Heritage Bank Living Equity (Home Advantage)

The details shown below are for an owner occupier taking out a no set repayments loan between $150,000 and $249,999 with an LVR below 85%

The details shown below are for an owner occupier taking out a no set repayments loan between $250,000 and $699,999 with an LVR below 85%

The details shown below are for an owner occupier taking out a no set repayments loan of at least $700,000 with an LVR below 85%

The details shown below are for an investor taking out a no set repayments loan between $150,000 and $249,999 with an LVR below 85%

The details shown below are for an investor taking out a no set repayments loan between $250,000 and $699,999 with an LVR below 85%

The details shown below are for an investor taking out a no set repayments loan of at least $700,000 with an LVR below 85%

Choose the version of loan that suits you best

  • Owner Occupier (No set repayments)

    LVR < 85%

    Loan: $150,000 $249,999

  • Owner Occupier (No set repayments)

    LVR < 85%

    Loan: $250,000 $699,999

  • Owner Occupier (No set repayments)

    LVR < 85%

    Loan: $700,000

  • Investor (No set repayments)

    LVR < 85%

    Loan: $150,000 $249,999

  • Investor (No set repayments)

    LVR < 85%

    Loan: $250,000 $699,999

  • Investor (No set repayments)

    LVR < 85%

    Loan: $700,000

5.10% p.a.

n/a

$350.00 yearly

Heritage Bank Living Equity (Home Advantage)

5.10% p.a.

n/a

$350.00 yearly

5.05% p.a.

n/a

$350.00 yearly

Heritage Bank Living Equity (Home Advantage)

5.05% p.a.

n/a

$350.00 yearly

5.00% p.a.

n/a

$350.00 yearly

Heritage Bank Living Equity (Home Advantage)

5.00% p.a.

n/a

$350.00 yearly

5.10% p.a.

n/a

$350.00 yearly

Heritage Bank Living Equity (Home Advantage)

5.10% p.a.

n/a

$350.00 yearly

5.05% p.a.

n/a

$350.00 yearly

Heritage Bank Living Equity (Home Advantage)

5.05% p.a.

n/a

$350.00 yearly

5.00% p.a.

n/a

$350.00 yearly

Heritage Bank Living Equity (Home Advantage)

5.00% p.a.

n/a

$350.00 yearly

Details

Rates and fees information correct as at 19 September 2018.

Rates
  • 5.10% p.a.

  • n/a

  • 0 Months

  • none

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $350.00 yearly

  • $250.00

Other financial bits
  • $150,000

  • $249,999

  • none

  • 85.00%

Features
  • Owner Occupier

  • No set repayments

  • No set repayments

  • n/a

  • no

  • n/a

  • $0.00

  • yes

  • no

  • none

  • Package fee waived in the first year for a limited time only.

Details

Rates and fees information correct as at 19 September 2018.

Rates
  • 5.05% p.a.

  • n/a

  • 0 Months

  • none

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $350.00 yearly

  • $250.00

Other financial bits
  • $250,000

  • $699,999

  • none

  • 85.00%

Features
  • Owner Occupier

  • No set repayments

  • No set repayments

  • n/a

  • no

  • n/a

  • $0.00

  • yes

  • no

  • none

  • Package fee waived in the first year for a limited time only.

Details

Rates and fees information correct as at 19 September 2018.

Rates
  • 5.00% p.a.

  • n/a

  • 0 Months

  • none

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $350.00 yearly

  • $250.00

Other financial bits
  • $700,000

  • none

  • none

  • 85.00%

Features
  • Owner Occupier

  • No set repayments

  • No set repayments

  • n/a

  • no

  • n/a

  • $0.00

  • yes

  • no

  • none

  • Package fee waived in the first year for a limited time only.

Details

Rates and fees information correct as at 19 September 2018.

Rates
  • 5.10% p.a.

  • n/a

  • 0 Months

  • none

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $350.00 yearly

  • $250.00

Other financial bits
  • $150,000

  • $249,999

  • none

  • 85.00%

Features
  • Investor

  • No set repayments

  • No set repayments

  • n/a

  • no

  • n/a

  • $0.00

  • yes

  • no

  • none

  • Package fee waived in the first year for a limited time only.

Details

Rates and fees information correct as at 19 September 2018.

Rates
  • 5.05% p.a.

  • n/a

  • 0 Months

  • none

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $350.00 yearly

  • $250.00

Other financial bits
  • $250,000

  • $699,999

  • none

  • 85.00%

Features
  • Investor

  • No set repayments

  • No set repayments

  • n/a

  • no

  • n/a

  • $0.00

  • yes

  • no

  • none

  • Package fee waived in the first year for a limited time only.

Details

Rates and fees information correct as at 19 September 2018.

Rates
  • 5.00% p.a.

  • n/a

  • 0 Months

  • none

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $350.00 yearly

  • $250.00

Other financial bits
  • $700,000

  • none

  • none

  • 85.00%

Features
  • Investor

  • No set repayments

  • No set repayments

  • n/a

  • no

  • n/a

  • $0.00

  • yes

  • no

  • none

  • Package fee waived in the first year for a limited time only.

Customer Reviews

How are Heritage Bank home loans rated by the Mozo community?

Overall customer rating
8.4/10
Price
7.9/10
Features
7.7/10
Customer service
8.8/10
Convenience
8.2/10
Trust
8.4/10
Heritage Bank

About Heritage Bank

Heritage is Australia's largest member-owned bank. With a history going back to 1875, Heritage helps Australians realise their financial dreams. Heritage focuses on putting people first, not pursuing massive profits. They offer customers a full range of competitive personal banking products from home loans, saving accounts, term deposits, credit cards and much more.

See Heritage Bank home loans

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.