Macquarie Credit Union

Macquarie Credit Union First Home Buyers Home Loan

Rate

4.27% p.a.variable for 36 months and then 4.77% p.a.

Comparison Rate*

4.67% p.a.

Service fee

$0.00

Macquarie Credit Union First Home Buyers Home Loan

Rate

4.27% p.a.variable for 36 months and then 4.77% p.a.

Comparison Rate*

4.67% p.a.

Service fee

$0.00

Customer Reviews

Customer Reviews

Details

Rates

Variable rate

4.77% p.a.
Intro rate

4.27% p.a.
Intro rate term

36 Months
Intro rate type

Variable
Comparison Rate*

4.67% p.a.
Fixed 1 year rate

n/a
Fixed 2 year rate

n/a
Fixed 3 year rate

n/a
Fixed 4 year rate

n/a
Fixed 5 year rate

n/a
Fixed 7 year rate

n/a
Fixed 10 year rate

n/a
Fixed loan revert rate

n/a

Fees

Application fee

$250.00
Legal fee

$0.00
Valuation fee

$0.00
Settlement fee

$286.00
Other upfront fee (% of loan)

n/a
Service fee

$0.00
Discharge fee

$0.00

Other financial bits

Minimum loan amount

$150,000
Maximum loan amount

none
Minimum LVR

none
Maximum LVR

95.00%

Features

Availability

Owner Occupier
Repayment Type

Principal & Interest, Interest Only
Repayment Frequency

Weekly, Fortnightly, Monthly
Extra repayments

yes - free
Repayment holidays

yes
Redraw facility

yes - free
Minimum redraw amount

$500.00
Split account

no
Offset account

yes
Other restrictions

none
Other benefits

none
Special offers

none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Macquarie Credit Union home loans rated by the Mozo community?

Overall customer rating

6.3/10

Based on 4 Macquarie Credit Union home loan reviews

Price

6.5/10

Features

6.0/10

Customer service

5.8/10

Convenience

3.5/10

Trust

6.0/10

Macquarie Credit Union

About Macquarie Credit Union

Macquarie Credit Union offers its financial services and products to members of any Local, State or Federal Government, Australia Post, Auscott Pty Ltd and Macquarie Credit union employees. It offers members a range of financial products in home and personal loans, car loans, savings accounts, term deposits, credit cards, debit cards and car insurance. Macquarie Credit Union offers its members financial products that are competitively priced and flexible, to suit their needs.

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Comparison Rate*

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Rate

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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