HSBC Variable Home Loan

This product is available in different versions. Pick the right version for you here.

The details shown below are for an owner occupier taking out a principal & interest, interest only loan between $50,000 and $7,500,000 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan between $50,000 and $7,500,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan between $50,000 and $7,500,000 with an LVR below 90%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest, Interest Only)

    LVR < 90%

    Loan: $50,000 $7,500,000

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $50,000 $7,500,000

  • Investor (Interest Only)

    LVR < 90%

    Loan: $50,000 $7,500,000

4.76% p.a.

4.82% p.a.

$0.00

HSBC Variable Home Loan

4.76% p.a.

4.82% p.a.

$0.00

5.38% p.a.

5.44% p.a.

$0.00

HSBC Variable Home Loan

5.38% p.a.

5.44% p.a.

$0.00

5.63% p.a.

5.70% p.a.

$0.00

HSBC Variable Home Loan

5.63% p.a.

5.70% p.a.

$0.00

Details

Rates and fees information correct as at 16 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.76% p.a.

  • n/a

  • n/a

  • n/a

  • 4.82% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • $0.00

  • $120.00

  • $150.00

  • n/a

  • $0.00

  • $300.00

Other financial bits
  • $50,000

  • $7,500,000

  • none

  • 90.00%

Features
  • Owner Occupier

  • Principal & Interest, Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 5.38% p.a.

  • n/a

  • n/a

  • n/a

  • 5.44% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • $0.00

  • $120.00

  • $150.00

  • n/a

  • $0.00

  • $300.00

Other financial bits
  • $50,000

  • $7,500,000

  • none

  • 90.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 5.63% p.a.

  • n/a

  • n/a

  • n/a

  • 5.70% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • $0.00

  • $120.00

  • $150.00

  • n/a

  • $0.00

  • $300.00

Other financial bits
  • $50,000

  • $7,500,000

  • none

  • 90.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are HSBC home loans rated by the Mozo community?

Overall customer rating
7.0/10

Based on 110 HSBC home loan reviews

Price
6.7/10
Features
6.6/10
Customer service
7.1/10
Convenience
6.4/10
Trust
7.2/10

Latest reviews of HSBC Variable Home Loan

  • Overall
    10/10
    Great rates, great people so simple to deal with

    I originally banked with Bank of Queensland (BoQ) however after a horrible experience with them I...

    I originally banked with Bank of Queensland (BoQ) however after a horrible experience with them I switched to HSBC. Best banking decision of my life. I had banked with BoQ for 23 years, even getting a mortgage with them. After a marriage break up I purchased a new property with my son, however after some consideration I wished to refinance so I could pay him out, however BoQ refused to do so because of my age, 63. I requested for them to put the reasoning in writing and they refused. After this I decided to switch to HSBC and the difference was obvious. They were so easy to deal with, they were extremely straight and honest when talking to me and allowed me to refinance. The best part is that I am now saving about $97 a month just by doing nothing. I want to give a big thank you to HSBC for having faith and seeing that a fit 63 year old man earning decent money is still a worthwhile person. As for BoQ, you have lost all faith from me and I would not recommend you to anyone.

    Price
    10/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Patrick | Queensland

    reviewed 4 months ago

  • Overall
    8/10
    Competitive fees

    Although there are not many branches, I like you can withdraw at the post office and use many...

    Although there are not many branches, I like you can withdraw at the post office and use many ATM's at no charge. Service is brilliant and friendly. I hate that I am charged when I phone in to discuss something though, very disappointing, I pay enough in fees, this should be free.

    Price
    8/10
    Features
    6/10
    Customer service
    9/10
    Convenience
    10/10
    Trust
    9/10

    Nikki | South Australia

    reviewed almost 4 years ago

  • Overall
    8/10
    Great home loan rates

    Great rates and efficient staff. Rates for insurance were very competitive the first year but not...

    Great rates and efficient staff. Rates for insurance were very competitive the first year but not when it came around to renewal.

    Price
    8/10
    Features
    7/10
    Customer service
    9/10
    Convenience
    6/10
    Trust
    9/10

    Talei | New South Wales

    reviewed almost 4 years ago

  • Overall
    10/10
    Value and service and full features

    I have a mortgage of $220,000 at 0.98% - how awesome is that? Excellent products, excellent service.

    I have a mortgage of $220,000 at 0.98% - how awesome is that? Excellent products, excellent service.

    Price
    10/10
    Features
    0/10
    Customer service
    9/10
    Convenience
    10/10
    Trust
    10/10

    Phillip | Western Australia

    reviewed about 6 years ago

  • Overall
    8/10
    Great service

    I love my bank.

    I love my bank.

    Price
    6/10
    Features
    7/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Belinda | Queensland

    reviewed about 6 years ago

HSBC

About HSBC

HSBC in Australia is part of the HSBC Group, one of the world's largest banking and financial services organisations. HSBC has products for every money need you can think of, including savings accounts and term deposits for your day-to-day money management, a suite of home loans to finance your dream home, plus credit card and personal loan options. With branches all over the world, HSBC is the world's local bank!

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$0.00

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2.95% p.a.

2.97% p.a.

$0.00

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.