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Liberty Star Home Loan Fixed Rate

The details shown below are for an owner occupier taking out a principal & interest, interest only loan between $50,000 and $1,000,000 with an LVR below 85%

The details shown below are for an investor taking out a interest only loan between $50,000 and $1,000,000 with an LVR below 85%

The details shown below are for an investor taking out a principal & interest loan between $50,000 and $1,000,000 with an LVR below 85%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest, Interest Only)

    LVR < 85%

    Loan: $50,000 $1,000,000

  • Investor (Interest Only)

    LVR < 85%

    Loan: $50,000 $1,000,000

  • Investor (Principal & Interest)

    LVR < 85%

    Loan: $50,000 $1,000,000

Fixed 3 year rate
3.84% p.a.
Comparison Rate*
4.18% p.a.
Service fee
$295.00 yearly
Upfront fee
$0
Fixed 3 year rate
4.69% p.a.
Comparison Rate*
4.91% p.a.
Service fee
$295.00 yearly
Upfront fee
$0
Fixed 3 year rate
4.19% p.a.
Comparison Rate*
4.53% p.a.
Service fee
$295.00 yearly
Upfront fee
$0

Details

Rates and fees information correct as at 22 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.89% (4.20%*)

  • 3.84% (4.19%*)

  • 3.84% (4.18%*)

  • n/a

  • n/a

  • n/a

  • n/a

  • 3.89% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $295.00 yearly

  • $395.00

Other financial bits
  • $50,000

  • $1,000,000

  • none

  • 85.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free $10,000 limit p.a.

  • yes

  • no

  • none

  • yes

  • no

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 22 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 4.74% (4.90%*)

  • 4.69% (4.90%*)

  • 4.69% (4.91%*)

  • n/a

  • n/a

  • n/a

  • n/a

  • 4.59% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $295.00 yearly

  • $395.00

Other financial bits
  • $50,000

  • $1,000,000

  • none

  • 85.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free $10,000 limit p.a.

  • yes

  • no

  • none

  • yes

  • no

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 22 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 4.24% (4.54%*)

  • 4.19% (4.53%*)

  • 4.19% (4.53%*)

  • n/a

  • n/a

  • n/a

  • n/a

  • 4.24% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $295.00 yearly

  • $395.00

Other financial bits
  • $50,000

  • $1,000,000

  • none

  • 85.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free $10,000 limit p.a.

  • yes

  • no

  • none

  • yes

  • no

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Liberty home loans rated by the Mozo community?

Overall
3.6/10
Price
3.0/10
Features
2.9/10
Customer service
4.6/10
Convenience
3.6/10
Trust
3.7/10

Latest reviews of Liberty Star Home Loan Fixed Rate

  • Overall 5/10
    Non competitive rates.

    We appreciate the bank as they give loans even though income is not high, however their interest rate is very high comparatively.

    Read full review

    We appreciate the bank as they give loans even though income is not high, however their interest rate is very high comparatively.

    Price
    3/10
    Features
    4/10
    Customer service
    7/10
    Convenience
    5/10
    Trust
    5/10
    Less
    Arputha, Victoria reviewed about 1 month ago
  • Overall 7/10
    Great customer service, Flexible access.

    They were excellent for us as beginner home owners with a Business debt, so we paid a higher interest to get into the market. Flexible extra payments and easy redraw facility are excellent. They don't reduce your interest rate when they go down unless you ask.

    Read full review

    They were excellent for us as beginner home owners with a Business debt, so we paid a higher interest to get into the market. Flexible extra payments and easy redraw facility are excellent. They don't reduce your interest rate when they go down unless you ask.

    Price
    6/10
    Features
    6/10
    Customer service
    10/10
    Convenience
    9/10
    Trust
    8/10
    Less
    Kate, New South Wales reviewed over 2 years ago
Liberty

About Liberty

Mortgage specialist Liberty Financial has an award-winning range of full doc and low doc home loans, and specialises in helping borrowers who have difficulty qualifying for traditional home loans. Liberty Financial's flexible home loan solutions are tailored to your individual circumstances, whether you're self-employed, have fluctuating income or past credit issues.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.