HSBC Variable Home Loan

5.23% p.a.

5.29% p.a.

$0.00

Rates

  • 5.23% p.a.

  • n/a

  • 0 Months

  • none

  • 5.29% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $600.00

  • $0.00

  • $120.00

  • $150.00

  • none

  • $0.00

  • $300.00

Other financial bits

  • $50,000

  • $7,500,000

  • none

  • 90.00%

Features

  • Owner Occupier

  • Principal & Interest, Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

About HSBC

HSBC in Australia is part of the HSBC Group, one of the world's largest banking and financial services organisations. HSBC has products for every money need you can think of, including savings accounts and term deposits for your day-to-day money management, a suite of home loans to finance your dream home, plus credit card and personal loan options. With branches all over the world, HSBC is the world's local bank!

How are HSBC home loans rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
7.1

Based on 32
HSBC home loans reviews

7.0 6.5 7.2 6.2 7.3

Read HSBC home loan reviews by the Mozo community

Latest reviews of HSBC Variable Home Loan

HSBC

HSBC Variable Home Loan (Owner Occupier) home loan review

Overall rating   8 / 10

Competitive fees

Although there are not many branches, I like you can withdraw at the post office and use many ATM's at no charge. Service is brilliant and friendly. I hate that I am charged when I phone in to discuss something though, very disappointing, I pay...

Although there are not many branches, I like you can withdraw at the post office and use many ATM's at no charge. Service is brilliant and friendly. I hate that I am charged when I phone in to discuss something though, very disappointing, I pay enough in fees, this should be free.

    Price   8 / 10

    Features   6 / 10

    Customer service   9 / 10

    Convenience   10 / 10

    Trust   9 / 10

Less

Nikki (SA), reviewed over 1 year ago

HSBC

HSBC Variable Home Loan (Owner Occupier) home loan review

Overall rating   8 / 10

Great home loan rates

Great rates and efficient staff. Rates for insurance were very competitive the first year but not when it came around to renewal.

Great rates and efficient staff. Rates for insurance were very competitive the first year but not when it came around to renewal.

    Price   8 / 10

    Features   7 / 10

    Customer service   9 / 10

    Convenience   6 / 10

    Trust   9 / 10

Less

Talei (NSW), reviewed over 1 year ago

HSBC

HSBC Variable Home Loan (Owner Occupier) home loan review

Overall rating   10 / 10

Value and service and full features

I have a mortgage of $220,000 at 0.98% - how awesome is that? Excellent products, excellent service.

I have a mortgage of $220,000 at 0.98% - how awesome is that? Excellent products, excellent service.

    Price   10 / 10

    Features   0 / 10

    Customer service   9 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Phillip (WA), reviewed over 3 years ago

HSBC

HSBC Variable Home Loan (Owner Occupier) home loan review

Overall rating   8 / 10

Great service

I love my bank.

I love my bank.

    Price   6 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Belinda (QLD), reviewed almost 4 years ago

HSBC

HSBC Variable Home Loan (Owner Occupier) home loan review

Overall rating   7 / 10

Global product - decent fetures

Great international access, and a product that has lots of features if you plan on using them. But if you want a bare bones mortgage product there are cheaper options.

Great international access, and a product that has lots of features if you plan on using them. But if you want a bare bones mortgage product there are cheaper options.

    Price   6 / 10

    Features   6 / 10

    Customer service   6 / 10

    Convenience   8 / 10

    Trust   8 / 10

Less

Dylan (NSW), reviewed almost 4 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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