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Mortgage House Advantage Home Loan

The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $5,000,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $5,000,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $5,000,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $5,000,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a interest only loan between $150,000 and $5,000,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $150,000 and $5,000,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $150,000 and $5,000,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $150,000 and $5,000,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan between $150,000 and $5,000,000 with an LVR below 80%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 80%

    Loan: $150,000 $5,000,000

  • Owner Occupier (Principal & Interest)

    LVR 80%-90%

    Loan: $150,000 $5,000,000

  • Owner Occupier (Principal & Interest)

    LVR < 80%

    Loan: $150,000 $5,000,000

  • Owner Occupier (Principal & Interest)

    LVR 80%-90%

    Loan: $150,000 $5,000,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $150,000 $5,000,000

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $150,000 $5,000,000

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $150,000 $5,000,000

  • Investor (Principal & Interest)

    LVR 80%-90%

    Loan: $150,000 $5,000,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $150,000 $5,000,000

Rate
2.49% p.a.
Comparison Rate*
2.56% p.a.
Service fee
$0.00
Upfront fee
$840
Rate
2.79% p.a.
Comparison Rate*
2.86% p.a.
Service fee
$0.00
Upfront fee
$840
Rate
2.49% p.a.
Comparison Rate*
2.69% p.a.
Service fee
$10.00 monthly
Upfront fee
$840
Rate
2.79% p.a.
Comparison Rate*
2.98% p.a.
Service fee
$10.00 monthly
Upfront fee
$840
Rate
4.24% p.a.
Comparison Rate*
4.42% p.a.
Service fee
$10.00 monthly
Upfront fee
$840
Rate
2.99% p.a.
Comparison Rate*
3.06% p.a.
Service fee
$0.00
Upfront fee
$840
Rate
2.99% p.a.
Comparison Rate*
3.18% p.a.
Service fee
$10.00 monthly
Upfront fee
$840
Rate
3.14% p.a.
Comparison Rate*
3.33% p.a.
Service fee
$10.00 monthly
Upfront fee
$840
Rate
3.19% p.a.
Comparison Rate*
3.38% p.a.
Service fee
$10.00 monthly
Upfront fee
$840

Details

Rates and fees information correct as at 26 September 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 2.49% p.a.

  • n/a

  • n/a

  • n/a

  • 2.56% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $395.00

  • $0.00

  • $445.00

  • n/a

  • $0.00

  • $500.00

Other financial bits
  • $150,000

  • $5,000,000

  • none

  • 80.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $20.00

  • yes

  • no

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 26 September 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 2.79% p.a.

  • n/a

  • n/a

  • n/a

  • 2.86% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $395.00

  • $0.00

  • $445.00

  • n/a

  • $0.00

  • $500.00

Other financial bits
  • $150,000

  • $5,000,000

  • 80.00%

  • 90.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $20.00

  • yes

  • no

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 26 September 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 2.49% p.a.

  • n/a

  • n/a

  • n/a

  • 2.69% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $395.00

  • $0.00

  • $445.00

  • n/a

  • $10.00 monthly

  • $500.00

Other financial bits
  • $150,000

  • $5,000,000

  • none

  • 80.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $20.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 26 September 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 2.79% p.a.

  • n/a

  • n/a

  • n/a

  • 2.98% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $395.00

  • $0.00

  • $445.00

  • n/a

  • $10.00 monthly

  • $500.00

Other financial bits
  • $150,000

  • $5,000,000

  • 80.00%

  • 90.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $20.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 26 September 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.24% p.a.

  • n/a

  • n/a

  • n/a

  • 4.42% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $395.00

  • $0.00

  • $445.00

  • n/a

  • $10.00 monthly

  • $500.00

Other financial bits
  • $150,000

  • $5,000,000

  • none

  • 80.00%

Features
  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $20.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 26 September 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 2.99% p.a.

  • n/a

  • n/a

  • n/a

  • 3.06% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $395.00

  • $0.00

  • $445.00

  • n/a

  • $0.00

  • $500.00

Other financial bits
  • $150,000

  • $5,000,000

  • none

  • 80.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $20.00

  • yes

  • no

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 26 September 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 2.99% p.a.

  • n/a

  • n/a

  • n/a

  • 3.18% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $395.00

  • $0.00

  • $445.00

  • n/a

  • $10.00 monthly

  • $500.00

Other financial bits
  • $150,000

  • $5,000,000

  • none

  • 80.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $20.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 26 September 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.14% p.a.

  • n/a

  • n/a

  • n/a

  • 3.33% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $395.00

  • $0.00

  • $445.00

  • n/a

  • $10.00 monthly

  • $500.00

Other financial bits
  • $150,000

  • $5,000,000

  • 80.00%

  • 90.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $20.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 26 September 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.19% p.a.

  • n/a

  • n/a

  • n/a

  • 3.38% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $395.00

  • $0.00

  • $445.00

  • n/a

  • $10.00 monthly

  • $500.00

Other financial bits
  • $150,000

  • $5,000,000

  • none

  • 80.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $20.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Mortgage House home loans rated by the Mozo community?

Overall
5.2/10
Price
6.2/10
Features
7.0/10
Customer service
5.1/10
Convenience
5.2/10
Trust
4.7/10

Latest reviews of Mortgage House Advantage Home Loan

  • Overall 1/10
    Bad experience, no customer service at all.

    I have been with them for over 3 years. It is easy to get your loan approved from them. The problems start when you want to get them to review your rates. You will get weeks before this can be done. Also when I try to leave this mob, they keep postponing/rescheduled the appointments for settlement/bank discharge. My advice is never never get sucked in by cheap rate. I have learnt my lessons and go for reputable banks' loans now.

    Read full review

    I have been with them for over 3 years. It is easy to get your loan approved from them. The problems start when you want to get them to review your rates. You will get weeks before this can be done. Also when I try to leave this mob, they keep postponing/rescheduled the appointments for settlement/bank discharge. My advice is never never get sucked in by cheap rate. I have learnt my lessons and go for reputable banks' loans now.

    Price
    1/10
    Features
    -1/10
    Customer service
    1/10
    Convenience
    6/10
    Trust
    1/10
    Less
    Philip, Western Australia reviewed 2 months ago
  • Overall 5/10
    Bad service from the top down

    I have dealt with several employees at Mortgage house and none of them have returned calls or done what they promised without many emails and phone calls. Today I spoke with a manager and found that the poor service comes from the top down. The manager was somewhat disinterested and unapologetic. Only once I pointed out that I would not be recommending Mortgage house despite their good rates and that I would be noting their bom in able service on social media that he agreed to look into it and get back to me. This is not an institution that wants my business.

    Read full review

    I have dealt with several employees at Mortgage house and none of them have returned calls or done what they promised without many emails and phone calls. Today I spoke with a manager and found that the poor service comes from the top down. The manager was somewhat disinterested and unapologetic. Only once I pointed out that I would not be recommending Mortgage house despite their good rates and that I would be noting their bom in able service on social media that he agreed to look into it and get back to me. This is not an institution that wants my business.

    Price
    8/10
    Features
    7/10
    Customer service
    1/10
    Convenience
    4/10
    Trust
    1/10
    Less
    Carol, New South Wales reviewed 3 months ago
  • Overall 0/10
    Beware and do your research.

    At a time when interest rates were around falling to around 4% I was paying 7.45%. 8/9/19 I requested a rate review of my variable interest rate. 9/9/19 Email was confirmed as received by Mortgage House. 24/9/19 requested an update, nothing. I was fobbed off, someone would make contact, paperwork required. I submitted my statement of financial position submitted - twice. Last statement sent 5/2/20, I received a meeting invite on 14/2/20 for a phone call... never received a call. 20/2/20 sent a follow up email - crickets again. In the meantime I was dealing with Aussie Home Loans and after a drawn out discharge process, I'm on an interest rate of 2.99% (compared to MH: 6.87% (since Mar 20), 7.21% (since Oct 19). If you are considering Mortgage House, please beware and do your research, you will not be valued nor looked after.

    Read full review

    At a time when interest rates were around falling to around 4% I was paying 7.45%. 8/9/19 I requested a rate review of my variable interest rate. 9/9/19 Email was confirmed as received by Mortgage House. 24/9/19 requested an update, nothing. I was fobbed off, someone would make contact, paperwork required. I submitted my statement of financial position submitted - twice. Last statement sent 5/2/20, I received a meeting invite on 14/2/20 for a phone call... never received a call. 20/2/20 sent a follow up email - crickets again. In the meantime I was dealing with Aussie Home Loans and after a drawn out discharge process, I'm on an interest rate of 2.99% (compared to MH: 6.87% (since Mar 20), 7.21% (since Oct 19). If you are considering Mortgage House, please beware and do your research, you will not be valued nor looked after.

    Price
    0/10
    Features
    -1/10
    Customer service
    5/10
    Convenience
    0/10
    Trust
    0/10
    Less
    Erica, Australian Capital Territory reviewed 3 months ago
  • Overall 4/10
    Competitive simple broker

    Simple competitive mortgage broker that make the loan process simple.

    Read full review

    Simple competitive mortgage broker that make the loan process simple.

    Price
    2/10
    Features
    2/10
    Customer service
    7/10
    Convenience
    5/10
    Trust
    5/10
    Less
    Huy, New South Wales reviewed 5 months ago
  • Overall 8/10
    Best loan and offset account bank in the world!

    First loan with them, best rate with an offset account, no additional charges. Got second loan with them too, beat all rates out there and refinanced my original loan to make things work for me, again with no additional charges. If you don't need lots of ATM access or a fancy web page, then definitely give Mortgage House a go.

    Read full review

    First loan with them, best rate with an offset account, no additional charges. Got second loan with them too, beat all rates out there and refinanced my original loan to make things work for me, again with no additional charges. If you don't need lots of ATM access or a fancy web page, then definitely give Mortgage House a go.

    Price
    9/10
    Features
    9/10
    Customer service
    8/10
    Convenience
    3/10
    Trust
    8/10
    Less
    Tracey, South Australia reviewed about 5 years ago

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2.19% p.a. variable

2.22% p.a.

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AcceleRATES Variable Home Loan

2.39% p.a. variableApply now to get this rate from 30 Sep

2.39% p.a.Apply now to get this rate from 30 Sep

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Low Rate Home Loan

2.54% p.a. variable

2.55% p.a.

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2.52% p.a.

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2.68% p.a. variable

2.69% p.a.

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2.50% p.a.

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2.29% p.a.
fixed 3 years

2.95% p.a.

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UHomeLoan - Discount Offer

2.49% p.a. variable

2.49% p.a.

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AcceleRATES Variable Home Loan

2.39% p.a. variableApply now to get this rate from 30 Sep

2.39% p.a.Apply now to get this rate from 30 Sep

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Variable Rate Loan (Professional Package)

2.59% p.a. variable

3.00% p.a.

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Low Rate Home Loan

2.54% p.a. variable

2.55% p.a.

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Mortgage Simplifier

2.49% p.a.

2.52% p.a.

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Smart Home Loan

2.48% p.a.

2.50% p.a.

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Suncorp

Suncorp

Back to Basics

2.68% p.a.

2.69% p.a.

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UHomeLoan - Discount Offer

2.49% p.a.

2.49% p.a.

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Low Rate Home Loan

2.54% p.a.

2.55% p.a.

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Athena

Athena

AcceleRATES Variable Home Loan

2.39% p.a.Apply now to get this rate from 30 Sep

2.39% p.a.Apply now to get this rate from 30 Sep

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IMB Bank

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Budget Home Loan

2.61% p.a.

2.67% p.a.

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Yard

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Variable Home Loan Special

2.19% p.a.

2.22% p.a.

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ING

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Fixed Rate Loan (Owner Occupiers with Orange Advantage)

2.34% p.a.
fixed 3 years

3.67% p.a.

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UBank

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UHomeLoan (1 Year Fixed)

n/a

n/a

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Suncorp

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Fixed Home Loan (Home Package Plus)

2.49% p.a.
fixed 3 years

3.28% p.a.

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HSBC

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Fixed Rate Home Loan

2.29% p.a.
fixed 3 years

2.95% p.a.

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Fixed Home Loan

n/a

n/a

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Newcastle Permanent

Newcastle Permanent

Fixed Rate Home Loan (Premium Plus Package)

2.39% p.a.
fixed 3 years

3.66% p.a.

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Bank of Queensland

Bank of Queensland

Fixed Rate

2.25% p.a.
fixed 3 years

3.41% p.a.

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Macquarie

Macquarie

Basic Home Loan (Fixed)

2.19% p.a.
fixed 3 years

2.60% p.a.

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loans.com.au

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Smart Home Loan

2.48% p.a.

2.50% p.a.

$0.00

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Athena

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AcceleRATES Variable Home Loan

2.39% p.a.Apply now to get this rate from 30 Sep

2.39% p.a.Apply now to get this rate from 30 Sep

$0.00

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Homestar

Homestar

Star Essentials Home Loan

2.29% p.a.

2.32% p.a.

$0.00

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Yard

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Variable Home Loan Special

2.19% p.a.

2.22% p.a.

$0.00

Promoted

loans.com.au

loans.com.au

Smart Booster Discount Variable Home Loan

1.99% p.a.variable for 12 months and then 2.48% p.a.

2.47% p.a.

$0.00

Promoted

loans.com.au

loans.com.au

Smart Booster Investor Bundle

1.99% p.a.variable for 12 months and then 2.74% p.a.

2.71% p.a.

$0.00

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.