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Macquarie Credit Union Fixed Rate Home Loan

Advertiser disclosure
The details shown below are for an owner occupier taking out a principal & interest loan of at least $10,000 with an LVR below 95%
The details shown below are for an investor taking out a principal & interest loan of at least $10,000 with an LVR below 95%

Choose the version of this loan that suits you best

Availability Loan type LVR Min loan amount Max loan amount
Owner Occupier Principal & Interest < 95% $10,000
Investor Principal & Interest < 95% $10,000
  • Owner Occupier (Principal & Interest)
    LVR < 95%
    Loan: $10,000
  • Investor (Principal & Interest)
    LVR < 95%
    Loan: $10,000
Fixed 3 year rate
5.97% p.a.
Comparison Rate
7.71% p.a.
Service fee
$0.00
Upfront fee
$400
Fixed 3 year rate
6.14% p.a.
Comparison Rate
7.89% p.a.
Service fee
$0.00
Upfront fee
$400

Details

Rates and fees information correct as at 18 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.08% (8.18%*)

6.01% (7.93%*)

5.97% (7.71%*)

n/a

n/a

n/a

n/a

8.40% p.a.

Fees

$250.00

n/a

n/a

$150.00

n/a

$0.00

$350.00

Other financial bits

$10,000

none

none

95.00%

Features

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$500.00

yes

yes

Legal and valuation fees payable at cost

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.26% (8.36%*)

6.19% (8.11%*)

6.14% (7.89%*)

n/a

n/a

n/a

n/a

8.59% p.a.

Fees

$250.00

n/a

n/a

$150.00

n/a

$0.00

$350.00

Other financial bits

$10,000

none

none

95.00%

Features

Weekly, Fortnightly, Monthly

yes - free

yes

yes - free

$500.00

yes

yes

Legal and valuation fees payable at cost

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Macquarie Credit Union home loans rated by the Mozo community?

Overall
7.5/10
Price
8.2/10
Features
7.8/10
Customer service
8.4/10
Convenience
5.2/10
Trust
8.2/10
Based on 5 Macquarie Credit Union home loan reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

About Macquarie Credit Union

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6.34% p.a.

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5.99% p.a.

5.90% p.a.

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Macquarie

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6.14% p.a.

6.16% p.a.

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Greater Bank

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6.04% p.a.

6.06% p.a.

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6.14% p.a.

6.20% p.a.

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Bendigo Bank

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6.01% p.a.

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6.09% p.a.

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Mortgage Simplifier

6.14% p.a.

6.17% p.a.

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Offset Home Loan (Package)

6.14% p.a.

6.39% p.a.

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6.25% p.a.
fixed 3 years

6.20% p.a.

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5.69% p.a.
fixed 3 years

6.34% p.a.

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6.35% p.a.
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6.26% p.a.

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6.09% p.a.
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5.99% p.a.
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6.41% p.a.

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6.54% p.a.
fixed 3 years

6.38% p.a.

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5.99% p.a.
fixed 3 years

6.41% p.a.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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