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Heritage Bank Living Equity

Advertiser disclosure

The details shown below are for an owner occupier taking out a no set repayments loan between $20,000 and $500,000 with an LVR below 85%

The details shown below are for an investor taking out a no set repayments loan between $20,000 and $500,000 with an LVR below 85%

Choose the version of this loan that suits you best

  • Owner Occupier (No set repayments)

    LVR < 85%

    Loan: $20,000 $500,000

  • Investor (No set repayments)

    LVR < 85%

    Loan: $20,000 $500,000

Rate
4.86% p.a.
Comparison Rate
n/a
Service fee
$10.00 monthly
Upfront fee
$750
Rate
4.86% p.a.
Comparison Rate
n/a
Service fee
$10.00 monthly
Upfront fee
$750

Details

Rates and fees information correct as at 28 January 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.86% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • $0.00

  • $0.00

  • $150.00

  • n/a

  • $10.00 monthly

  • $300.00

Other financial bits
  • $20,000

  • $500,000

  • none

  • 85.00%

Features
  • Owner Occupier

  • No set repayments

  • No set repayments

  • n/a

  • no

  • n/a

  • $0.00

  • yes

  • no

  • none

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 28 January 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.86% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • $0.00

  • $0.00

  • $150.00

  • n/a

  • $10.00 monthly

  • $300.00

Other financial bits
  • $20,000

  • $500,000

  • none

  • 85.00%

Features
  • Investor

  • No set repayments

  • No set repayments

  • n/a

  • no

  • n/a

  • $0.00

  • yes

  • no

  • none

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Heritage Bank home loans rated by the Mozo community?

Overall
8.3/10
Price
8.1/10
Features
7.6/10
Customer service
8.5/10
Convenience
7.9/10
Trust
8.4/10

Latest reviews of Heritage Bank Living Equity

Thumbnail icon for Heritage Bank

About Heritage Bank

Heritage is Australia's largest member-owned bank. With a history going back to 1875, Heritage helps Australians realise their financial dreams. Heritage focuses on putting people first, not pursuing massive profits. They offer customers a full range of competitive personal banking products from home loans, saving accounts, term deposits, credit cards and much more.

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n/a

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$0.00

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2.34% p.a.

2.34% p.a.

$0.00

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2.19% p.a.

$0.00

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2.19% p.a.

2.20% p.a.

$0.00

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2.20% p.a.

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2.12% p.a.

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2.55% p.a.

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WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.