Mortgage House Advantage Home Loan
This product is available in different versions. Pick the right version for you here.
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $5,000,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $5,000,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $5,000,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $5,000,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $5,000,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $5,000,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan between $150,000 and $5,000,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $150,000 and $5,000,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $150,000 and $5,000,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $150,000 and $5,000,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $150,000 and $5,000,000 with an LVR below 70%
The details shown below are for an investor taking out a interest only loan between $150,000 and $5,000,000 with an LVR below 80%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 80% | $150,000 | $5,000,000 |
| | Owner Occupier | Principal & Interest | 80%-90% | $150,000 | $5,000,000 |
| | Owner Occupier | Principal & Interest | 90%-95% | $150,000 | $5,000,000 |
| | Owner Occupier | Principal & Interest | < 80% | $150,000 | $5,000,000 |
| | Owner Occupier | Principal & Interest | 80%-90% | $150,000 | $5,000,000 |
| | Owner Occupier | Principal & Interest | 90%-95% | $150,000 | $5,000,000 |
| | Owner Occupier | Interest Only | < 80% | $150,000 | $5,000,000 |
| | Investor | Principal & Interest | < 80% | $150,000 | $5,000,000 |
| | Investor | Principal & Interest | < 80% | $150,000 | $5,000,000 |
| | Investor | Principal & Interest | 80%-90% | $150,000 | $5,000,000 |
| | Investor | Interest Only | < 70% | $150,000 | $5,000,000 |
| | Investor | Interest Only | 70%-80% | $150,000 | $5,000,000 |
-
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $150,000 $5,000,000
-
Owner Occupier (Principal & Interest)
LVR 80%-90%
Loan: $150,000 $5,000,000
-
Owner Occupier (Principal & Interest)
LVR 90%-95%
Loan: $150,000 $5,000,000
-
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $150,000 $5,000,000
-
Owner Occupier (Principal & Interest)
LVR 80%-90%
Loan: $150,000 $5,000,000
-
Owner Occupier (Principal & Interest)
LVR 90%-95%
Loan: $150,000 $5,000,000
-
Owner Occupier (Interest Only)
LVR < 80%
Loan: $150,000 $5,000,000
-
Investor (Principal & Interest)
LVR < 80%
Loan: $150,000 $5,000,000
-
Investor (Principal & Interest)
LVR < 80%
Loan: $150,000 $5,000,000
-
Investor (Principal & Interest)
LVR 80%-90%
Loan: $150,000 $5,000,000
-
Investor (Interest Only)
LVR < 70%
Loan: $150,000 $5,000,000
-
Investor (Interest Only)
LVR 70%-80%
Loan: $150,000 $5,000,000
3.44% p.a.
3.49% p.a.
$0.00
Mortgage House Advantage Home Loan
3.44% p.a.
3.49% p.a.
$0.00
Mortgage House Advantage Home Loan
3.44% p.a.
3.49% p.a.
$0.00
3.19% p.a.
3.24% p.a.
$0.00
Mortgage House Advantage Home Loan
3.19% p.a.
3.24% p.a.
$0.00
Mortgage House Advantage Home Loan
3.19% p.a.
3.24% p.a.
$0.00
4.19% p.a.
4.24% p.a.
$0.00
Mortgage House Advantage Home Loan
4.19% p.a.
4.24% p.a.
$0.00
Mortgage House Advantage Home Loan
4.19% p.a.
4.24% p.a.
$0.00
3.29% p.a.
3.47% p.a.
$10.00 monthly
Mortgage House Advantage Home Loan
3.29% p.a.
3.47% p.a.
$10.00 monthly
Mortgage House Advantage Home Loan
3.29% p.a.
3.47% p.a.
$10.00 monthly
3.39% p.a.
3.57% p.a.
$10.00 monthly
Mortgage House Advantage Home Loan
3.39% p.a.
3.57% p.a.
$10.00 monthly
Mortgage House Advantage Home Loan
3.39% p.a.
3.57% p.a.
$10.00 monthly
3.69% p.a.
3.87% p.a.
$10.00 monthly
Mortgage House Advantage Home Loan
3.69% p.a.
3.87% p.a.
$10.00 monthly
Mortgage House Advantage Home Loan
3.69% p.a.
3.87% p.a.
$10.00 monthly
4.74% p.a.
4.91% p.a.
$10.00 monthly
Mortgage House Advantage Home Loan
4.74% p.a.
4.91% p.a.
$10.00 monthly
Mortgage House Advantage Home Loan
4.74% p.a.
4.91% p.a.
$10.00 monthly
3.79% p.a.
3.84% p.a.
$0.00
Mortgage House Advantage Home Loan
3.79% p.a.
3.84% p.a.
$0.00
Mortgage House Advantage Home Loan
3.79% p.a.
3.84% p.a.
$0.00
3.59% p.a.
3.77% p.a.
$10.00 monthly
Mortgage House Advantage Home Loan
3.59% p.a.
3.77% p.a.
$10.00 monthly
Mortgage House Advantage Home Loan
3.59% p.a.
3.77% p.a.
$10.00 monthly
3.69% p.a.
3.87% p.a.
$10.00 monthly
Mortgage House Advantage Home Loan
3.69% p.a.
3.87% p.a.
$10.00 monthly
Mortgage House Advantage Home Loan
3.69% p.a.
3.87% p.a.
$10.00 monthly
4.29% p.a.
4.46% p.a.
$10.00 monthly
Mortgage House Advantage Home Loan
4.29% p.a.
4.46% p.a.
$10.00 monthly
Mortgage House Advantage Home Loan
4.29% p.a.
4.46% p.a.
$10.00 monthly
4.74% p.a.
4.91% p.a.
$10.00 monthly
Mortgage House Advantage Home Loan
4.74% p.a.
4.91% p.a.
$10.00 monthly
Mortgage House Advantage Home Loan
4.74% p.a.
4.91% p.a.
$10.00 monthly
Mozo Review Mortgage House Advantage Home Loan Review
Last updated: 4 April 2019.
What's hot:
100% offset facility
Free extra repayments
Free redraw facility
What's not:
$500 discharge fee
$250 settlement fee
Mozo snapshot:
The Mortgage House Advantage Home Loan boasts a competitive variable rate and a number of useful features to go with it. You’ll be able to make extra repayments, access a redraw facility, and split your home loan between a fixed and variable rate. There’s also a wide range of options for both owner occupiers and investors, with loans of up to $5,000,000 available.
And if you needed more convincing, the Advantage Home Loan performed spectacularly in the 2019 Mozo Experts Choice Awards, nabbing victories in the Low Cost Home Loan, Offset Home Loan and Split Home Loan categories.
Key features:
If you’re after a low rate home loan with a couple of great features to help you along the way, the Mortgage House Advantage Home could be the one for you. There’s plenty of flexibility on offer too, with heaps of rate tiers available depending on the type of borrower you are, how much you’re borrowing, and your Loan-to-Value Ratio.
Headlining the many perks is the 100% offset facility, which, if used correctly, can save you plenty on interest. Repayments can be scheduled weekly, fortnightly or monthly, and you can make extra payments without facing any penalties, meaning you’ll be able to reach your home ownership goals faster. You’ll also have peace of mind knowing that you can retrieve those funds at any time using the free redraw facility. Just keep in mind that the minimum redraw amount is $20.
There are a few fees that come with this one. You’ll have to budget for the $395 legal fee, $250 settlement fee, and the $500 discharge fee. And it bears mentioning that rates differ depending on the LVR of the loan. The higher the LVR, the more interest you’ll pay.
Who it's good for:
The Advantage Home Loan offers a range of options for both owner occupiers and investors, so you’re sure to find one that suits your goals and circumstances.
Any catches?
You’ll have to budget for the legal, settlement and discharge fees. And if you decide to use the offset account, there will be a $10 monthly service fee.
Details
Rates and fees information correct as at 18 August 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
3.44% p.a.
-
n/a
-
n/a
-
n/a
-
3.49% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$395.00
-
$0.00
-
$250.00
-
n/a
-
$0.00
-
$500.00
Other financial bits
-
$150,000
-
$5,000,000
-
none
-
80.00%
Features
-
Owner Occupier
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
no
-
yes - free
-
$20.00
-
yes
-
no
-
none
-
none
-
none
Details
Rates and fees information correct as at 18 August 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
3.19% p.a.
-
n/a
-
n/a
-
n/a
-
3.24% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$395.00
-
$0.00
-
$250.00
-
n/a
-
$0.00
-
$500.00
Other financial bits
-
$150,000
-
$5,000,000
-
80.00%
-
90.00%
Features
-
Owner Occupier
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
no
-
yes - free
-
$20.00
-
yes
-
no
-
none
-
none
-
none
Details
Rates and fees information correct as at 18 August 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
4.19% p.a.
-
n/a
-
n/a
-
n/a
-
4.24% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$395.00
-
$0.00
-
$250.00
-
n/a
-
$0.00
-
$500.00
Other financial bits
-
$150,000
-
$5,000,000
-
90.00%
-
95.00%
Features
-
Owner Occupier
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
no
-
yes - free
-
$20.00
-
yes
-
no
-
none
-
none
-
none
Details
Rates and fees information correct as at 18 August 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
3.29% p.a.
-
n/a
-
n/a
-
n/a
-
3.47% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$395.00
-
$0.00
-
$250.00
-
n/a
-
$10.00 monthly
-
$500.00
Other financial bits
-
$150,000
-
$5,000,000
-
none
-
80.00%
Features
-
Owner Occupier
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
no
-
yes - free
-
$20.00
-
yes
-
yes
-
none
-
none
-
none
Details
Rates and fees information correct as at 18 August 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
3.39% p.a.
-
n/a
-
n/a
-
n/a
-
3.57% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$395.00
-
$0.00
-
$250.00
-
n/a
-
$10.00 monthly
-
$500.00
Other financial bits
-
$150,000
-
$5,000,000
-
80.00%
-
90.00%
Features
-
Owner Occupier
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
no
-
yes - free
-
$20.00
-
yes
-
yes
-
none
-
none
-
none
Details
Rates and fees information correct as at 18 August 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
3.69% p.a.
-
n/a
-
n/a
-
n/a
-
3.87% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$395.00
-
$0.00
-
$250.00
-
n/a
-
$10.00 monthly
-
$500.00
Other financial bits
-
$150,000
-
$5,000,000
-
90.00%
-
95.00%
Features
-
Owner Occupier
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
no
-
yes - free
-
$20.00
-
yes
-
yes
-
none
-
none
-
none
Details
Rates and fees information correct as at 18 August 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
4.74% p.a.
-
n/a
-
n/a
-
n/a
-
4.91% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$395.00
-
$0.00
-
$250.00
-
n/a
-
$10.00 monthly
-
$500.00
Other financial bits
-
$150,000
-
$5,000,000
-
none
-
80.00%
Features
-
Owner Occupier
-
Interest Only
-
Weekly, Fortnightly, Monthly
-
yes - free
-
no
-
yes - free
-
$20.00
-
yes
-
yes
-
none
-
none
-
none
Details
Rates and fees information correct as at 18 August 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
3.79% p.a.
-
n/a
-
n/a
-
n/a
-
3.84% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$395.00
-
$0.00
-
$250.00
-
n/a
-
$0.00
-
$500.00
Other financial bits
-
$150,000
-
$5,000,000
-
none
-
80.00%
Features
-
Investor
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
no
-
yes - free
-
$20.00
-
yes
-
no
-
none
-
none
-
none
Details
Rates and fees information correct as at 18 August 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
3.59% p.a.
-
n/a
-
n/a
-
n/a
-
3.77% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$395.00
-
$0.00
-
$250.00
-
n/a
-
$10.00 monthly
-
$500.00
Other financial bits
-
$150,000
-
$5,000,000
-
none
-
80.00%
Features
-
Investor
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
no
-
yes - free
-
$20.00
-
yes
-
yes
-
none
-
none
-
none
Details
Rates and fees information correct as at 18 August 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
3.69% p.a.
-
n/a
-
n/a
-
n/a
-
3.87% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$395.00
-
$0.00
-
$250.00
-
n/a
-
$10.00 monthly
-
$500.00
Other financial bits
-
$150,000
-
$5,000,000
-
80.00%
-
90.00%
Features
-
Investor
-
Principal & Interest
-
Weekly, Fortnightly, Monthly
-
yes - free
-
no
-
yes - free
-
$20.00
-
yes
-
yes
-
none
-
none
-
none
Details
Rates and fees information correct as at 18 August 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
4.29% p.a.
-
n/a
-
n/a
-
n/a
-
4.46% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$395.00
-
$0.00
-
$250.00
-
n/a
-
$10.00 monthly
-
$500.00
Other financial bits
-
$150,000
-
$5,000,000
-
none
-
70.00%
Features
-
Investor
-
Interest Only
-
Weekly, Fortnightly, Monthly
-
yes - free
-
no
-
yes - free
-
$20.00
-
yes
-
yes
-
none
-
none
-
none
Details
Rates and fees information correct as at 18 August 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
4.74% p.a.
-
n/a
-
n/a
-
n/a
-
4.91% p.a.
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
Fees
-
$0.00
-
$395.00
-
$0.00
-
$250.00
-
n/a
-
$10.00 monthly
-
$500.00
Other financial bits
-
$150,000
-
$5,000,000
-
70.00%
-
80.00%
Features
-
Investor
-
Interest Only
-
Weekly, Fortnightly, Monthly
-
yes - free
-
no
-
yes - free
-
$20.00
-
yes
-
yes
-
none
-
none
-
none
Customer Reviews
How are Mortgage House home loans rated by the Mozo community?
Latest reviews of Mortgage House Advantage Home Loan
- Overall8/10
Best loan and offset account bank in the world!
First loan with them, best rate with an offset account, no additional charges. Got second loan...
Read full review
First loan with them, best rate with an offset account, no additional charges. Got second loan with them too, beat all rates out there and refinanced my original loan to make things work for me, again with no additional charges. If you don't need lots of ATM access or a fancy web page, then definitely give Mortgage House a go.
Price9/10Features9/10Customer service8/10Convenience3/10Trust8/10Less
Tracey | South Australia
reviewed almost 4 years ago
- Overall10/10
Great customer service
Mortgage house do a great job and as I am having financial problems at the moment they are very...
Read full review
Mortgage house do a great job and as I am having financial problems at the moment they are very understanding.
Price10/10Features10/10Customer service10/10Convenience10/10Trust10/10Less
Loraine | New South Wales
reviewed over 4 years ago
- Overall10/10
Helpful, friendly, convienient
Simple, clear statements. Easy online entry. I am able to talk to a person on the phone straight...
Read full review
Simple, clear statements. Easy online entry. I am able to talk to a person on the phone straight away when I needed to.
Price9/10Features9/10Customer service10/10Convenience10/10Trust9/10Less
Name not supplied | New South Wales
reviewed about 6 years ago
Promoted
Bank of Queensland
Fixed Rate
2.99% p.a.
fixed 3 years
4.09% p.a.
$450
Promoted
Bank of Queensland
2 Year Intro Rate Variable Home Loan
3.39% p.a.variable for 24 months and then 3.86% p.a.
3.91% p.a.
$150
Promoted
Bank of Queensland
Fixed Rate
2.99% p.a.
fixed 3 years
4.09% p.a.
$450
Promoted
ME
Flexible Home Loan (Fixed, Member Package)
3.18% p.a.
fixed 3 years
3.87% p.a.
$200
Promoted
IMB Bank
Fixed Home Loan
3.19% p.a.
fixed 3 years
4.11% p.a.
$799
Promoted
loans.com.au
Fixed Home Loan
3.19% p.a.
fixed 3 years
3.43% p.a.
$520
Promoted
Newcastle Permanent
Fixed Rate Home Loan (Premium Plus Package)
3.24% p.a.
fixed 3 years
4.15% p.a.
$0
