Heritage Bank Fixed Rate Loan (Home Advantage)

This product is available in different versions. Pick the right version for you here.

The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $249,999 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $249,999 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $249,999 with an LVR below 95%

The details shown below are for an owner occupier taking out a principal & interest loan between $250,000 and $699,999 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan between $250,000 and $699,999 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan between $250,000 and $699,999 with an LVR below 95%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $700,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $700,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $700,000 with an LVR below 95%

The details shown below are for an investor taking out a principal & interest loan between $150,000 and $249,999 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $150,000 and $249,999 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan between $250,000 and $699,999 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $250,000 and $699,999 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan of at least $700,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan of at least $700,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan between $150,000 and $249,999 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan between $150,000 and $249,999 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan between $250,000 and $699,999 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan between $250,000 and $699,999 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan of at least $700,000 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan of at least $700,000 with an LVR below 90%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 80%

    Loan: $150,000 $249,999

  • Owner Occupier (Principal & Interest)

    LVR 80%-90%

    Loan: $150,000 $249,999

  • Owner Occupier (Principal & Interest)

    LVR 90%-95%

    Loan: $150,000 $249,999

  • Owner Occupier (Principal & Interest)

    LVR < 80%

    Loan: $250,000 $699,999

  • Owner Occupier (Principal & Interest)

    LVR 80%-90%

    Loan: $250,000 $699,999

  • Owner Occupier (Principal & Interest)

    LVR 90%-95%

    Loan: $250,000 $699,999

  • Owner Occupier (Principal & Interest)

    LVR < 80%

    Loan: $700,000

  • Owner Occupier (Principal & Interest)

    LVR 80%-90%

    Loan: $700,000

  • Owner Occupier (Principal & Interest)

    LVR 90%-95%

    Loan: $700,000

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $150,000 $249,999

  • Investor (Principal & Interest)

    LVR 80%-90%

    Loan: $150,000 $249,999

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $250,000 $699,999

  • Investor (Principal & Interest)

    LVR 80%-90%

    Loan: $250,000 $699,999

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $700,000

  • Investor (Principal & Interest)

    LVR 80%-90%

    Loan: $700,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $150,000 $249,999

  • Investor (Interest Only)

    LVR 80%-90%

    Loan: $150,000 $249,999

  • Investor (Interest Only)

    LVR < 80%

    Loan: $250,000 $699,999

  • Investor (Interest Only)

    LVR 80%-90%

    Loan: $250,000 $699,999

  • Investor (Interest Only)

    LVR < 80%

    Loan: $700,000

  • Investor (Interest Only)

    LVR 80%-90%

    Loan: $700,000

3.79% p.a.

4.08% p.a.

$350.00 yearly

Heritage Bank Fixed Rate Loan (Home Advantage)

3.79% p.a.

4.08% p.a.

$350.00 yearly

3.79% p.a.

4.14% p.a.

$350.00 yearly

Heritage Bank Fixed Rate Loan (Home Advantage)

3.79% p.a.

4.14% p.a.

$350.00 yearly

3.79% p.a.

4.22% p.a.

$350.00 yearly

Heritage Bank Fixed Rate Loan (Home Advantage)

3.79% p.a.

4.22% p.a.

$350.00 yearly

3.79% p.a.

4.04% p.a.

$350.00 yearly

Heritage Bank Fixed Rate Loan (Home Advantage)

3.79% p.a.

4.04% p.a.

$350.00 yearly

3.79% p.a.

4.11% p.a.

$350.00 yearly

Heritage Bank Fixed Rate Loan (Home Advantage)

3.79% p.a.

4.11% p.a.

$350.00 yearly

3.79% p.a.

4.18% p.a.

$350.00 yearly

Heritage Bank Fixed Rate Loan (Home Advantage)

3.79% p.a.

4.18% p.a.

$350.00 yearly

3.79% p.a.

4.00% p.a.

$350.00 yearly

Heritage Bank Fixed Rate Loan (Home Advantage)

3.79% p.a.

4.00% p.a.

$350.00 yearly

3.79% p.a.

4.07% p.a.

$350.00 yearly

Heritage Bank Fixed Rate Loan (Home Advantage)

3.79% p.a.

4.07% p.a.

$350.00 yearly

3.79% p.a.

4.14% p.a.

$350.00 yearly

Heritage Bank Fixed Rate Loan (Home Advantage)

3.79% p.a.

4.14% p.a.

$350.00 yearly

3.99% p.a.

4.35% p.a.

$350.00 yearly

Heritage Bank Fixed Rate Loan (Home Advantage)

3.99% p.a.

4.35% p.a.

$350.00 yearly

3.99% p.a.

4.41% p.a.

$350.00 yearly

Heritage Bank Fixed Rate Loan (Home Advantage)

3.99% p.a.

4.41% p.a.

$350.00 yearly

3.99% p.a.

4.30% p.a.

$350.00 yearly

Heritage Bank Fixed Rate Loan (Home Advantage)

3.99% p.a.

4.30% p.a.

$350.00 yearly

3.99% p.a.

4.38% p.a.

$350.00 yearly

Heritage Bank Fixed Rate Loan (Home Advantage)

3.99% p.a.

4.38% p.a.

$350.00 yearly

3.99% p.a.

4.27% p.a.

$350.00 yearly

Heritage Bank Fixed Rate Loan (Home Advantage)

3.99% p.a.

4.27% p.a.

$350.00 yearly

3.99% p.a.

4.34% p.a.

$350.00 yearly

Heritage Bank Fixed Rate Loan (Home Advantage)

3.99% p.a.

4.34% p.a.

$350.00 yearly

4.19% p.a.

4.61% p.a.

$350.00 yearly

Heritage Bank Fixed Rate Loan (Home Advantage)

4.19% p.a.

4.61% p.a.

$350.00 yearly

4.19% p.a.

4.68% p.a.

$350.00 yearly

Heritage Bank Fixed Rate Loan (Home Advantage)

4.19% p.a.

4.68% p.a.

$350.00 yearly

4.19% p.a.

4.57% p.a.

$350.00 yearly

Heritage Bank Fixed Rate Loan (Home Advantage)

4.19% p.a.

4.57% p.a.

$350.00 yearly

4.19% p.a.

4.64% p.a.

$350.00 yearly

Heritage Bank Fixed Rate Loan (Home Advantage)

4.19% p.a.

4.64% p.a.

$350.00 yearly

4.19% p.a.

4.54% p.a.

$350.00 yearly

Heritage Bank Fixed Rate Loan (Home Advantage)

4.19% p.a.

4.54% p.a.

$350.00 yearly

4.19% p.a.

4.61% p.a.

$350.00 yearly

Heritage Bank Fixed Rate Loan (Home Advantage)

4.19% p.a.

4.61% p.a.

$350.00 yearly

Details

Rates and fees information correct as at 27 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 3.79% (4.06%*)

  • 3.74% (4.06%*)

  • 3.79% (4.08%*)

  • (*)

  • 4.09% (4.22%*)

  • (*)

  • (*)

  • 3.67% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $350.00 yearly

  • $250.00

Other financial bits
  • $150,000

  • $249,999

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 3.79% (4.14%*)

  • 3.74% (4.13%*)

  • 3.79% (4.14%*)

  • (*)

  • 4.09% (4.27%*)

  • (*)

  • (*)

  • 3.77% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $350.00 yearly

  • $250.00

Other financial bits
  • $150,000

  • $249,999

  • 80.00%

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 3.79% (4.23%*)

  • 3.74% (4.21%*)

  • 3.79% (4.22%*)

  • (*)

  • 4.09% (4.33%*)

  • (*)

  • (*)

  • 3.87% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $350.00 yearly

  • $250.00

Other financial bits
  • $150,000

  • $249,999

  • 90.00%

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 3.79% (4.01%*)

  • 3.74% (4.01%*)

  • 3.79% (4.04%*)

  • (*)

  • 4.09% (4.18%*)

  • (*)

  • (*)

  • 3.62% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $350.00 yearly

  • $250.00

Other financial bits
  • $250,000

  • $699,999

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 3.79% (4.10%*)

  • 3.74% (4.09%*)

  • 3.79% (4.11%*)

  • (*)

  • 4.09% (4.24%*)

  • (*)

  • (*)

  • 3.72% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $350.00 yearly

  • $250.00

Other financial bits
  • $250,000

  • $699,999

  • 80.00%

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 3.79% (4.18%*)

  • 3.74% (4.17%*)

  • 3.79% (4.18%*)

  • (*)

  • 4.09% (4.30%*)

  • (*)

  • (*)

  • 3.82% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $350.00 yearly

  • $250.00

Other financial bits
  • $250,000

  • $699,999

  • 90.00%

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 3.79% (3.96%*)

  • 3.74% (3.97%*)

  • 3.79% (4.00%*)

  • (*)

  • 4.09% (4.15%*)

  • (*)

  • (*)

  • 3.57% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $350.00 yearly

  • $250.00

Other financial bits
  • $700,000

  • none

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 3.79% (4.05%*)

  • 3.74% (4.05%*)

  • 3.79% (4.07%*)

  • (*)

  • 4.09% (4.21%*)

  • (*)

  • (*)

  • 3.67% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $350.00 yearly

  • $250.00

Other financial bits
  • $700,000

  • none

  • 80.00%

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 3.79% (4.14%*)

  • 3.74% (4.13%*)

  • 3.79% (4.14%*)

  • (*)

  • 4.09% (4.27%*)

  • (*)

  • (*)

  • 3.77% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $350.00 yearly

  • $250.00

Other financial bits
  • $700,000

  • none

  • 90.00%

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 3.99% (4.34%*)

  • 3.94% (4.34%*)

  • 3.99% (4.35%*)

  • (*)

  • 4.49% (4.56%*)

  • (*)

  • (*)

  • 3.97% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $350.00 yearly

  • $250.00

Other financial bits
  • $150,000

  • $249,999

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 3.99% (4.43%*)

  • 3.94% (4.41%*)

  • 3.99% (4.41%*)

  • (*)

  • 4.49% (4.60%*)

  • (*)

  • (*)

  • 4.07% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $350.00 yearly

  • $250.00

Other financial bits
  • $150,000

  • $249,999

  • 80.00%

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 3.99% (4.29%*)

  • 3.94% (4.29%*)

  • 3.99% (4.30%*)

  • (*)

  • 4.49% (4.52%*)

  • (*)

  • (*)

  • 3.92% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $350.00 yearly

  • $250.00

Other financial bits
  • $250,000

  • $699,999

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 3.99% (4.38%*)

  • 3.94% (4.37%*)

  • 3.99% (4.38%*)

  • (*)

  • 4.49% (4.58%*)

  • (*)

  • (*)

  • 4.02% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $350.00 yearly

  • $250.00

Other financial bits
  • $250,000

  • $699,999

  • 80.00%

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 3.99% (4.25%*)

  • 3.94% (4.25%*)

  • 3.99% (4.27%*)

  • (*)

  • 4.49% (4.49%*)

  • (*)

  • (*)

  • 3.87% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $350.00 yearly

  • $250.00

Other financial bits
  • $700,000

  • none

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 3.99% (4.34%*)

  • 3.94% (4.33%*)

  • 3.99% (4.34%*)

  • (*)

  • 4.49% (4.55%*)

  • (*)

  • (*)

  • 3.97% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $350.00 yearly

  • $250.00

Other financial bits
  • $700,000

  • none

  • 80.00%

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.19% (4.62%*)

  • 4.14% (4.61%*)

  • 4.19% (4.61%*)

  • (*)

  • 4.69% (4.80%*)

  • (*)

  • (*)

  • 4.27% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $350.00 yearly

  • $250.00

Other financial bits
  • $150,000

  • $249,999

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.19% (4.71%*)

  • 4.14% (4.68%*)

  • 4.19% (4.68%*)

  • (*)

  • 4.69% (4.86%*)

  • (*)

  • (*)

  • 4.37% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $350.00 yearly

  • $250.00

Other financial bits
  • $150,000

  • $249,999

  • 80.00%

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.19% (4.58%*)

  • 4.14% (4.57%*)

  • 4.19% (4.57%*)

  • (*)

  • 4.69% (4.77%*)

  • (*)

  • (*)

  • 4.22% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $350.00 yearly

  • $250.00

Other financial bits
  • $250,000

  • $699,999

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.19% (4.67%*)

  • 4.14% (4.65%*)

  • 4.19% (4.64%*)

  • (*)

  • 4.69% (4.83%*)

  • (*)

  • (*)

  • 4.32% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $350.00 yearly

  • $250.00

Other financial bits
  • $250,000

  • $699,999

  • 80.00%

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.19% (4.53%*)

  • 4.14% (4.53%*)

  • 4.19% (4.54%*)

  • (*)

  • 4.69% (4.74%*)

  • (*)

  • (*)

  • 4.17% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $350.00 yearly

  • $250.00

Other financial bits
  • $700,000

  • none

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.19% (4.62%*)

  • 4.14% (4.61%*)

  • 4.19% (4.61%*)

  • (*)

  • 4.69% (4.80%*)

  • (*)

  • (*)

  • 4.27% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $350.00 yearly

  • $250.00

Other financial bits
  • $700,000

  • none

  • 80.00%

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Heritage Bank home loans rated by the Mozo community?

Overall customer rating
8.3/10
Price
8.1/10
Features
7.6/10
Customer service
8.6/10
Convenience
8.0/10
Trust
8.5/10

Latest reviews of Heritage Bank Fixed Rate Loan (Home Advantage)

  • Overall
    10/10
    Excellent FI option.

    Service is awesome.

    Service is awesome.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Amy | Queensland

    reviewed about 3 years ago

  • Overall
    10/10
    No prob!!

    I've been with heritage from the age of 12 ! Now 50, never had a problem!!

    I've been with heritage from the age of 12 ! Now 50, never had a problem!!

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Murray | Queensland

    reviewed almost 4 years ago

Heritage Bank

About Heritage Bank

Heritage is Australia's largest member-owned bank. With a history going back to 1875, Heritage helps Australians realise their financial dreams. Heritage focuses on putting people first, not pursuing massive profits. They offer customers a full range of competitive personal banking products from home loans, saving accounts, term deposits, credit cards and much more.

See Heritage Bank home loans

Promoted

Heritage Bank

Heritage Bank

Discount Variable Home Loan

3.57% p.a.

3.62% p.a.

$0.00

Promoted

Heritage Bank

Heritage Bank

Variable Rate Loan (Home Advantage)

3.67% p.a.

4.05% p.a.

$350.00 yearly

Promoted

loans.com.au

loans.com.au

Smart Home Loan

3.28% p.a. variable

3.30% p.a.

$520

Promoted

Athena

Athena

Variable Home Loan

3.34% p.a. variable

3.30% p.a.

$0

Promoted

Suncorp

Suncorp

Back to Basics

3.49% p.a. variable

3.50% p.a.

$0

Promoted

UBank

UBank

UHomeLoan (1 Year Fixed)

n/a

n/a

$395

Promoted

Bank of Queensland

Bank of Queensland

Fixed Rate

3.39% p.a.
fixed 3 years

4.30% p.a.

$450

Promoted

HSBC

HSBC

Home Value Loan

3.47% p.a. variable

3.48% p.a.

$150

Promoted

Macquarie

Macquarie

Basic Home Loan (Fixed)

3.59% p.a.
fixed 3 years

3.49% p.a.

$0

Promoted

Bank Australia

Bank Australia

Basic Home Loan

3.51% p.a. variable

3.52% p.a.

$0

Promoted

UBank

UBank

UHomeLoan - Discount Offer

3.59% p.a.

3.59% p.a.

$0

Promoted

loans.com.au

loans.com.au

Smart Home Loan

3.28% p.a.

3.30% p.a.

$520

Promoted

Athena

Athena

Variable Home Loan

3.34% p.a.

3.30% p.a.

$0

Promoted

Suncorp

Suncorp

Back to Basics

3.49% p.a.

3.50% p.a.

$0

Promoted

HSBC

HSBC

Home Value Loan

3.47% p.a.

3.48% p.a.

$150

Promoted

Bank of Queensland

Bank of Queensland

2 Year Intro Rate Variable Home Loan

3.54% p.a.variable for 24 months and then 4.01% p.a.

4.06% p.a.

$150

Promoted

Hume Bank

Hume Bank

Flexi Low Rate

3.69% p.a.

3.69% p.a.

$0

Promoted

Greater Bank

Greater Bank

Great Rate Home Loan

3.57% p.a.

3.59% p.a.

$180

Promoted

UBank

UBank

UHomeLoan (1 Year Fixed)

n/a

n/a

$395

Promoted

Bank of Queensland

Bank of Queensland

Fixed Rate

3.39% p.a.
fixed 3 years

4.30% p.a.

$450

Promoted

loans.com.au

loans.com.au

Fixed Home Loan

3.19% p.a.
fixed 3 years

3.63% p.a.

$520

Promoted

UBank

UBank

UHomeLoan (Fixed)

3.24% p.a.
fixed 3 years

3.88% p.a.

$395

Promoted

QBANK

QBANK

Fixed Rate

3.62% p.a.
fixed 3 years

4.20% p.a.

$195

Promoted

Bank Australia

Bank Australia

Basic Home Loan (Fixed)

3.64% p.a.
fixed 3 years

3.74% p.a.

$0

Promoted

loans.com.au

loans.com.au

Smart Loan Fixed (Package)

3.19% p.a.
fixed 3 years

3.63% p.a.

$520

Promoted

Mozo

Mozo

Mystery Bank Deal

n/a

n/a

$745

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.