateway CU, there is no waiting time. Australian staff deal with all enquiries. Their customer service is excellent - they offer practical suggestions and solutions to my queries. Their mortgage and other interest rates are competitive. I have recommended Gateway CU to my family and friends without any hesitation.
Read full reviewInformation about their products can be viewed online. Whenever I have phoned the Gateway CU, there is no waiting time. Australian staff deal with all enquiries. Their customer service is excellent - they offer practical suggestions and solutions to my queries. Their mortgage and other interest rates are competitive. I have recommended Gateway CU to my family and friends without any hesitation.
I like that they gave us a chance when no other bank would. It's nice to know that the younger generation are still appreciated for our hard work and ability to want to make a life for our family.
Read full reviewI like that they gave us a chance when no other bank would. It's nice to know that the younger generation are still appreciated for our hard work and ability to want to make a life for our family.
Fixed Rate Loan (with Orange Advantage)
5.99% p.a.
fixed 3 years
6.12% p.a.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.