This product is available in different versions. Pick the right version for you here.
The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $1,000,000 with an LVR below 70%
The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $1,000,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $1,000,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $1,000,000 with an LVR below 95%
The details shown below are for an investor taking out a principal & interest loan between $50,000 and $1,000,000 with an LVR below 70%
The details shown below are for an investor taking out a interest only loan between $50,000 and $1,000,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $50,000 and $1,000,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $50,000 and $1,000,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan between $50,000 and $1,000,000 with an LVR below 95%
The details shown below are for an investor taking out a interest only loan between $50,000 and $1,000,000 with an LVR below 70%
The details shown below are for an investor taking out a interest only loan between $50,000 and $1,000,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $50,000 and $1,000,000 with an LVR below 95%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 70% | $50,000 | $1,000,000 |
| | Owner Occupier | Principal & Interest | 70%-80% | $50,000 | $1,000,000 |
| | Owner Occupier | Principal & Interest | 80%-90% | $50,000 | $1,000,000 |
| | Owner Occupier | Principal & Interest | 90%-95% | $50,000 | $1,000,000 |
| | Investor | Principal & Interest | < 70% | $50,000 | $1,000,000 |
| | Investor | Interest Only | 70%-80% | $50,000 | $1,000,000 |
| | Investor | Principal & Interest | 70%-80% | $50,000 | $1,000,000 |
| | Investor | Principal & Interest | 80%-90% | $50,000 | $1,000,000 |
| | Investor | Principal & Interest | 90%-95% | $50,000 | $1,000,000 |
| | Investor | Interest Only | < 70% | $50,000 | $1,000,000 |
| | Investor | Interest Only | 80%-90% | $50,000 | $1,000,000 |
| | Investor | Interest Only | 90%-95% | $50,000 | $1,000,000 |
Owner Occupier (Principal & Interest)
LVR < 70%
Loan: $50,000 $1,000,000
Owner Occupier (Principal & Interest)
LVR 70%-80%
Loan: $50,000 $1,000,000
Owner Occupier (Principal & Interest)
LVR 80%-90%
Loan: $50,000 $1,000,000
Owner Occupier (Principal & Interest)
LVR 90%-95%
Loan: $50,000 $1,000,000
Investor (Principal & Interest)
LVR < 70%
Loan: $50,000 $1,000,000
Investor (Interest Only)
LVR 70%-80%
Loan: $50,000 $1,000,000
Investor (Principal & Interest)
LVR 70%-80%
Loan: $50,000 $1,000,000
Investor (Principal & Interest)
LVR 80%-90%
Loan: $50,000 $1,000,000
Investor (Principal & Interest)
LVR 90%-95%
Loan: $50,000 $1,000,000
Investor (Interest Only)
LVR < 70%
Loan: $50,000 $1,000,000
Investor (Interest Only)
LVR 80%-90%
Loan: $50,000 $1,000,000
Investor (Interest Only)
LVR 90%-95%
Loan: $50,000 $1,000,000
3.95% p.a.
3.96% p.a.
$0.00
Liberty Free Variable Home Loan
3.95% p.a.
3.96% p.a.
$0.00
4.35% p.a.
4.36% p.a.
$0.00
Liberty Free Variable Home Loan
4.35% p.a.
4.36% p.a.
$0.00
4.95% p.a.
4.96% p.a.
$0.00
Liberty Free Variable Home Loan
4.95% p.a.
4.96% p.a.
$0.00
5.54% p.a.
5.57% p.a.
$0.00
Liberty Free Variable Home Loan
5.54% p.a.
5.57% p.a.
$0.00
4.30% p.a.
4.31% p.a.
$0.00
Liberty Free Variable Home Loan
4.30% p.a.
4.31% p.a.
$0.00
5.20% p.a.
5.21% p.a.
$0.00
Liberty Free Variable Home Loan
5.20% p.a.
5.21% p.a.
$0.00
4.70% p.a.
4.71% p.a.
$0.00
Liberty Free Variable Home Loan
4.70% p.a.
4.71% p.a.
$0.00
5.30% p.a.
5.31% p.a.
$0.00
Liberty Free Variable Home Loan
5.30% p.a.
5.31% p.a.
$0.00
5.80% p.a.
5.83% p.a.
$0.00
Liberty Free Variable Home Loan
5.80% p.a.
5.83% p.a.
$0.00
4.80% p.a.
4.81% p.a.
$0.00
Liberty Free Variable Home Loan
4.80% p.a.
4.81% p.a.
$0.00
5.80% p.a.
5.81% p.a.
$0.00
Liberty Free Variable Home Loan
5.80% p.a.
5.81% p.a.
$0.00
6.30% p.a.
6.33% p.a.
$0.00
Liberty Free Variable Home Loan
6.30% p.a.
6.33% p.a.
$0.00
3.95% p.a.
n/a
n/a
n/a
3.96% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$0.00
$395.00
$50,000
$1,000,000
none
70.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$1,000.00
yes
yes
none
none
none
4.35% p.a.
n/a
n/a
n/a
4.36% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$0.00
$395.00
$50,000
$1,000,000
70.00%
80.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$1,000.00
yes
yes
none
none
none
4.95% p.a.
n/a
n/a
n/a
4.96% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$0.00
$395.00
$50,000
$1,000,000
80.00%
90.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$1,000.00
yes
yes
none
none
none
5.54% p.a.
n/a
n/a
n/a
5.57% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$330.00
$0.00
n/a
$0.00
$395.00
$50,000
$1,000,000
90.00%
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$1,000.00
yes
yes
none
none
none
4.30% p.a.
n/a
n/a
n/a
4.31% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$0.00
$395.00
$50,000
$1,000,000
none
70.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$1,000.00
yes
yes
none
none
none
5.20% p.a.
n/a
n/a
n/a
5.21% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$0.00
$395.00
$50,000
$1,000,000
70.00%
80.00%
Investor
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$1,000.00
yes
yes
none
none
none
4.70% p.a.
n/a
n/a
n/a
4.71% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$0.00
$395.00
$50,000
$1,000,000
70.00%
80.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$1,000.00
yes
yes
none
none
none
5.30% p.a.
n/a
n/a
n/a
5.31% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$0.00
$395.00
$50,000
$1,000,000
80.00%
90.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$1,000.00
yes
yes
none
none
none
5.80% p.a.
n/a
n/a
n/a
5.83% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$330.00
$0.00
n/a
$0.00
$395.00
$50,000
$1,000,000
90.00%
95.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$1,000.00
yes
yes
none
none
none
4.80% p.a.
n/a
n/a
n/a
4.81% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$0.00
$395.00
$50,000
$1,000,000
none
70.00%
Investor
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$1,000.00
yes
yes
none
none
none
5.80% p.a.
n/a
n/a
n/a
5.81% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$0.00
$395.00
$50,000
$1,000,000
80.00%
90.00%
Investor
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$1,000.00
yes
yes
none
none
none
6.30% p.a.
n/a
n/a
n/a
6.33% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$330.00
$0.00
n/a
$0.00
$395.00
$50,000
$1,000,000
90.00%
95.00%
Investor
Interest Only
Weekly, Fortnightly, Monthly
yes - free
yes
yes - free
$1,000.00
yes
yes
none
none
none
I had a bad credit so liberty were willing to give me an home loan when no one else would. For...
Read full review
I had a bad credit so liberty were willing to give me an home loan when no one else would. For that they are to be commended. However the interest rate is higher than the competition. Their service is very prompt but the fee's are high.
Less
Andrew | Queensland
reviewed about 3 years ago
Interest rates are much higher than other banks as they take advantage of people in need of...
Read full review
Interest rates are much higher than other banks as they take advantage of people in need of refinancing, for financial reasons and they then lock them into a four year contract where they will be slogged with a non refundable establishment fee of several thousands of dollars if they choose to refinance elsewhere earlier. Also very quick to charge fees for not providing Certificates of Currency on insurance on the date it needs to be renewed even though the insurance company does not provide them to the client on the day the policy is renewed and it can take a week or more to get the certificate - no refunds on the fees though.
Less
Leslye | New South Wales
reviewed almost 4 years ago
Too expensive and inconvenient.
Read full review
Too expensive and inconvenient.
Less
Judy | Queensland
reviewed over 4 years ago
Not easy to approach just in case of emergency, no branches.
Read full review
Not easy to approach just in case of emergency, no branches.
Less
Jeyaseelan | New South Wales
reviewed over 4 years ago
Was given no relief during GFC instead was charged hideous interest and had to use super funds to...
Read full review
Was given no relief during GFC instead was charged hideous interest and had to use super funds to keep home and now they won't refinance due to history, yet they are the ones that put me in a worse position.
Less
Belindaq | Queensland
reviewed over 4 years ago
Mortgage specialist Liberty Financial has an award-winning range of full doc and low doc home loans, and specialises in helping borrowers who have difficulty qualifying for traditional home loans. Liberty Financial's flexible home loan solutions are tailored to your individual circumstances, whether you're self-employed, have fluctuating income or past credit issues.
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2.99% p.a.
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4.09% p.a.
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3.11% p.a.
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3.43% p.a.
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3.24% p.a.
fixed 3 years
4.15% p.a.
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