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Macquarie Credit Union Basic Home Loan

Advertiser disclosure

The details shown below are for an owner occupier taking out a principal & interest, interest only loan of at least $150,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a principal & interest, interest only loan of at least $150,000 with an LVR below 95%

The details shown below are for an investor taking out a principal & interest, interest only loan of at least $150,000 with an LVR below 95%

The details shown below are for an investor taking out a principal & interest, interest only loan of at least $150,000 with an LVR below 95%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest, Interest Only)

    LVR < 95%

    Loan: $150,000

  • Owner Occupier (Principal & Interest, Interest Only)

    LVR < 95%

    Loan: $150,000

  • Investor (Principal & Interest, Interest Only)

    LVR < 95%

    Loan: $150,000

  • Investor (Principal & Interest, Interest Only)

    LVR < 95%

    Loan: $150,000

Rate
4.20% p.a.
Comparison Rate
4.24% p.a.
Service fee
$0.00
Upfront fee
$536
Rate
2.85% p.a.
Comparison Rate
2.89% p.a.
Service fee
$0.00
Upfront fee
$536
Rate
4.39% p.a.
Comparison Rate
4.43% p.a.
Service fee
$0.00
Upfront fee
$536
Rate
3.05% p.a.
Comparison Rate
3.09% p.a.
Service fee
$0.00
Upfront fee
$536

Details

Rates and fees information correct as at 25 January 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.20% p.a.

  • n/a

  • n/a

  • n/a

  • 4.24% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $250.00

  • n/a

  • n/a

  • $286.00

  • n/a

  • $0.00

  • $350.00

Other financial bits
  • $150,000

  • none

  • none

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest, Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - fees apply

  • $500.00

  • no

  • no

  • Legal and valuation fees payable at cost

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 January 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 2.85% p.a.

  • n/a

  • n/a

  • n/a

  • 2.89% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $250.00

  • n/a

  • n/a

  • $286.00

  • n/a

  • $0.00

  • $350.00

Other financial bits
  • $150,000

  • none

  • none

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest, Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - fees apply

  • $500.00

  • no

  • no

  • Legal and valuation fees payable at cost

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 January 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.39% p.a.

  • n/a

  • n/a

  • n/a

  • 4.43% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $250.00

  • n/a

  • n/a

  • $286.00

  • n/a

  • $0.00

  • $350.00

Other financial bits
  • $150,000

  • none

  • none

  • 95.00%

Features
  • Investor

  • Principal & Interest, Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - fees apply

  • $500.00

  • no

  • no

  • Legal and valuation fees payable at cost

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 25 January 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.05% p.a.

  • n/a

  • n/a

  • n/a

  • 3.09% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $250.00

  • n/a

  • n/a

  • $286.00

  • n/a

  • $0.00

  • $350.00

Other financial bits
  • $150,000

  • none

  • none

  • 95.00%

Features
  • Investor

  • Principal & Interest, Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - fees apply

  • $500.00

  • no

  • no

  • Legal and valuation fees payable at cost

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Macquarie Credit Union home loans rated by the Mozo community?

Overall
7.0/10
Price
7.2/10
Features
6.8/10
Customer service
6.6/10
Convenience
4.8/10
Trust
6.8/10

Latest review of Macquarie Credit Union Basic Home Loan

Thumbnail icon for Macquarie Credit Union

About Macquarie Credit Union

Macquarie Credit Union offers its financial services and products to members of any Local, State or Federal Government, Australia Post, Auscott Pty Ltd and Macquarie Credit union employees. It offers members a range of financial products in home and personal loans, car loans, savings accounts, term deposits, credit cards, debit cards and car insurance. Macquarie Credit Union offers its members financial products that are competitively priced and flexible, to suit their needs.

See Macquarie Credit Union home loans

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fixed 3 years

2.73% p.a.

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fixed 3 years

2.53% p.a.

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2.20% p.a.

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fixed 3 years

2.90% p.a.

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2.20% p.a.

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Smart Booster Home Loan

1.99% p.a.variable for 12 months and then 2.48% p.a.

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UHomeLoan - Discount Offer

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2.34% p.a.

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AcceleRATES Variable Home Loan

2.19% p.a.

2.19% p.a.

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Macquarie

Basic Home Loan

2.64% p.a.

2.64% p.a.

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Suncorp

Back to Basics

2.54% p.a.

2.55% p.a.

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Economy

2.59% p.a.

2.76% p.a.

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2.49% p.a.

2.49% p.a.

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2.20% p.a.

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fixed 3 years

2.70% p.a.

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UHomeLoan (Fixed)

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2.22% p.a.

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Basic Home Loan (Fixed)

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fixed 3 years

2.53% p.a.

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Fixed Home Loan (Home Package Plus)

2.19% p.a.
fixed 3 years

3.03% p.a.

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Bank of Queensland

Fixed Rate

2.09% p.a.
fixed 3 years

3.01% p.a.

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Fixed Rate Home Loan (Package)

1.99% p.a.
fixed 3 years

3.64% p.a.

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fixed 3 years

2.17% p.a.

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UHomeLoan (1 Year Fixed)

n/a

n/a

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Smart Booster Home Loan

1.99% p.a.variable for 12 months and then 2.48% p.a.

2.47% p.a.

$0.00

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UHomeLoan - Discount Offer

2.34% p.a.

2.34% p.a.

$0.00

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AcceleRATES Variable Home Loan

2.19% p.a.

2.19% p.a.

$0.00

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86 400

Neat Home Loan

2.19% p.a.

2.20% p.a.

$0.00

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Well Balanced

2.17% p.a.

2.20% p.a.

$0.00

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Variable Home Loan Special

2.09% p.a.

2.12% p.a.

$0.00

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2.63% p.a.

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3.71% p.a.

$8.00 monthly

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.