The details shown below are for an owner occupier taking out a no set repayments loan between $20,000 and $500,000 with an LVR below 85%
The details shown below are for an investor taking out a no set repayments loan between $20,000 and $500,000 with an LVR below 85%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | No set repayments | < 85% | $20,000 | $500,000 |
| | Investor | No set repayments | < 85% | $20,000 | $500,000 |
Owner Occupier (No set repayments)
LVR < 85%
Loan: $20,000 $500,000
Investor (No set repayments)
LVR < 85%
Loan: $20,000 $500,000
| 4.86% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a |
| $600.00 | |
| $0.00 | |
| $0.00 | |
| $150.00 | |
| n/a | |
| $10.00 monthly | |
| $300.00 |
| $20,000 | |
| $500,000 | |
| none | |
| 85.00% |
| Owner Occupier | |
| No set repayments | |
| No set repayments | |
| n/a | |
| no | |
| n/a | |
| $0.00 | |
| yes | |
| no | |
| none | |
| none | |
| none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
| 4.86% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a |
| $600.00 | |
| $0.00 | |
| $0.00 | |
| $150.00 | |
| n/a | |
| $10.00 monthly | |
| $300.00 |
| $20,000 | |
| $500,000 | |
| none | |
| 85.00% |
| Investor | |
| No set repayments | |
| No set repayments | |
| n/a | |
| no | |
| n/a | |
| $0.00 | |
| yes | |
| no | |
| none | |
| none | |
| none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
It's the staff that make all the difference in a bank. If they are friendly and courteous then they are great. If you have to go through some impersonal automotive service it is clinical and not acceptable. Banks have to be flexible and at heritage I believe they are very good at being able to meet individual client needs.
Read full reviewIt's the staff that make all the difference in a bank. If they are friendly and courteous then they are great. If you have to go through some impersonal automotive service it is clinical and not acceptable. Banks have to be flexible and at heritage I believe they are very good at being able to meet individual client needs.
After a very stressful time with a conveyancing solicitor and everything going wrong with the purchase of my house, it was such a pleasure to deal with professional people at Heritage Bank Carindale. Nothing was too much trouble for the staff involved and everything was dealt with professionally and with a minimum of fuss (unlike the conveyancing solicitor). There was always someone to take my call even if the main staff member was on holidays - things just happened!
Read full reviewAfter a very stressful time with a conveyancing solicitor and everything going wrong with the purchase of my house, it was such a pleasure to deal with professional people at Heritage Bank Carindale. Nothing was too much trouble for the staff involved and everything was dealt with professionally and with a minimum of fuss (unlike the conveyancing solicitor). There was always someone to take my call even if the main staff member was on holidays - things just happened!
The Heritage is the best place I have every banked. No fees on most accounts, minimal fees on others. Quick service in branch, easy internet banking, great range of products. We even had Mortgage Choice look at our home loan and they recommended that we stay with the Heritage . Leave your bank and join the Heritage.
Read full reviewThe Heritage is the best place I have every banked. No fees on most accounts, minimal fees on others. Quick service in branch, easy internet banking, great range of products. We even had Mortgage Choice look at our home loan and they recommended that we stay with the Heritage . Leave your bank and join the Heritage.
loans.com.au
Smart Booster Home Loan
1.85% p.a.variable for 24 months and then 2.25% p.a. variable
2.21% p.a.
loans.com.au
Smart Booster Home Loan
1.85% p.a.variable for 24 months and then 2.25% p.a. variable
2.21% p.a.
Bank of Queensland
Fixed Rate
2.19% p.a.
fixed 3 years
3.03% p.a.
loans.com.au
Smart Booster Home Loan
1.85% p.a.variable for 24 months and then 2.25% p.a.
2.21% p.a.
Newcastle Permanent
Fixed Rate Home Loan (Premium Plus Package)
2.09% p.a.
fixed 3 years
3.58% p.a.
Bank of Queensland
Fixed Rate
2.19% p.a.
fixed 3 years
3.03% p.a.
loans.com.au
Smart Booster Home Loan
1.85% p.a.variable for 24 months and then 2.25% p.a.
2.21% p.a.
$0.00
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
