The details shown below are for an owner occupier taking out a principal & interest loan of at least $400,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan of at least $400,000 with an LVR below 90%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 90% | $400,000 | |
| | Investor | Principal & Interest | < 90% | $400,000 |
Owner Occupier (Principal & Interest)
LVR < 90%
Loan: $400,000
Investor (Principal & Interest)
LVR < 90%
Loan: $400,000
Want a home loan that will leave you feeling regret free? The Hunter United No Regrets Offset Home Loan which comes with a bunch of flexible features to ensure you pay back your loan the way you want to. Not only does this home loan have no application or settlement fees, Hunter United offers the option for borrowers to make extra repayments, take repayment holidays, set up a split account and of course take full advantage of an offset account to help save on interest.
From 12 July, with the Hunter United No Regrets Offset Home Loan principal and interest, owner occupiers will receive a variable interest rate of 2.69% (2.69% comparison rate*). This loan may also let you buy sooner than expected as you can apply with a 10% deposit, although keep in mind that if you take out a low deposit loan of less than 20%, you'll have to purchase lenders mortgage insurance.
If flexibility is in your DNA, Hunter United’s No Regrets Offset Home Loan could be the fuel to your fire as it offers a bunch of features to help you pay back your loan in a way that suits you. Borrowers can choose to make repayments weekly, fortnightly or monthly, as well as have access to handy features like extra repayments, repayment holidays and a redraw facility.
One of the most attractive features of this home loan is the 100% daily offset account. It gives borrowers the freedom to access their funds whenever they need to and ultimately reduces the amount of interest they pay over the life of their home loan.
Bear in mind though, there is a minimum redraw amount of $250 and only the first redraw of every month is complimentary, so after that you will face a fee every time you redraw.
Hunter United’s No Regrets Offset Home Loan could suit someone who needs flexible options for making repayments and wants to avoid paying too much interest by using an offset account.
This loan is only available for principal and interest, owner occupier borrowers - there is no option for investors.
2.69% p.a.
n/a
n/a
n/a
2.69% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$0.00
$80.00
$400,000
none
none
90.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes
yes
yes - 1st redraw per month free
$250.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
2.89% p.a.
n/a
n/a
n/a
2.89% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$0.00
$80.00
$400,000
none
none
90.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes
yes
yes - 1st redraw per month free
$250.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Hunter United is a community based financial institution that serves the Hunter Valley region. Hunter United is a conservative and responsible lender that specialises in providing valued financial services to its customers. The financial services that Hunter United offers include savings, loans, credit cards and investment products. Hunter United offers competitive rates to both borrowers and lenders within its banking, insurance and superannuation services.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a. variable
2.47% p.a.
Bank of Queensland
Fixed Rate
2.09% p.a.
fixed 3 years
3.01% p.a.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a. variable
2.47% p.a.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a.
2.47% p.a.
Bank of Queensland
Economy
2.59% p.a.
2.76% p.a.
Bank of Queensland
Fixed Rate
2.09% p.a.
fixed 3 years
3.01% p.a.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a.
2.47% p.a.
$0.00
Yard
Variable Home Loan Special
2.09% p.a.
2.12% p.a.
$0.00
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
