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Gateway Bank Variable Rate Home Loan

Advertiser disclosure
The details shown below are for an owner occupier taking out a principal & interest loan between $20,000 and $2,000,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan between $20,000 and $2,000,000 with an LVR below 95%
The details shown below are for an investor taking out a principal & interest loan between $20,000 and $2,000,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $20,000 and $2,000,000 with an LVR below 90%

Choose the version of this loan that suits you best

Availability Loan type LVR Min loan amount Max loan amount
Owner Occupier Principal & Interest < 95% $20,000 $2,000,000
Owner Occupier Interest Only < 95% $20,000 $2,000,000
Investor Principal & Interest < 90% $20,000 $2,000,000
Investor Interest Only < 90% $20,000 $2,000,000
  • Owner Occupier (Principal & Interest)
    LVR < 95%
    Loan: $20,000 $2,000,000
  • Owner Occupier (Interest Only)
    LVR < 95%
    Loan: $20,000 $2,000,000
  • Investor (Principal & Interest)
    LVR < 90%
    Loan: $20,000 $2,000,000
  • Investor (Interest Only)
    LVR < 90%
    Loan: $20,000 $2,000,000
Rate
8.68% p.a.
Comparison Rate
8.75% p.a.
Service fee
$0.00
Upfront fee
$800
Rate
9.50% p.a.
Comparison Rate
9.57% p.a.
Service fee
$0.00
Upfront fee
$800
Rate
9.43% p.a.
Comparison Rate
9.50% p.a.
Service fee
$0.00
Upfront fee
$800
Rate
9.86% p.a.
Comparison Rate
9.93% p.a.
Service fee
$0.00
Upfront fee
$800

Details

Rates and fees information correct as at 19 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

8.68% p.a.

n/a

n/a

n/a

8.75% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$275.00

$325.00

$200.00

n/a

$0.00

$300.00

Other financial bits

$20,000

$2,000,000

none

95.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

$500.00

yes

yes

A $95 fee applies for each security discharge in addition to the first.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 19 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

9.50% p.a.

n/a

n/a

n/a

9.57% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$275.00

$325.00

$200.00

n/a

$0.00

$300.00

Other financial bits

$20,000

$2,000,000

none

95.00%

Features

Owner Occupier

Interest Only

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

$500.00

yes

yes

A $95 fee applies for each security discharge in addition to the first.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 19 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

9.43% p.a.

n/a

n/a

n/a

9.50% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$275.00

$325.00

$200.00

n/a

$0.00

$300.00

Other financial bits

$20,000

$2,000,000

none

90.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

$500.00

yes

yes

A $95 fee applies for each security discharge in addition to the first.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 19 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

9.86% p.a.

n/a

n/a

n/a

9.93% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$275.00

$325.00

$200.00

n/a

$0.00

$300.00

Other financial bits

$20,000

$2,000,000

none

90.00%

Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

none

yes - free

$500.00

yes

yes

A $95 fee applies for each security discharge in addition to the first.

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Gateway Bank home loans rated by the Mozo community?

Overall
Price
Features
Customer service
Convenience
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Latest reviews of Gateway Bank Variable Rate Home Loan

About Gateway Bank

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6.30% p.a. variable

6.58% p.a.

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5.90% p.a.

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Straight Up with AcceleRATES Variable Home Loan

6.34% p.a. variable

6.34% p.a.

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Home Variable Rate

5.95% p.a. variable

5.95% p.a.

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Macquarie

Offset Home Loan (Package)

6.15% p.a. variable

6.40% p.a.

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Unloan

Variable

5.99% p.a. variable

5.90% p.a.

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Sucasa

Ultra Low Rate

6.30% p.a. variable

6.58% p.a.

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Athena

Straight Up with AcceleRATES Variable Home Loan

6.24% p.a. variable

6.24% p.a.

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ubank

Neat Home Loan

6.14% p.a. variable

6.16% p.a.

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Macquarie

Offset Home Loan (Package)

6.15% p.a. variable

6.40% p.a.

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Unloan

Variable

6.29% p.a. variable

6.20% p.a.

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Athena

Straight Up with AcceleRATES Variable Home Loan

6.34% p.a. variable

6.34% p.a.

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ubank

Flex Home Loan Fixed

5.99% p.a.
fixed 3 years

6.37% p.a.

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Unloan

Variable

5.99% p.a.

5.90% p.a.

Thumbnail icon for Sucasa
Sucasa

Ultra Low Rate

6.30% p.a.

6.58% p.a.

Thumbnail icon for Macquarie
Macquarie

Offset Home Loan (Package)

6.15% p.a.

6.40% p.a.

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BCU Bank

OMG Home Loan

5.99% p.a.

6.00% p.a.

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Athena

Straight Up with AcceleRATES Variable Home Loan

6.24% p.a.

6.24% p.a.

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ubank

Neat Home Loan

6.14% p.a.

6.16% p.a.

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Macquarie

Basic Home Loan

6.15% p.a.

6.17% p.a.

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Athena

Straight Up with AcceleRATES Variable Home Loan

6.34% p.a.

6.34% p.a.

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Macquarie

Basic Home Loan (Fixed)

5.99% p.a.
fixed 3 years

6.13% p.a.

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ubank

Flex Home Loan Fixed

5.99% p.a.
fixed 3 years

6.41% p.a.

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ING

Fixed Rate Loan (with Orange Advantage)

5.99% p.a.
fixed 3 years

6.12% p.a.

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BCU Bank

Fixed Rate Home Loan

6.29% p.a.
fixed 3 years

6.30% p.a.

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Macquarie

Basic Home Loan (Fixed)

6.09% p.a.
fixed 3 years

6.19% p.a.

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ANZ

Fixed Rate

6.59% p.a.
fixed 3 years

7.06% p.a.

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ubank

Flex Home Loan Fixed

5.99% p.a.
fixed 3 years

6.41% p.a.

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Sucasa

Ultra Low Rate

6.30% p.a.

6.58% p.a.

$0.00

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Unloan

Variable

5.99% p.a.

5.90% p.a.

$0.00

Thumbnail icon for Athena
Athena

Straight Up with AcceleRATES Variable Home Loan

6.24% p.a.

6.24% p.a.

$0.00

Thumbnail icon for ubank
ubank

Neat Home Loan

6.14% p.a.

6.16% p.a.

$0.00

Thumbnail icon for Athena
Athena

Straight Up with AcceleRATES Variable Home Loan

6.34% p.a.

6.34% p.a.

$0.00

Thumbnail icon for Up
Up

Home Variable Rate

5.95% p.a.

5.95% p.a.

$0.00

Thumbnail icon for Macquarie
Macquarie

Offset Home Loan (Package)

6.15% p.a.

6.40% p.a.

$248.00 yearly

Thumbnail icon for BCU Bank
BCU Bank

OMG Home Loan

5.99% p.a.

6.00% p.a.

$0.00

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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