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Liberty Star Home Loan

The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $3,000,000 with an LVR below 65%

The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $3,000,000 with an LVR below 75%

The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $3,000,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $3,000,000 with an LVR below 85%

The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $3,000,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $3,000,000 with an LVR below 95%

The details shown below are for an investor taking out a principal & interest loan between $50,000 and $3,000,000 with an LVR below 65%

The details shown below are for an investor taking out a principal & interest loan between $50,000 and $3,000,000 with an LVR below 75%

The details shown below are for an investor taking out a principal & interest loan between $50,000 and $3,000,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $50,000 and $3,000,000 with an LVR below 85%

The details shown below are for an investor taking out a principal & interest loan between $50,000 and $3,000,000 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan between $50,000 and $3,000,000 with an LVR below 95%

The details shown below are for an investor taking out a interest only loan between $50,000 and $3,000,000 with an LVR below 65%

The details shown below are for an investor taking out a interest only loan between $50,000 and $3,000,000 with an LVR below 75%

The details shown below are for an investor taking out a interest only loan between $50,000 and $3,000,000 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan between $50,000 and $3,000,000 with an LVR below 85%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 65%

    Loan: $50,000 $3,000,000

  • Owner Occupier (Principal & Interest)

    LVR 65%-75%

    Loan: $50,000 $3,000,000

  • Owner Occupier (Principal & Interest)

    LVR 75%-80%

    Loan: $50,000 $3,000,000

  • Owner Occupier (Principal & Interest)

    LVR 80%-85%

    Loan: $50,000 $3,000,000

  • Owner Occupier (Principal & Interest)

    LVR 85%-90%

    Loan: $50,000 $3,000,000

  • Owner Occupier (Principal & Interest)

    LVR 90%-95%

    Loan: $50,000 $3,000,000

  • Investor (Principal & Interest)

    LVR < 65%

    Loan: $50,000 $3,000,000

  • Investor (Principal & Interest)

    LVR 65%-75%

    Loan: $50,000 $3,000,000

  • Investor (Principal & Interest)

    LVR 75%-80%

    Loan: $50,000 $3,000,000

  • Investor (Principal & Interest)

    LVR 80%-85%

    Loan: $50,000 $3,000,000

  • Investor (Principal & Interest)

    LVR 85%-90%

    Loan: $50,000 $3,000,000

  • Investor (Principal & Interest)

    LVR 90%-95%

    Loan: $50,000 $3,000,000

  • Investor (Interest Only)

    LVR < 65%

    Loan: $50,000 $3,000,000

  • Investor (Interest Only)

    LVR 65%-75%

    Loan: $50,000 $3,000,000

  • Investor (Interest Only)

    LVR 75%-80%

    Loan: $50,000 $3,000,000

  • Investor (Interest Only)

    LVR 80%-85%

    Loan: $50,000 $3,000,000

Rate
2.99% p.a.
Comparison Rate*
3.32% p.a.
Service fee
$295.00 yearly
Upfront fee
$0
Rate
3.14% p.a.
Comparison Rate*
3.46% p.a.
Service fee
$295.00 yearly
Upfront fee
$0
Rate
3.54% p.a.
Comparison Rate*
3.85% p.a.
Service fee
$295.00 yearly
Upfront fee
$0
Rate
3.89% p.a.
Comparison Rate*
4.20% p.a.
Service fee
$295.00 yearly
Upfront fee
$0
Rate
4.29% p.a.
Comparison Rate*
4.59% p.a.
Service fee
$295.00 yearly
Upfront fee
$0
Rate
4.74% p.a.
Comparison Rate*
5.03% p.a.
Service fee
$295.00 yearly
Upfront fee
$0
Rate
3.34% p.a.
Comparison Rate*
3.66% p.a.
Service fee
$295.00 yearly
Upfront fee
$0
Rate
3.49% p.a.
Comparison Rate*
3.80% p.a.
Service fee
$295.00 yearly
Upfront fee
$0
Rate
3.89% p.a.
Comparison Rate*
4.20% p.a.
Service fee
$295.00 yearly
Upfront fee
$0
Rate
4.24% p.a.
Comparison Rate*
4.54% p.a.
Service fee
$295.00 yearly
Upfront fee
$0
Rate
4.64% p.a.
Comparison Rate*
4.93% p.a.
Service fee
$295.00 yearly
Upfront fee
$0
Rate
5.09% p.a.
Comparison Rate*
5.38% p.a.
Service fee
$295.00 yearly
Upfront fee
$0
Rate
3.84% p.a.
Comparison Rate*
4.15% p.a.
Service fee
$295.00 yearly
Upfront fee
$0
Rate
3.99% p.a.
Comparison Rate*
4.29% p.a.
Service fee
$295.00 yearly
Upfront fee
$0
Rate
4.39% p.a.
Comparison Rate*
4.69% p.a.
Service fee
$295.00 yearly
Upfront fee
$0
Rate
4.74% p.a.
Comparison Rate*
5.03% p.a.
Service fee
$295.00 yearly
Upfront fee
$0

Mozo editorial review Liberty Star Home Loan

Last updated: 29 June 2020.

binocular icon
What's hot
  • 2.99% variable rate for LVRs under 65% (3.32% comparison rate*)
  • No penalties for additional repayments
  • No establishment or settlement fees
What's not
  • $295 annual fee
Mozo snapshot

With low rates starting from 2.99% (3.32% comparison rate*), no upfront fees and a great range of flexible features like an extra repayments facility, interest only option (0.10% rate loading applies) and offset account, Liberty is an online only lender shaking up the home loan market with its Star Home Loan. 

key icon
Key features

The Liberty Star Home Loan is available to both owner occupiers and investors and offers enticing rates starting from just 2.99% (3.32% comparison rate*) for owner occupier borrowers with an LVR under 65% (e.g you need a deposit of more than 35%). 

There are a few different rate tiers that apply to this loan, depending on what type of borrower you are and your LVR. But no matter your LVR, loan amounts are available between $50,000 and $3,000,000. While the Liberty Star Home Loan comes with no upfront fees, there is a $295 annual service fee to consider.

Apart from a low starting rate and no upfront fees, the home loan also comes with a huge amount of flexibility. You can choose to repay both the principal and interest or alternatively opt for interest only repayments. There's also the choice of either weekly, fortnightly or monthly repayments, so you can set up your repayments to match your pay cycle.

Additional payments can be made without extra charge and you can choose to dip into that extra cash through the redraw facility. Keep in mind there is a minimum redraw amount of $1,000. If you prefer to keep your money stashed in an offset account, you'll be happy to hear that this home loan also comes with a 100% offset facility.



snapshot
Who is it good for

Perfect for any owner occupier or investor borrowers looking for a low rate home loan free of any hefty upfront fees and with a great amount of flexibility too. 

snapshot
Any catches

While there are no upfront fees, you'll need to budget for the $295 ongoing fee. Plus we should also mention there is a $395 discharge fee.  

Details

Rates and fees information correct as at 11 August 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 2.99% p.a.

  • n/a

  • n/a

  • n/a

  • 3.32% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $295.00 yearly

  • $395.00

Other financial bits

  • $50,000

  • $3,000,000

  • none

  • 65.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $1,000.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 11 August 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 3.14% p.a.

  • n/a

  • n/a

  • n/a

  • 3.46% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $295.00 yearly

  • $395.00

Other financial bits

  • $50,000

  • $3,000,000

  • 65.00%

  • 75.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $1,000.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 11 August 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 3.54% p.a.

  • n/a

  • n/a

  • n/a

  • 3.85% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $295.00 yearly

  • $395.00

Other financial bits

  • $50,000

  • $3,000,000

  • 75.00%

  • 80.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $1,000.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 11 August 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 3.89% p.a.

  • n/a

  • n/a

  • n/a

  • 4.20% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $295.00 yearly

  • $395.00

Other financial bits

  • $50,000

  • $3,000,000

  • 80.00%

  • 85.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $1,000.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 11 August 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 4.29% p.a.

  • n/a

  • n/a

  • n/a

  • 4.59% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $295.00 yearly

  • $395.00

Other financial bits

  • $50,000

  • $3,000,000

  • 85.00%

  • 90.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $1,000.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 11 August 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 4.74% p.a.

  • n/a

  • n/a

  • n/a

  • 5.03% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $295.00 yearly

  • $395.00

Other financial bits

  • $50,000

  • $3,000,000

  • 90.00%

  • 95.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $1,000.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 11 August 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 3.34% p.a.

  • n/a

  • n/a

  • n/a

  • 3.66% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $295.00 yearly

  • $395.00

Other financial bits

  • $50,000

  • $3,000,000

  • none

  • 65.00%

Features

  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $1,000.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 11 August 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 3.49% p.a.

  • n/a

  • n/a

  • n/a

  • 3.80% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $295.00 yearly

  • $395.00

Other financial bits

  • $50,000

  • $3,000,000

  • 65.00%

  • 75.00%

Features

  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $1,000.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 11 August 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 3.89% p.a.

  • n/a

  • n/a

  • n/a

  • 4.20% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $295.00 yearly

  • $395.00

Other financial bits

  • $50,000

  • $3,000,000

  • 75.00%

  • 80.00%

Features

  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $1,000.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 11 August 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 4.24% p.a.

  • n/a

  • n/a

  • n/a

  • 4.54% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $295.00 yearly

  • $395.00

Other financial bits

  • $50,000

  • $3,000,000

  • 80.00%

  • 85.00%

Features

  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $1,000.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 11 August 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 4.64% p.a.

  • n/a

  • n/a

  • n/a

  • 4.93% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $295.00 yearly

  • $395.00

Other financial bits

  • $50,000

  • $3,000,000

  • 85.00%

  • 90.00%

Features

  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $1,000.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 11 August 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 5.09% p.a.

  • n/a

  • n/a

  • n/a

  • 5.38% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $295.00 yearly

  • $395.00

Other financial bits

  • $50,000

  • $3,000,000

  • 90.00%

  • 95.00%

Features

  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $1,000.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 11 August 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 3.84% p.a.

  • n/a

  • n/a

  • n/a

  • 4.15% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $295.00 yearly

  • $395.00

Other financial bits

  • $50,000

  • $3,000,000

  • none

  • 65.00%

Features

  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $1,000.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 11 August 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 3.99% p.a.

  • n/a

  • n/a

  • n/a

  • 4.29% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $295.00 yearly

  • $395.00

Other financial bits

  • $50,000

  • $3,000,000

  • 65.00%

  • 75.00%

Features

  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $1,000.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 11 August 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 4.39% p.a.

  • n/a

  • n/a

  • n/a

  • 4.69% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $295.00 yearly

  • $395.00

Other financial bits

  • $50,000

  • $3,000,000

  • 75.00%

  • 80.00%

Features

  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $1,000.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 11 August 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 4.74% p.a.

  • n/a

  • n/a

  • n/a

  • 5.03% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $295.00 yearly

  • $395.00

Other financial bits

  • $50,000

  • $3,000,000

  • 80.00%

  • 85.00%

Features

  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • yes

  • yes - free

  • $1,000.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Liberty home loans rated by the Mozo community?

Overall customer rating
3.5/10

Based on 17 Liberty home loan reviews

Price
2.9/10
Features
2.8/10
Customer service
4.6/10
Convenience
3.4/10
Trust
3.7/10

Latest reviews of Liberty Star Home Loan

  • Overall 8/10
    Competitive rate, easy to use and accommodating.

    Excellent product, great rate, very helpful team, convenient offset, only slight negative is taking funds out from Offset is slightly cumbersome and restrictive.

    Read full review

    Excellent product, great rate, very helpful team, convenient offset, only slight negative is taking funds out from Offset is slightly cumbersome and restrictive.

    Price
    9/10
    Features
    6/10
    Customer service
    10/10
    Convenience
    9/10
    Trust
    8/10
    Less
    Ryan, Victoria reviewed about 2 months ago
  • Overall 0/10
    Stay away.

    Do yourselves a favour and stay away from Liberty. I have a SMSF home loan and am still paying 6% interest rate. They have not passed on anything in the last 4 rate cuts, they are shameless and refuse to pass on anything.

    Read full review

    Do yourselves a favour and stay away from Liberty. I have a SMSF home loan and am still paying 6% interest rate. They have not passed on anything in the last 4 rate cuts, they are shameless and refuse to pass on anything.

    Price
    0/10
    Features
    0/10
    Customer service
    1/10
    Convenience
    3/10
    Trust
    -1/10
    Less
    Tibs, Western Australia reviewed 5 months ago
Liberty

About Liberty

Mortgage specialist Liberty Financial has an award-winning range of full doc and low doc home loans, and specialises in helping borrowers who have difficulty qualifying for traditional home loans. Liberty Financial's flexible home loan solutions are tailored to your individual circumstances, whether you're self-employed, have fluctuating income or past credit issues.

See Liberty home loans

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2.49% p.a.
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2.39% p.a. variable

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Smart Booster Discount Variable Home Loan

1.99% p.a.variable for 12 months and then 2.57% p.a. variable

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UHomeLoan - Discount Offer

2.49% p.a. variable

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Bank of Queensland

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Economy

2.69% p.a. variable

2.86% p.a.

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Macquarie

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Basic Home Loan (Fixed)

2.19% p.a.
fixed 3 years

2.60% p.a.

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Suncorp

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Back to Basics

2.78% p.a. variable

2.79% p.a.

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Newcastle Permanent

Newcastle Permanent

Fixed Rate Home Loan (Premium Plus Package)

2.39% p.a.
fixed 3 years

3.66% p.a.

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HSBC

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Home Value Loan

2.65% p.a.

2.66% p.a.

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ING

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Mortgage Simplifier

2.59% p.a.

2.62% p.a.

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Smart Home Loan

2.57% p.a.

2.59% p.a.

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UBank

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UHomeLoan - Discount Offer

2.49% p.a.

2.49% p.a.

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Bank of Queensland

Bank of Queensland

Economy

2.69% p.a.

2.86% p.a.

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Newcastle Permanent

Newcastle Permanent

Real Deal Home Loan

2.59% p.a.

2.63% p.a.

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Qudos Bank

Qudos Bank

Low Cost Home Loan (Package)

2.89% p.a.

2.89% p.a.

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Athena

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Variable Home Loan

2.59% p.a.

2.55% p.a.

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HSBC

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Fixed Rate Home Loan

2.29% p.a.
fixed 3 years

2.95% p.a.

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ING

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Fixed Rate Loan (Owner Occupiers with Orange Advantage)

2.34% p.a.
fixed 3 years

3.67% p.a.

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Macquarie

Macquarie

Basic Home Loan (Fixed)

2.19% p.a.
fixed 3 years

2.60% p.a.

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Suncorp

Suncorp

Fixed Home Loan (Home Package Plus)

2.49% p.a.
fixed 3 years

3.31% p.a.

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Bank of Queensland

Bank of Queensland

Fixed Rate

2.35% p.a.
fixed 3 years

3.44% p.a.

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Homestar

Homestar

Star Essentials Fixed Home Loan

n/a

n/a

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Qudos Bank

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Fixed Rate Home Loan

2.29% p.a.
fixed 3 years

2.82% p.a.

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Newcastle Permanent

Newcastle Permanent

Fixed Rate Home Loan (Premium Plus Package)

2.39% p.a.
fixed 3 years

3.66% p.a.

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ING

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Mortgage Simplifier

2.59% p.a.

2.62% p.a.

$0.00

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Smart Home Loan

2.57% p.a.

2.59% p.a.

$0.00

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Bank of Queensland

Bank of Queensland

Economy

2.69% p.a.

2.86% p.a.

$10.00 monthly

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People's Choice Credit Union

People's Choice Credit Union

Basic Variable Home Loan

2.69% p.a.

2.69% p.a.

$0.00

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Athena

Athena

Variable Home Loan

2.59% p.a.

2.55% p.a.

$0.00

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Tic:Toc

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Variable Home Loan

2.39% p.a.

2.40% p.a.

$0.00

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Homestar

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Star Essentials Home Loan

2.39% p.a.

2.42% p.a.

$0.00

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Yard

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Variable Home Loan Winter Special

2.39% p.a.

2.42% p.a.

$0.00

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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