Hunter United home loans

With a fixed rate home loan from Hunter United Credit Union you can borrow amounts starting from $100,000 up to 95% of the property’s value for owner occupiers or 75% for investors. You’ll pay an upfront application fee plus a monthly service fee, but in return you’ll get the ability to make as many free extra repayments as you like, plus the opportunity to take a repayment holiday if you need to. You can also choose between weekly, fortnightly or monthly repayments.

Hunter United Credit Union’s variable rate home loans, like the fixed rate alternatives, allow you to borrow amounts starting from $100,000, up to 95% of the property’s value if you’re living in it, and up to 75% if you’re an investor. You’ll get the ability to make unlimited free extra repayments, a redraw facility - although a minimum amount and fees apply - the chance to take a repayment holiday, and the use of an offset account. Keep in mind, there is an application and monthly service fee to consider.

For package benefits galore, check out the variable rate home loan package from Hunter United Credit Union. It’s available for amounts from $100,000, up to 95% for owner occupiers and 75% for investors. When you take out this home loan, you’ll be able to make unlimited free extra repayments, take a repayment holiday and access a redraw facility, although fees and a minimum amount applies to the latter. You’ll also have the use of an offset account. For all this, you’ll pay no upfront fees, but there is a yearly service fee attached.