Homeloans Optima (Fixed)

3.88% p.a.

3.75% p.a.

$0.00

4.29% p.a.

4.20% p.a.

$0.00

4.08% p.a.

4.18% p.a.

$0.00

4.49% p.a.

4.47% p.a.

$0.00

4.39% p.a.

4.11% p.a.

$0.00

4.49% p.a.

4.54% p.a.

$0.00

4.84% p.a.

4.89% p.a.

$0.00

Currently showing

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 3.88% (3.72%*)

  • 3.88% (3.74%*)

  • 3.88% (3.75%*)

  • 4.39% (3.94%*)

  • 4.39% (3.99%*)

  • (*)

  • (*)

  • 3.68% p.a.

Fees

  • $0.00

  • $0.00

  • $0.00

  • $363.00

  • none

  • $0.00

  • none

Other financial bits

  • $150,000

  • $2,000,000

  • none

  • 80.00%

Features

  • Fortnightly, Monthly

  • yes - free up to 5% max in a 12 month period.

  • no

  • yes - free

  • $0.00

  • yes

  • no

  • none

  • none

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.29% (4.17%*)

  • 4.29% (4.18%*)

  • 4.29% (4.20%*)

  • 4.64% (4.33%*)

  • 4.74% (4.41%*)

  • (*)

  • (*)

  • 4.13% p.a.

Fees

  • $0.00

  • $0.00

  • $0.00

  • $363.00

  • none

  • $0.00

  • none

Other financial bits

  • $150,000

  • $2,000,000

  • none

  • 70.00%

Features

  • Monthly

  • yes - free up to 5% max in a 12 month period.

  • no

  • yes - free

  • $0.00

  • yes

  • no

  • none

  • none

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.08% (4.19%*)

  • 4.08% (4.19%*)

  • 4.08% (4.18%*)

  • 4.59% (4.34%*)

  • 4.59% (4.37%*)

  • (*)

  • (*)

  • 4.18% p.a.

Fees

  • $0.00

  • $0.00

  • $0.00

  • $363.00

  • none

  • $0.00

  • none

Other financial bits

  • $150,000

  • $2,000,000

  • 80.00%

  • 95.00%

Features

  • Fortnightly, Monthly

  • yes - free up to 5% max in a 12 month period.

  • no

  • yes - free

  • $0.00

  • yes

  • no

  • none

  • none

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.44% (4.45%*)

  • 4.44% (4.46%*)

  • 4.49% (4.47%*)

  • 4.64% (4.53%*)

  • 4.74% (4.58%*)

  • (*)

  • (*)

  • 4.43% p.a.

Fees

  • $0.00

  • $0.00

  • $0.00

  • $363.00

  • none

  • $0.00

  • none

Other financial bits

  • $150,000

  • $2,000,000

  • 70.00%

  • 80.00%

Features

  • Monthly

  • yes - free up to 5% max in a 12 month period.

  • no

  • yes - free

  • $0.00

  • yes

  • no

  • none

  • none

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.24% (4.03%*)

  • 4.24% (4.05%*)

  • 4.39% (4.11%*)

  • 4.59% (4.21%*)

  • 4.59% (4.25%*)

  • (*)

  • (*)

  • 3.98% p.a.

Fees

  • $0.00

  • $0.00

  • $0.00

  • $363.00

  • none

  • $0.00

  • none

Other financial bits

  • $150,000

  • $2,000,000

  • none

  • 90.00%

Features

  • Fortnightly, Monthly

  • yes - free up to 5% max in a 12 month period.

  • no

  • yes - free

  • $0.00

  • yes

  • no

  • none

  • none

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.49% (4.55%*)

  • 4.49% (4.55%*)

  • 4.49% (4.54%*)

  • 4.99% (4.71%*)

  • 5.09% (4.79%*)

  • (*)

  • (*)

  • 4.53% p.a.

Fees

  • $0.00

  • $0.00

  • $0.00

  • $363.00

  • none

  • $0.00

  • none

Other financial bits

  • $150,000

  • $2,000,000

  • none

  • 70.00%

Features

  • Monthly

  • yes - free up to 5% max in a 12 month period.

  • no

  • yes - free

  • $0.00

  • yes

  • no

  • none

  • none

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.79% (4.90%*)

  • 4.79% (4.89%*)

  • 4.84% (4.89%*)

  • 4.99% (4.94%*)

  • 5.09% (4.99%*)

  • (*)

  • (*)

  • 4.88% p.a.

Fees

  • $0.00

  • $0.00

  • $0.00

  • $363.00

  • none

  • $0.00

  • none

Other financial bits

  • $150,000

  • $2,000,000

  • 70.00%

  • 80.00%

Features

  • Monthly

  • yes - free up to 5% max in a 12 month period.

  • no

  • yes - free

  • $0.00

  • yes

  • no

  • none

  • none

About Homeloans

Homeloans Ltd. specialise in offering Australians home loans that suite the needs of all Homeloan Ltd customers. With 25 years experience in the Home loan industry Homeloans Ltd is a alternative to banks when it comes to home loans.

The Mozo community has not yet rated Homeloans for this home loan.

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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