Homeloans Ultra Plus (Fixed)

The details shown below are for an owner occupier taking out a principal & interest loan between $30,000 and $2,000,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan between $30,000 and $2,000,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan between $30,000 and $2,000,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan between $30,000 and $2,000,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $30,000 and $2,000,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $30,000 and $2,000,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan between $30,000 and $2,000,000 with an LVR below 80%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 80%

    Loan: $30,000 $2,000,000

  • Owner Occupier (Principal & Interest)

    LVR 80%-90%

    Loan: $30,000 $2,000,000

  • Owner Occupier (Principal & Interest)

    LVR 90%-95%

    Loan: $30,000 $2,000,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $30,000 $2,000,000

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $30,000 $2,000,000

  • Investor (Principal & Interest)

    LVR 80%-90%

    Loan: $30,000 $2,000,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $30,000 $2,000,000

4.04% p.a.

4.09% p.a.

$0.00

Homeloans Ultra Plus (Fixed)

4.04% p.a.

4.09% p.a.

$0.00

4.14% p.a.

4.11% p.a.

$0.00

Homeloans Ultra Plus (Fixed)

4.14% p.a.

4.11% p.a.

$0.00

4.29% p.a.

4.30% p.a.

$0.00

Homeloans Ultra Plus (Fixed)

4.29% p.a.

4.30% p.a.

$0.00

4.59% p.a.

4.64% p.a.

$0.00

Homeloans Ultra Plus (Fixed)

4.59% p.a.

4.64% p.a.

$0.00

4.46% p.a.

4.51% p.a.

$0.00

Homeloans Ultra Plus (Fixed)

4.46% p.a.

4.51% p.a.

$0.00

4.56% p.a.

4.53% p.a.

$0.00

Homeloans Ultra Plus (Fixed)

4.56% p.a.

4.53% p.a.

$0.00

5.01% p.a.

5.06% p.a.

$0.00

Homeloans Ultra Plus (Fixed)

5.01% p.a.

5.06% p.a.

$0.00

Details

Rates and fees information correct as at 21 October 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.04% (4.09%*)

  • 4.10% (4.10%*)

  • 4.04% (4.09%*)

  • 4.64% (4.29%*)

  • 4.64% (4.33%*)

  • (*)

  • (*)

  • 4.07% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $363.00

  • none

  • $0.00

  • none

Other financial bits
  • $30,000

  • $2,000,000

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $20,000 p.a.

  • no

  • yes - free

  • $0.00

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 21 October 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.14% (4.10%*)

  • 4.20% (4.12%*)

  • 4.14% (4.11%*)

  • 4.74% (4.32%*)

  • 4.74% (4.37%*)

  • (*)

  • (*)

  • 4.07% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $363.00

  • none

  • $0.00

  • none

Other financial bits
  • $30,000

  • $2,000,000

  • 80.00%

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $20,000 p.a.

  • no

  • yes - free

  • $0.00

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 21 October 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.29% (4.30%*)

  • 4.35% (4.31%*)

  • 4.29% (4.30%*)

  • 4.89% (4.51%*)

  • 4.89% (4.55%*)

  • (*)

  • (*)

  • 4.27% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $363.00

  • none

  • $0.00

  • none

Other financial bits
  • $30,000

  • $2,000,000

  • 90.00%

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $20,000 p.a.

  • no

  • yes - free

  • $0.00

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 21 October 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.59% (4.64%*)

  • 4.65% (4.65%*)

  • 4.59% (4.64%*)

  • 5.19% (4.84%*)

  • 5.19% (4.88%*)

  • (*)

  • (*)

  • 4.62% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $363.00

  • none

  • $0.00

  • none

Other financial bits
  • $30,000

  • $2,000,000

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $20,000 p.a.

  • no

  • yes - free

  • $0.00

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 21 October 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.46% (4.51%*)

  • 4.52% (4.52%*)

  • 4.46% (4.51%*)

  • 5.06% (4.71%*)

  • 5.06% (4.75%*)

  • (*)

  • (*)

  • 4.49% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $363.00

  • none

  • $0.00

  • none

Other financial bits
  • $30,000

  • $2,000,000

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $20,000 p.a.

  • no

  • yes - free

  • $0.00

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 21 October 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.56% (4.52%*)

  • 4.62% (4.54%*)

  • 4.56% (4.53%*)

  • 5.16% (4.75%*)

  • 5.16% (4.79%*)

  • (*)

  • (*)

  • 4.49% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $363.00

  • none

  • $0.00

  • none

Other financial bits
  • $30,000

  • $2,000,000

  • 80.00%

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $20,000 p.a.

  • no

  • yes - free

  • $0.00

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 21 October 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 5.01% (5.06%*)

  • 5.07% (5.07%*)

  • 5.01% (5.06%*)

  • 5.61% (5.27%*)

  • 5.61% (5.31%*)

  • (*)

  • (*)

  • 5.04% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $363.00

  • none

  • $0.00

  • none

Other financial bits
  • $30,000

  • $2,000,000

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $20,000 p.a.

  • no

  • yes - free

  • $0.00

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Homeloans home loans rated by the Mozo community?

Overall customer rating
5.5/10
Price
6.3/10
Features
6.2/10
Customer service
5.8/10
Convenience
5.0/10
Trust
5.7/10
Homeloans

About Homeloans

Homeloans Ltd. specialise in offering Australians home loans that suite the needs of all Homeloan Ltd customers. With 25 years experience in the Home loan industry Homeloans Ltd is a alternative to banks when it comes to home loans.

See Homeloans home loans

Promoted

loans.com.au

loans.com.au

Essentials Variable

3.64% p.a. variable

3.66% p.a.

$520

Promoted

State Custodians

State Custodians

Low Rate Home Loan with Offset

3.68% p.a. variable

3.69% p.a.

$0

Promoted

Heritage Bank

Heritage Bank

Discount Variable Home Loan

3.67% p.a. variable

3.69% p.a.

$150

Promoted

HSBC

HSBC

Home Value Loan

3.59% p.a. variable

3.61% p.a.

$150

Promoted

Newcastle Permanent

Newcastle Permanent

Variable Home Loan (Premium Plus Package)

3.72% p.a. variable

4.12% p.a.

$0

Promoted

Suncorp

Suncorp

Back to Basics

3.79% p.a. variable

3.80% p.a.

$0

Promoted

Bank Australia

Bank Australia

Basic Home Loan

3.65% p.a. variable

3.66% p.a.

$0

Promoted

NAB

NAB

Base Variable Rate Home Loan

3.69% p.a. variable

3.73% p.a.

$600

Promoted

loans.com.au

loans.com.au

Essentials Variable

3.64% p.a.

3.66% p.a.

$520

Promoted

NAB

NAB

Base Variable Rate Home Loan

3.69% p.a.

3.73% p.a.

$600

Promoted

UBank

UBank

UHomeLoan - Offer

3.59% p.a.

3.59% p.a.

$0

Promoted

HSBC

HSBC

Home Value Loan

3.59% p.a.

3.61% p.a.

$150

Promoted

Heritage Bank

Heritage Bank

Discount Variable Home Loan

3.67% p.a.

3.69% p.a.

$150

Promoted

Virgin Money

Virgin Money

Reward Me Variable Rate Home Loan

3.64% p.a.

3.78% p.a.

$150

Promoted

Suncorp

Suncorp

Back to Basics

3.79% p.a.

3.80% p.a.

$0

Promoted

Bank Australia

Bank Australia

Basic Home Loan

3.65% p.a.

3.66% p.a.

$0

Promoted

loans.com.au

loans.com.au

Smart Loan Fixed (Package)

3.99% p.a.
fixed 3 years

4.31% p.a.

$520

Promoted

Queensland Country Credit Union

Queensland Country Credit Union

Ultimate Fixed Home Loan (Package)

n/a

n/a

$0

Promoted

UBank

UBank

UHomeLoan (Fixed)

3.74% p.a.
fixed 3 years

4.01% p.a.

$395

Promoted

Beyond Bank

Beyond Bank

Fixed Rate Total Home Loan (Package)

3.83% p.a.
fixed 3 years

4.90% p.a.

$0

Promoted

Newcastle Permanent

Newcastle Permanent

Fixed Rate Home Loan

3.99% p.a.
fixed 3 years

4.82% p.a.

$0

Promoted

Virgin Money

Virgin Money

Reward Me Fixed Rate Home Loan

3.87% p.a.
fixed 3 years

4.02% p.a.

$150

Promoted

bcu

bcu

Fixed Rate Home Loan

3.90% p.a.
fixed 3 years

4.78% p.a.

$600

Promoted

UBank

UBank

UHomeLoan (Fixed)

3.74% p.a.
fixed 3 years

4.01% p.a.

$395

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.