Choose the version of this loan that suits you best
Availability | Loan type | LVR | Min loan amount | Max loan amount | |
---|---|---|---|---|---|
|
Owner Occupier | Principal & Interest | < 80% | $75,000 | $5,000,000 |
|
Owner Occupier | Principal & Interest | 80%-90% | $10,000 | $5,000,000 |
|
Owner Occupier | Principal & Interest | 90%-95% | $10,000 | $5,000,000 |
|
Owner Occupier | Interest Only | < 80% | $10,000 | $5,000,000 |
|
Owner Occupier | Interest Only | 80%-90% | $10,000 | $5,000,000 |
|
Investor | Principal & Interest | < 80% | $10,000 | $5,000,000 |
|
Investor | Principal & Interest | < 90% | $10,000 | $5,000,000 |
|
Investor | Interest Only | < 80% | $10,000 | $5,000,000 |
|
Investor | Interest Only | < 90% | $10,000 | $5,000,000 |
6.19% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.33% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$350.00 |
|
n/a |
|
n/a |
|
n/a |
|
$10.00 monthly |
|
$350.00 |
$75,000 |
|
$5,000,000 |
|
none |
|
80.00% |
Owner Occupier |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
no |
|
yes - free |
|
$500.00 |
|
yes |
|
yes |
|
none |
|
none |
|
$2,000 cashback for loans $500,000 and above with maximum <80% LVR and settle within 90 days. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.39% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.50% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$0.00 |
|
n/a |
|
n/a |
|
n/a |
|
$10.00 monthly |
|
$350.00 |
$10,000 |
|
$5,000,000 |
|
80.00% |
|
90.00% |
Owner Occupier |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
no |
|
yes - free |
|
$500.00 |
|
yes |
|
yes |
|
none |
|
none |
|
$2,000 cashback for loans $500,000 and above with maximum <80% LVR and settle within 90 days. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.94% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
7.05% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$0.00 |
|
n/a |
|
n/a |
|
n/a |
|
$10.00 monthly |
|
$350.00 |
$10,000 |
|
$5,000,000 |
|
90.00% |
|
95.00% |
Owner Occupier |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
no |
|
yes - free |
|
$500.00 |
|
yes |
|
yes |
|
none |
|
none |
|
$2,000 cashback for loans $500,000 and above with maximum <80% LVR and settle within 90 days. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.49% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.60% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$0.00 |
|
n/a |
|
n/a |
|
n/a |
|
$10.00 monthly |
|
$350.00 |
$10,000 |
|
$5,000,000 |
|
none |
|
80.00% |
Owner Occupier |
|
Interest Only |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
no |
|
yes - free |
|
$500.00 |
|
yes |
|
yes |
|
none |
|
none |
|
$2,000 cashback for loans $500,000 and above with maximum <80% LVR and settle within 90 days. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.69% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.80% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$0.00 |
|
n/a |
|
n/a |
|
n/a |
|
$10.00 monthly |
|
$350.00 |
$10,000 |
|
$5,000,000 |
|
80.00% |
|
90.00% |
Owner Occupier |
|
Interest Only |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
no |
|
yes - free |
|
$500.00 |
|
yes |
|
yes |
|
none |
|
none |
|
$2,000 cashback for loans $500,000 and above with maximum <80% LVR and settle within 90 days. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.44% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.61% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$449.00 |
|
$350.00 |
|
n/a |
|
n/a |
|
n/a |
|
$10.00 monthly |
|
$350.00 |
$10,000 |
|
$5,000,000 |
|
none |
|
80.00% |
Investor |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
no |
|
yes - free |
|
$500.00 |
|
yes |
|
yes |
|
none |
|
none |
|
$2,000 cashback for loans $500,000 and above with maximum <80% LVR and settle within 90 days. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.59% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.76% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$449.00 |
|
$350.00 |
|
n/a |
|
n/a |
|
n/a |
|
$10.00 monthly |
|
$350.00 |
$10,000 |
|
$5,000,000 |
|
none |
|
90.00% |
Investor |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
no |
|
yes - free |
|
$500.00 |
|
yes |
|
yes |
|
none |
|
none |
|
$2,000 cashback for loans $500,000 and above with maximum <80% LVR and settle within 90 days. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.74% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
6.91% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$449.00 |
|
$350.00 |
|
n/a |
|
n/a |
|
n/a |
|
$10.00 monthly |
|
$350.00 |
$10,000 |
|
$5,000,000 |
|
none |
|
80.00% |
Investor |
|
Interest Only |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
no |
|
yes - free |
|
$500.00 |
|
yes |
|
yes |
|
none |
|
none |
|
$2,000 cashback for loans $500,000 and above with maximum <80% LVR and settle within 90 days. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
6.89% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
7.06% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$449.00 |
|
$350.00 |
|
n/a |
|
n/a |
|
n/a |
|
$10.00 monthly |
|
$350.00 |
$10,000 |
|
$5,000,000 |
|
none |
|
90.00% |
Investor |
|
Interest Only |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
no |
|
yes - free |
|
$500.00 |
|
yes |
|
yes |
|
none |
|
none |
|
$2,000 cashback for loans $500,000 and above with maximum <80% LVR and settle within 90 days. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Good tellers and easy internet banking.
Read full reviewGood tellers and easy internet banking.
IMB have been really great - after getting our home loan with them after previously after an account with the big four, the customer service difference was amazing. They really do remember our names when we come in! Also a really competitive rate compared with the rest of the market.
Read full reviewIMB have been really great - after getting our home loan with them after previously after an account with the big four, the customer service difference was amazing. They really do remember our names when we come in! Also a really competitive rate compared with the rest of the market.
IMB is great.
Read full reviewAmazing service. Never have to wait in line. Great home loan rates. No hidden fees. Staff know what they are talking about and are passionate to help me with any enquiry. I also appreciated consistent communication throughout the entire loan process.
Read full reviewAmazing service. Never have to wait in line. Great home loan rates. No hidden fees. Staff know what they are talking about and are passionate to help me with any enquiry. I also appreciated consistent communication throughout the entire loan process.
Home Value Loan
6.09% p.a. variable
6.09% p.a.
Fixed Rate
6.59% p.a.
fixed 3 years
7.06% p.a.
Offset Home Loan (Package)
6.15% p.a. variable
6.40% p.a.
Basic Home Loan (Fixed)
5.99% p.a.
fixed 3 years
6.13% p.a.
Offset Home Loan (Package)
6.15% p.a.
6.40% p.a.
Basic Home Loan
6.15% p.a.
6.17% p.a.
Elevate
6.09% p.a.
6.20% p.a.
Basic Home Loan (Fixed)
5.99% p.a.
fixed 3 years
6.13% p.a.
Fixed Rate Loan (with Orange Advantage)
5.99% p.a.
fixed 3 years
6.12% p.a.
Basic Home Loan (Fixed)
6.09% p.a.
fixed 3 years
6.19% p.a.
Fixed Rate
6.59% p.a.
fixed 3 years
7.06% p.a.
Home Value Loan
6.09% p.a.
6.09% p.a.
$0.00
Offset Home Loan (Package)
6.15% p.a.
6.40% p.a.
$248.00 yearly
Basic Home Loan
6.15% p.a.
6.17% p.a.
$0.00
Elevate
6.09% p.a.
6.20% p.a.
$0.00
First Home Buyer Loan
5.90% p.a.
5.93% p.a.
$0.00
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.