Liberty Fixed Rate Home Loan

The details shown below are for an owner occupier taking out a principal & interest, interest only loan between $50,000 and $1,000,000 with an LVR below 85%

The details shown below are for an investor taking out a principal & interest, interest only loan between $50,000 and $1,000,000 with an LVR below 85%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest, Interest Only)

    LVR < 85%

    Loan: $50,000 $1,000,000

  • Investor (Principal & Interest, Interest Only)

    LVR < 85%

    Loan: $50,000 $1,000,000

4.24% p.a.

4.72% p.a.

$295.00 yearly

Liberty Fixed Rate Home Loan

4.24% p.a.

4.72% p.a.

$295.00 yearly

4.59% p.a.

4.99% p.a.

$295.00 yearly

Liberty Fixed Rate Home Loan

4.59% p.a.

4.99% p.a.

$295.00 yearly

Details

Rates and fees information correct as at 16 December 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.24% (4.76%*)

  • 4.19% (4.73%*)

  • 4.24% (4.72%*)

  • (*)

  • (*)

  • (*)

  • (*)

  • 4.49% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $295.00 yearly

  • $395.00

Other financial bits
  • $50,000

  • $1,000,000

  • none

  • 85.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • no

  • none

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 December 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.59% (5.02%*)

  • 4.54% (4.99%*)

  • 4.59% (4.99%*)

  • (*)

  • (*)

  • (*)

  • (*)

  • 4.74% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $295.00 yearly

  • $395.00

Other financial bits
  • $50,000

  • $1,000,000

  • none

  • 85.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • no

  • none

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Liberty home loans rated by the Mozo community?

Overall customer rating
3.3/10
Price
3.0/10
Features
3.0/10
Customer service
4.3/10
Convenience
2.9/10
Trust
3.3/10

Latest reviews of Liberty Fixed Rate Home Loan

  • Overall
    7/10
    Great customer service, Flexible access.

    They were excellent for us as beginner home owners with a Business debt, so we paid a higher...

    They were excellent for us as beginner home owners with a Business debt, so we paid a higher interest to get into the market. Flexible extra payments and easy redraw facility are excellent. They don't reduce your interest rate when they go down unless you ask.

    Price
    6/10
    Features
    6/10
    Customer service
    10/10
    Convenience
    9/10
    Trust
    8/10

    Kate | New South Wales

    reviewed 11 months ago

  • Overall
    2/10
    Not happy

    Not at all happy with their time frame of getting paperwork processed. It has cost me over $2,000...

    Not at all happy with their time frame of getting paperwork processed. It has cost me over $2,000 in penalty fees. Not happy

    Price
    7/10
    Features
    5/10
    Customer service
    1/10
    Convenience
    1/10
    Trust
    4/10

    Glenda | Victoria

    reviewed almost 3 years ago

  • Overall
    0/10
    Useless

    Liberty finance is useless. Submitted an application for pre-approval 5 weeks ago and I'm still...

    Liberty finance is useless. Submitted an application for pre-approval 5 weeks ago and I'm still waiting on a response despite having all required information upon submitting application. When they do get back they only ask for the same information to be sent again. This information was submitted again and still no response. ABSOLUTELY USELESS

    Price
    0/10
    Features
    2/10
    Customer service
    0/10
    Convenience
    0/10
    Trust
    0/10

    Lyn | New South Wales

    reviewed about 3 years ago

  • Overall
    10/10
    Easy to do business with, good interest rates

    Very helpful broker on the sunshine coast who was super efficient. It;s only early days for my...

    Very helpful broker on the sunshine coast who was super efficient. It;s only early days for my refinance with liberty but so far very impressed.

    Price
    6/10
    Features
    6/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    10/10

    Jacqueline | Queensland

    reviewed about 3 years ago

  • Overall
    1/10
    Very bad

    The lady dealing with my partner's loan is not a nice person. He has had trouble with work and...

    The lady dealing with my partner's loan is not a nice person. He has had trouble with work and payments and was asked to pay more to catch up, now the new lady just speaks to him rudely and says that was not true. She has made our life hell, our Australian dream is no more as we are selling as he has aged so much, so just wanted to say thanks for nothing. You have nothing for us but high interest rates and no respect for people dealing with hardship, never again.

    Price
    1/10
    Features
    2/10
    Customer service
    0/10
    Convenience
    0/10
    Trust
    0/10

    Kelly | New South Wales

    reviewed over 4 years ago

Liberty

About Liberty

Mortgage specialist Liberty Financial has an award-winning range of full doc and low doc home loans, and specialises in helping borrowers who have difficulty qualifying for traditional home loans. Liberty Financial's flexible home loan solutions are tailored to your individual circumstances, whether you're self-employed, have fluctuating income or past credit issues.

See Liberty home loans

Promoted

loans.com.au

loans.com.au

Essentials Variable

3.64% p.a. variable

3.66% p.a.

$520

Promoted

HSBC

HSBC

Home Value Loan

3.59% p.a. variable

3.61% p.a.

$150

Promoted

Bank Australia

Bank Australia

Basic Home Loan

3.65% p.a. variable

3.66% p.a.

$0

Promoted

Queensland Country Credit Union

Queensland Country Credit Union

Discount Ultimate Home Loan (Package)

3.61% p.a. variable

3.97% p.a.

$0

Promoted

Well Home Loans

Well Home Loans

Well Balanced

3.49% p.a. variable

3.53% p.a.

$600

Promoted

Homestar

Homestar

Variable Rate Loan

3.54% p.a. variable

3.59% p.a.

$567

Promoted

Virgin Money

Virgin Money

Reward Me Variable Rate Home Loan

3.68% p.a. variable

3.82% p.a.

$150

Promoted

Newcastle Permanent

Newcastle Permanent

Variable Home Loan (Premium Plus Package)

3.89% p.a. variable

4.29% p.a.

$0

Promoted

loans.com.au

loans.com.au

Essentials Variable

3.64% p.a.

3.66% p.a.

$520

Promoted

Newcastle Permanent

Newcastle Permanent

Variable Home Loan (Premium Plus Package)

3.99% p.a.

4.38% p.a.

$0

Promoted

HSBC

HSBC

Home Value Loan

3.59% p.a.

3.61% p.a.

$150

Promoted

Bank Australia

Bank Australia

Basic Home Loan

3.65% p.a.

3.66% p.a.

$0

Promoted

UBank

UBank

UHomeLoan - Offer

3.59% p.a.

3.59% p.a.

$0

Promoted

Homestar

Homestar

Variable Rate Loan

3.54% p.a.

3.59% p.a.

$567

Promoted

Well Home Loans

Well Home Loans

Well Balanced

3.49% p.a.

3.53% p.a.

$600

Promoted

NAB

NAB

Base Variable Rate Home Loan

3.87% p.a.

3.91% p.a.

$600

Promoted

loans.com.au

loans.com.au

Smart Loan Fixed (Package)

3.99% p.a.
fixed 3 years

4.31% p.a.

$520

Promoted

Newcastle Permanent

Newcastle Permanent

Fixed Rate Home Loan

4.04% p.a.
fixed 3 years

4.84% p.a.

$0

Promoted

UBank

UBank

UHomeLoan (Fixed)

3.74% p.a.
fixed 3 years

4.01% p.a.

$395

Promoted

Bank Australia

Bank Australia

Basic Home Loan (Fixed)

3.89% p.a.
fixed 3 years

3.91% p.a.

$0

Promoted

Well Home Loans

Well Home Loans

Well Balanced Fixed

3.83% p.a.
fixed 3 years

3.62% p.a.

$600

Promoted

NAB

NAB

Tailored Home Loan (Fixed, Choice Package)

3.99% p.a.
fixed 3 years

4.86% p.a.

$0

Promoted

Beyond Bank

Beyond Bank

Fixed Rate Total Home Loan (Package)

3.83% p.a.
fixed 3 years

4.89% p.a.

$0

Promoted

ME

ME

Flexible Home Loan (Fixed)

4.14% p.a.
fixed 3 years

4.81% p.a.

$400

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.