homeloan HQ is a dedicated home loan lender, and is part of a group that has been financing Aussie home buyers since 1985. So if you want a straight forward home loan experience where you’re in control, you’ve come to the right place.
Rates and fees verified as correct at 21 February, 2017. Other information correct at the time of writing.
Looking for an easy home loan solution with a bunch of great features? Then check out the variable rate mortgage from homeloan HQ. It’s available for amounts between $500,000 and $1 million, and up to 80% of the property's value. With unlimited free extra repayments, a free redraw facility and the chance to take a repayments holiday on offer, you’ll be in control of your home loan. You also have the option to split this home loan between fixed and variable rates. Keep in mind, there are legal and valuation fees upfront, as well as a yearly service fee to consider.
|Product||Rate||Comparison Rate*||Service fee||Upfront fee||Monthly repayments ‡|
|Unlimited free extra repaymentsUnlimited free extra repayments|
Own your own home sooner by making fee free extra repayments on your homeloan HQ mortgage.
|Redraw facilityRedraw facility|
Find you need some of those extra funds back? You can redraw from your homeloan HQ repayments for free.
How do homeloan HQ mortgages stack up in the eyes of everyday Aussie borrowers? Find out in our customer review section.
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* Overall rating based on reviews in the past 12 months.
Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.
* The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may inﬂuence the cost of the loan.
‡ Results from this calculation are estimates only as individual lenders apply different formulas. Actual repayments will depend on your individual circumstances and interest rate changes.
† Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers.
You can apply for your homeloan HQ mortgage either online or over the phone. When you do, make sure you have all your details in order to make the process as smooth as possible. These details might include: