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Macquarie Basic Home Loan

Advertiser disclosure
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $10,000,000 with an LVR below 60%
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $10,000,000 with an LVR below 70%
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $10,000,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $10,000,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan between $150,000 and $10,000,000 with an LVR below 60%
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $10,000,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a interest only loan between $150,000 and $10,000,000 with an LVR below 70%
The details shown below are for an owner occupier taking out a interest only loan between $150,000 and $10,000,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $150,000 and $10,000,000 with an LVR below 60%
The details shown below are for an investor taking out a principal & interest loan between $150,000 and $10,000,000 with an LVR below 70%
The details shown below are for an investor taking out a principal & interest loan between $150,000 and $10,000,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $150,000 and $10,000,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $150,000 and $10,000,000 with an LVR below 60%
The details shown below are for an investor taking out a interest only loan between $150,000 and $10,000,000 with an LVR below 70%
The details shown below are for an investor taking out a interest only loan between $150,000 and $10,000,000 with an LVR below 80%

Choose the version of this loan that suits you best

Availability Loan type LVR Min loan amount Max loan amount
Owner Occupier Principal & Interest < 60% $150,000 $10,000,000
Owner Occupier Principal & Interest 60%-70% $150,000 $10,000,000
Owner Occupier Principal & Interest 70%-80% $150,000 $10,000,000
Owner Occupier Principal & Interest 90%-95% $150,000 $10,000,000
Owner Occupier Interest Only < 60% $150,000 $10,000,000
Owner Occupier Principal & Interest 80%-90% $150,000 $10,000,000
Owner Occupier Interest Only 60%-70% $150,000 $10,000,000
Owner Occupier Interest Only 70%-80% $150,000 $10,000,000
Investor Principal & Interest < 60% $150,000 $10,000,000
Investor Principal & Interest 60%-70% $150,000 $10,000,000
Investor Principal & Interest 70%-80% $150,000 $10,000,000
Investor Principal & Interest 80%-90% $150,000 $10,000,000
Investor Interest Only < 60% $150,000 $10,000,000
Investor Interest Only 60%-70% $150,000 $10,000,000
Investor Interest Only 70%-80% $150,000 $10,000,000
  • Owner Occupier (Principal & Interest)
    LVR < 60%
    Loan: $150,000 $10,000,000
  • Owner Occupier (Principal & Interest)
    LVR 60%-70%
    Loan: $150,000 $10,000,000
  • Owner Occupier (Principal & Interest)
    LVR 70%-80%
    Loan: $150,000 $10,000,000
  • Owner Occupier (Principal & Interest)
    LVR 90%-95%
    Loan: $150,000 $10,000,000
  • Owner Occupier (Interest Only)
    LVR < 60%
    Loan: $150,000 $10,000,000
  • Owner Occupier (Principal & Interest)
    LVR 80%-90%
    Loan: $150,000 $10,000,000
  • Owner Occupier (Interest Only)
    LVR 60%-70%
    Loan: $150,000 $10,000,000
  • Owner Occupier (Interest Only)
    LVR 70%-80%
    Loan: $150,000 $10,000,000
  • Investor (Principal & Interest)
    LVR < 60%
    Loan: $150,000 $10,000,000
  • Investor (Principal & Interest)
    LVR 60%-70%
    Loan: $150,000 $10,000,000
  • Investor (Principal & Interest)
    LVR 70%-80%
    Loan: $150,000 $10,000,000
  • Investor (Principal & Interest)
    LVR 80%-90%
    Loan: $150,000 $10,000,000
  • Investor (Interest Only)
    LVR < 60%
    Loan: $150,000 $10,000,000
  • Investor (Interest Only)
    LVR 60%-70%
    Loan: $150,000 $10,000,000
  • Investor (Interest Only)
    LVR 70%-80%
    Loan: $150,000 $10,000,000
Rate
6.15% p.a.
Comparison Rate
6.17% p.a.
Service fee
$0.00
Upfront fee
$350
Go to site
Rate
6.15% p.a.
Comparison Rate
6.17% p.a.
Service fee
$0.00
Upfront fee
$350
Go to site
Rate
6.19% p.a.
Comparison Rate
6.21% p.a.
Service fee
$0.00
Upfront fee
$350
Go to site
Rate
7.19% p.a.
Comparison Rate
7.22% p.a.
Service fee
$0.00
Upfront fee
$350
Go to site
Rate
6.55% p.a.
Comparison Rate
6.58% p.a.
Service fee
$0.00
Upfront fee
$350
Go to site
Rate
6.39% p.a.
Comparison Rate
6.41% p.a.
Service fee
$0.00
Upfront fee
$350
Go to site
Rate
6.59% p.a.
Comparison Rate
6.62% p.a.
Service fee
$0.00
Upfront fee
$350
Go to site
Rate
6.75% p.a.
Comparison Rate
6.78% p.a.
Service fee
$0.00
Upfront fee
$350
Go to site
Rate
6.34% p.a.
Comparison Rate
6.36% p.a.
Service fee
$0.00
Upfront fee
$350
Go to site
Rate
6.34% p.a.
Comparison Rate
6.36% p.a.
Service fee
$0.00
Upfront fee
$350
Go to site
Rate
6.45% p.a.
Comparison Rate
6.48% p.a.
Service fee
$0.00
Upfront fee
$350
Go to site
Rate
7.29% p.a.
Comparison Rate
7.32% p.a.
Service fee
$0.00
Upfront fee
$350
Go to site
Rate
6.55% p.a.
Comparison Rate
6.58% p.a.
Service fee
$0.00
Upfront fee
$350
Go to site
Rate
6.59% p.a.
Comparison Rate
6.62% p.a.
Service fee
$0.00
Upfront fee
$350
Go to site
Rate
6.75% p.a.
Comparison Rate
6.78% p.a.
Service fee
$0.00
Upfront fee
$350
Go to site

Mozo editorial review Macquarie Basic Home Loan - last updated: 30 January 2024

binocular icon
What's hot
  • Low variable rates from 6.15% p.a. (6.17% p.a. comparison rate*)
  • Free extra repayments and redraw facility
  • No upfront or ongoing fees
What's not
  • $400 discharge fee
Mozo snapshot

You’ve found your dream home, now all that’s left is to find the right home loan to make it official. Well, with competitive variable interest rates starting at 6.15% p.a. (6.17% p.a. comparison rate*), minimal fees and a range of features like free extra repayments, a free redraw facility and a split account option, the Basic Home Loan from Macquarie could be an option worth considering.

key icon
Key features

Let's start with the basics. The Macquarie Basic Home Loan is available to both owner occupiers and investors on loan amounts ranging from $100,000 up to $10,000,000, and there are both principal and interest and interest-only repayments options. In regards to the interest rate you'll receive, this will vary depending on all the factors above, as well as your loan-to-value ratio (LVR) as a borrower. Currently the lowest variable rates on offer with the Basic Home Loan are: 

  • 6.15% p.a. (6.17% p.a. comparison rate*): For owner occupiers with a maximum LVR of 70%
  • 6.34% p.a. (6.36% p.a. comparison rate*): For investors with a maximum LVR of 70%

On top of competitive rates the Basic Home Loan has a number of flexible features, such as the ability to make free extra loan repayments and a free redraw facility that will enable you to dip into those extra repayments should you ever need access to extra funds. Plus, it even offers a split account option so you can split between variable and fixed rates.

snapshot
Who is it good for

From low rates to handy features, the Macquarie Basic Home Loan could be a great option for all sorts of borrowers, especially those with enough money set aside to fall below the <60% LVR threshold required to get a lower rate.

question icon
Any catches

While the Basic Home Loan does come with its fair share of features, there's no offset account available. So if that's a feature you can't do without, you may want to take a look at the Offset Home Loan (Package) from Macquarie instead.

There are also a few fees you'll have to budget for, such as the $350 legal fee and $400 discharge fee.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.15% p.a.

n/a

n/a

n/a

6.17% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$350.00

$0.00

$0.00

n/a

$0.00

$400.00

Other financial bits

$150,000

$10,000,000

none

60.00%

Features

Owner Occupier

Principal & Interest

Monthly

yes - free

yes

yes - free

none

yes

no

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.15% p.a.

n/a

n/a

n/a

6.17% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$350.00

$0.00

$0.00

n/a

$0.00

$400.00

Other financial bits

$150,000

$10,000,000

60.00%

70.00%

Features

Owner Occupier

Principal & Interest

Monthly

yes - free

yes

yes - free

none

yes

no

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.19% p.a.

n/a

n/a

n/a

6.21% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$350.00

$0.00

$0.00

n/a

$0.00

$400.00

Other financial bits

$150,000

$10,000,000

70.00%

80.00%

Features

Owner Occupier

Principal & Interest

Monthly

yes - free

yes

yes - free

none

yes

no

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

7.19% p.a.

n/a

n/a

n/a

7.22% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$350.00

$0.00

$0.00

n/a

$0.00

$400.00

Other financial bits

$150,000

$10,000,000

90.00%

95.00%

Features

Owner Occupier

Principal & Interest

Monthly

yes - free

yes

yes - free

none

yes

no

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.55% p.a.

n/a

n/a

n/a

6.58% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$350.00

$0.00

$0.00

n/a

$0.00

$400.00

Other financial bits

$150,000

$10,000,000

none

60.00%

Features

Owner Occupier

Interest Only

Monthly

yes - free

yes

yes - free

none

yes

no

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.39% p.a.

n/a

n/a

n/a

6.41% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$350.00

$0.00

$0.00

n/a

$0.00

$400.00

Other financial bits

$150,000

$10,000,000

80.00%

90.00%

Features

Owner Occupier

Principal & Interest

Monthly

yes - free

yes

yes - free

none

yes

no

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.59% p.a.

n/a

n/a

n/a

6.62% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$350.00

$0.00

$0.00

n/a

$0.00

$400.00

Other financial bits

$150,000

$10,000,000

60.00%

70.00%

Features

Owner Occupier

Interest Only

Monthly

yes - free

yes

yes - free

none

yes

no

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.75% p.a.

n/a

n/a

n/a

6.78% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$350.00

$0.00

$0.00

n/a

$0.00

$400.00

Other financial bits

$150,000

$10,000,000

70.00%

80.00%

Features

Owner Occupier

Interest Only

Monthly

yes - free

yes

yes - free

none

yes

no

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.34% p.a.

n/a

n/a

n/a

6.36% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$350.00

$0.00

$0.00

n/a

$0.00

$400.00

Other financial bits

$150,000

$10,000,000

none

60.00%

Features

Investor

Principal & Interest

Monthly

yes - free

yes

yes - free

none

yes

no

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.34% p.a.

n/a

n/a

n/a

6.36% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$350.00

$0.00

$0.00

n/a

$0.00

$400.00

Other financial bits

$150,000

$10,000,000

60.00%

70.00%

Features

Investor

Principal & Interest

Monthly

yes - free

yes

yes - free

none

yes

no

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.45% p.a.

n/a

n/a

n/a

6.48% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$350.00

$0.00

$0.00

n/a

$0.00

$400.00

Other financial bits

$150,000

$10,000,000

70.00%

80.00%

Features

Investor

Principal & Interest

Monthly

yes - free

yes

yes - free

none

yes

no

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

7.29% p.a.

n/a

n/a

n/a

7.32% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$350.00

$0.00

$0.00

n/a

$0.00

$400.00

Other financial bits

$150,000

$10,000,000

80.00%

90.00%

Features

Investor

Principal & Interest

Monthly

yes - free

yes

yes - free

none

yes

no

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.55% p.a.

n/a

n/a

n/a

6.58% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$350.00

$0.00

$0.00

n/a

$0.00

$400.00

Other financial bits

$150,000

$10,000,000

none

60.00%

Features

Investor

Interest Only

Monthly

yes - free

yes

yes - free

none

yes

no

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.59% p.a.

n/a

n/a

n/a

6.62% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$350.00

$0.00

$0.00

n/a

$0.00

$400.00

Other financial bits

$150,000

$10,000,000

60.00%

70.00%

Features

Investor

Interest Only

Monthly

yes - free

yes

yes - free

none

yes

no

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.75% p.a.

n/a

n/a

n/a

6.78% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$0.00

$350.00

$0.00

$0.00

n/a

$0.00

$400.00

Other financial bits

$150,000

$10,000,000

70.00%

80.00%

Features

Investor

Interest Only

Monthly

yes - free

yes

yes - free

none

yes

no

none

none

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Macquarie home loans rated by the Mozo community?

Overall
Price
Features
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Latest reviews of Macquarie Basic Home Loan

About Macquarie

Thumbnail icon for Macquarie
Macquarie

Offset Home Loan (Package)

6.15% p.a.

6.40% p.a.

$248.00 yearly

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan (Fixed)

p.a.

6.13% p.a.

$0.00

Thumbnail icon for Macquarie
Macquarie

Offset Home Loan (Package)

6.15% p.a. variable

6.40% p.a.

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Bendigo Bank

Express Home Loan

6.01% p.a. variable

6.14% p.a.

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BCU Bank

Fixed Rate Home Loan

6.29% p.a.
fixed 3 years

6.30% p.a.

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Sucasa

Ultra Low Rate

6.30% p.a. variable

6.58% p.a.

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Unloan

Variable

5.99% p.a. variable

5.90% p.a.

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Macquarie

Basic Home Loan (Fixed)

5.99% p.a.
fixed 3 years

6.13% p.a.

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ubank

Neat Home Loan

6.14% p.a. variable

6.16% p.a.

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Macquarie

Basic Home Loan

6.15% p.a. variable

6.17% p.a.

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Unloan

Variable

5.99% p.a. variable

5.90% p.a.

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Sucasa

Ultra Low Rate

6.30% p.a. variable

6.58% p.a.

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Bendigo Bank

Express Home Loan

6.01% p.a. variable

6.14% p.a.

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ubank

Neat Home Loan

6.14% p.a. variable

6.16% p.a.

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Macquarie

Offset Home Loan (Package)

6.15% p.a. variable

6.40% p.a.

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Unloan

Variable

6.29% p.a. variable

6.20% p.a.

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ubank

Flex Home Loan Fixed

5.99% p.a.
fixed 3 years

6.37% p.a.

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Macquarie

Basic Home Loan (Fixed)

5.99% p.a.
fixed 3 years

6.13% p.a.

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Unloan

Variable

5.99% p.a.

5.90% p.a.

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Sucasa

Ultra Low Rate

6.30% p.a.

6.58% p.a.

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Macquarie

Offset Home Loan (Package)

6.15% p.a.

6.40% p.a.

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Bendigo Bank

Express Home Loan

6.01% p.a.

6.14% p.a.

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BCU Bank

OMG Home Loan

5.99% p.a.

6.00% p.a.

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ubank

Neat Home Loan

6.14% p.a.

6.16% p.a.

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Macquarie

Basic Home Loan

6.15% p.a.

6.17% p.a.

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BCU Bank

Fixed Rate Home Loan

p.a.

6.30% p.a.

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Bendigo Bank

Express Home Loan (Fixed)

6.04% p.a.
fixed 3 years

6.15% p.a.

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Macquarie

Basic Home Loan (Fixed)

5.99% p.a.
fixed 3 years

6.13% p.a.

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Bendigo Bank

Express Home Loan (Fixed)

6.54% p.a.
fixed 3 years

6.38% p.a.

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ubank

Flex Home Loan Fixed

5.99% p.a.
fixed 3 years

6.41% p.a.

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ING

Fixed Rate Loan (with Orange Advantage)

5.99% p.a.
fixed 3 years

6.12% p.a.

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BCU Bank

Fixed Rate Home Loan

6.29% p.a.
fixed 3 years

6.30% p.a.

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Bendigo Bank

Express Home Loan (Fixed)

6.54% p.a.
fixed 3 years

6.38% p.a.

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Macquarie

Basic Home Loan (Fixed)

6.09% p.a.
fixed 3 years

6.19% p.a.

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Bendigo Bank

Express Home Loan

6.01% p.a.

6.14% p.a.

$10.00 monthly

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Unloan

Variable

5.99% p.a.

5.90% p.a.

$0.00

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ubank

Neat Home Loan

6.14% p.a.

6.16% p.a.

$0.00

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Up

Home Variable Rate

5.95% p.a.

5.95% p.a.

$0.00

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BCU Bank

OMG Home Loan

5.99% p.a.

6.00% p.a.

$0.00

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HSBC

Home Value Loan

6.09% p.a.

6.09% p.a.

$0.00

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Aussie

Elevate

6.09% p.a.

6.20% p.a.

$0.00

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G&C Mutual Bank

First Home Buyer Loan

5.90% p.a.

5.93% p.a.

$0.00

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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