The details shown below are for an owner occupier taking out a principal & interest loan of at least $50,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan of at least $50,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $50,000 with an LVR below 85%
The details shown below are for an investor taking out a interest only loan of at least $50,000 with an LVR below 80%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 95% | $50,000 | |
| | Owner Occupier | Interest Only | < 80% | $50,000 | |
| | Investor | Principal & Interest | < 85% | $50,000 | |
| | Investor | Interest Only | < 80% | $50,000 |
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $50,000
Owner Occupier (Interest Only)
LVR < 80%
Loan: $50,000
Investor (Principal & Interest)
LVR < 85%
Loan: $50,000
Investor (Interest Only)
LVR < 80%
Loan: $50,000
3.75% p.a.
n/a
n/a
n/a
3.79% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$600.00
$0.00
$0.00
$150.00
n/a
$0.00
$200.00
$50,000
none
none
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
none
yes - free
$50.00
yes
no
none
Fee-free linked transaction account.
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
4.20% p.a.
n/a
n/a
n/a
3.97% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$600.00
$0.00
$0.00
$150.00
n/a
$0.00
$200.00
$50,000
none
none
80.00%
Owner Occupier
Interest Only
Weekly, Fortnightly, Monthly
yes - free
none
yes - free
$50.00
yes
no
none
Fee-free linked transaction account.
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
4.25% p.a.
n/a
n/a
n/a
4.29% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$600.00
$0.00
$0.00
$150.00
n/a
$0.00
$200.00
$50,000
none
none
85.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
none
yes - free
$50.00
yes
no
none
Fee-free linked transaction account.
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
4.60% p.a.
n/a
n/a
n/a
4.43% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$600.00
$0.00
$0.00
$150.00
n/a
$0.00
$200.00
$50,000
none
none
80.00%
Investor
Interest Only
Weekly, Fortnightly, Monthly
yes - free
none
yes - free
$50.00
yes
no
none
Fee-free linked transaction account.
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Hume Building Society is wonderful. I have needed money on two occasions. I approached the bank and it was organised within two days, and money was in my account. I have a mortgage as well as a savings account and there are absolutely NO fees at all. I have 12 withdrawals a month and 8 cheques a month without cost. Also, when statements are needed Hume print them out efficiently with cost. I would advise anyone to use the Hume Building society.
Read full reviewHume Building Society is wonderful. I have needed money on two occasions. I approached the bank and it was organised within two days, and money was in my account. I have a mortgage as well as a savings account and there are absolutely NO fees at all. I have 12 withdrawals a month and 8 cheques a month without cost. Also, when statements are needed Hume print them out efficiently with cost. I would advise anyone to use the Hume Building society.
Gosh all i can say is the time I have been with the hume building society, they have been so helpful, honest and explain everything in detail. They also help you with the best deal for you, what suits your needs and where you can save money on for you, its really fantastic customer service, there is, in my opinion no other bank like it. Well done Hume you are awesome !!
Read full reviewGosh all i can say is the time I have been with the hume building society, they have been so helpful, honest and explain everything in detail. They also help you with the best deal for you, what suits your needs and where you can save money on for you, its really fantastic customer service, there is, in my opinion no other bank like it. Well done Hume you are awesome !!
Been with the big banks over the years. Hume will equal any off them in rates and great service. No extra charges, everything is up front.
Read full reviewBeen with the big banks over the years. Hume will equal any off them in rates and great service. No extra charges, everything is up front.
Hume Bank, formerly Hume Building Society, gives its members access to an extensive range of products with great saving rates, no monthly fees and low loan rates. Hume Bank offers products in both business and personal banking. With Hume's personal products including: savings accounts, credit cards, term investments, home loans, debit cards, personal loans, financial planning services and car insurance. Hume Bank's business range includes credit cards, every-day banking accounts, business lending and internet banking facilities.
Bank of Queensland
Economy
2.59% p.a. variable
2.76% p.a.
AMP Bank
Variable Rate Loan (Professional Package)
2.59% p.a. variable
3.00% p.a.
Bank of Queensland
Economy
2.59% p.a. variable
2.76% p.a.
AMP Bank
Variable Rate Loan (Professional Package)
2.59% p.a. variable
3.00% p.a.
Bank of Queensland
Economy
2.59% p.a.
2.76% p.a.
Homestar
Star Classic Fixed Home Loan
2.06% p.a.
fixed 3 years
2.38% p.a.
Bank of Queensland
Fixed Rate
2.25% p.a.
fixed 3 years
3.41% p.a.
AMP Bank
Fixed Rate Loan (Professional Package)
2.49% p.a.
fixed 3 years
3.07% p.a.
Homestar
Star Essentials Home Loan
2.29% p.a.
2.32% p.a.
$0.00
Bank of Queensland
Economy
2.59% p.a.
2.76% p.a.
$10.00 monthly
AMP Bank
Variable Rate Loan (Professional Package)
2.59% p.a.
3.00% p.a.
$349.00 yearly
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
