HSBC Home Smart Loan (Premier)

The details shown below are for an owner occupier taking out a principal & interest loan between $500,000 and $749,999 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan between $750,000 and $1,499,999 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan between $1,500,000 and $7,500,000 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan between $500,000 and $749,000 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan between $750,000 and $1,499,000 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan between $1,500,000 and $7,500,000 with an LVR below 90%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 90%

    Loan: $500,000 $749,999

  • Owner Occupier (Principal & Interest)

    LVR < 90%

    Loan: $750,000 $1,499,999

  • Owner Occupier (Principal & Interest)

    LVR < 90%

    Loan: $1,500,000 $7,500,000

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $500,000 $749,000

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $750,000 $1,499,000

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $1,500,000 $7,500,000

4.58% p.a.

5.02% p.a.

$35.00 monthly

HSBC Home Smart Loan (Premier)

4.58% p.a.

5.02% p.a.

$35.00 monthly

4.53% p.a.

4.97% p.a.

$35.00 monthly

HSBC Home Smart Loan (Premier)

4.53% p.a.

4.97% p.a.

$35.00 monthly

4.48% p.a.

4.92% p.a.

$35.00 monthly

HSBC Home Smart Loan (Premier)

4.48% p.a.

4.92% p.a.

$35.00 monthly

5.20% p.a.

5.64% p.a.

$35.00 monthly

HSBC Home Smart Loan (Premier)

5.20% p.a.

5.64% p.a.

$35.00 monthly

5.15% p.a.

5.59% p.a.

$35.00 monthly

HSBC Home Smart Loan (Premier)

5.15% p.a.

5.59% p.a.

$35.00 monthly

5.10% p.a.

5.54% p.a.

$35.00 monthly

HSBC Home Smart Loan (Premier)

5.10% p.a.

5.54% p.a.

$35.00 monthly

Details

Rates and fees information correct as at 17 August 2018.

Rates
  • 4.58% p.a.

  • n/a

  • 0 Months

  • none

  • 5.02% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $300.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $35.00 monthly

  • $300.00

Other financial bits
  • $500,000

  • $749,999

  • none

  • 90.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • no

  • none

  • Unlimited free withdrawals per month. Transact on the loan via ATM, EFTPOS, BPAY, phone / internet banking and Bank@Post.

Details

Rates and fees information correct as at 17 August 2018.

Rates
  • 4.53% p.a.

  • n/a

  • 0 Months

  • none

  • 4.97% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $300.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $35.00 monthly

  • $300.00

Other financial bits
  • $750,000

  • $1,499,999

  • none

  • 90.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • no

  • none

  • Unlimited free withdrawals per month. Transact on the loan via ATM, EFTPOS, BPAY, phone / internet banking and Bank@Post.

Details

Rates and fees information correct as at 17 August 2018.

Rates
  • 4.48% p.a.

  • n/a

  • 0 Months

  • none

  • 4.92% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $300.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $35.00 monthly

  • $300.00

Other financial bits
  • $1,500,000

  • $7,500,000

  • none

  • 90.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • no

  • none

  • Unlimited free withdrawals per month. Transact on the loan via ATM, EFTPOS, BPAY, phone / internet banking and Bank@Post.

Details

Rates and fees information correct as at 17 August 2018.

Rates
  • 5.20% p.a.

  • n/a

  • 0 Months

  • none

  • 5.64% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $300.00

  • $0.00

  • $120.00

  • $150.00

  • none

  • $35.00 monthly

  • $300.00

Other financial bits
  • $500,000

  • $749,000

  • none

  • 90.00%

Features
  • Investor

  • Principal & Interest

  • Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • no

  • none

  • Unlimited free withdrawals per month. Transact on the loan via ATM, EFTPOS, BPAY, phone / internet banking and Bank@Post.

Details

Rates and fees information correct as at 17 August 2018.

Rates
  • 5.15% p.a.

  • n/a

  • 0 Months

  • none

  • 5.59% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $300.00

  • $0.00

  • $120.00

  • $150.00

  • none

  • $35.00 monthly

  • $300.00

Other financial bits
  • $750,000

  • $1,499,000

  • none

  • 90.00%

Features
  • Investor

  • Principal & Interest

  • Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • no

  • none

  • Unlimited free withdrawals per month. Transact on the loan via ATM, EFTPOS, BPAY, phone / internet banking and Bank@Post.

Details

Rates and fees information correct as at 17 August 2018.

Rates
  • 5.10% p.a.

  • n/a

  • 0 Months

  • none

  • 5.54% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $300.00

  • $0.00

  • $120.00

  • $150.00

  • none

  • $35.00 monthly

  • $300.00

Other financial bits
  • $1,500,000

  • $7,500,000

  • none

  • 90.00%

Features
  • Investor

  • Principal & Interest

  • Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • no

  • none

  • Unlimited free withdrawals per month. Transact on the loan via ATM, EFTPOS, BPAY, phone / internet banking and Bank@Post.

Customer Reviews

How are HSBC home loans rated by the Mozo community?

Overall customer rating
7.1/10
Price
7.0/10
Features
6.5/10
Customer service
7.2/10
Convenience
6.3/10
Trust
7.3/10

Latest review of HSBC Home Smart Loan (Premier)

  • Overall
    8/10
    Great customer service

    Personal contact.

    Personal contact.

    Price
    5/10
    Features
    5/10
    Customer service
    9/10
    Convenience
    7/10
    Trust
    8/10

    Helen | NSW

    22 Mar 2013

HSBC

About HSBC

HSBC in Australia is part of the HSBC Group, one of the world's largest banking and financial services organisations. HSBC has products for every money need you can think of, including savings accounts and term deposits for your day-to-day money management, a suite of home loans to finance your dream home, plus credit card and personal loan options. With branches all over the world, HSBC is the world's local bank!

See HSBC home loans

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.