7.8 / 10

based on 53 reviews as rated by Mozo community

MOVE Bank home loans

Established in 1968 and originally known as Railways Credit Union, MOVE Bank made the switch to its current name in 2018. MOVE Bank offer a range of home loans and packages top suit different borrower needs and in 2019 they were recognised for their excellent range of offers by taking out three Mozo Experts Choice Awards.  

Check out our range of home loans for an overview of interest rates, fees and more. Or you can compare with our home loan comparison tools. 

What home loans do MOVE Bank offer?

Rates and fees verified as correct at 27 November, 2020. Other information correct at the time of writing. Advertiser disclosure.

Variable Rate Home Loans

Home loan repayments calculator

years

Product Rate Comparison Rate Service fee Upfront fee Monthly repayments ‡

3.50% p.a.

3.53% p.a.

$0.00

$450

2.44% p.a.

2.47% p.a.

$0.00

$450

2.54% p.a.

2.57% p.a.

$0.00

$450

4.09% p.a.

4.12% p.a.

$0.00

$450

3.04% p.a.

3.07% p.a.

$0.00

$450

2.69% p.a.

2.72% p.a.

$0.00

$450

2.59% p.a.

2.62% p.a.

$0.00

$450

Fixed Package Home Loan

Home loan repayments calculator

years

Product Fixed 3 year rate Comparison Rate Service fee Upfront fee Monthly repayments ‡

2.49% p.a.

3.11% p.a.

$395.00 yearly

$0

2.49% p.a.

3.04% p.a.

$395.00 yearly

$0

2.49% p.a.

2.97% p.a.

$395.00 yearly

$0

2.49% p.a.

2.90% p.a.

$395.00 yearly

$0

2.59% p.a.

3.71% p.a.

$395.00 yearly

$0

2.59% p.a.

3.64% p.a.

$395.00 yearly

$0

2.59% p.a.

3.56% p.a.

$395.00 yearly

$0

2.59% p.a.

3.49% p.a.

$395.00 yearly

$0

2.69% p.a.

3.59% p.a.

$395.00 yearly

$0

2.69% p.a.

3.52% p.a.

$395.00 yearly

$0

2.69% p.a.

3.44% p.a.

$395.00 yearly

$0

2.69% p.a.

3.37% p.a.

$395.00 yearly

$0

Variable Package Home Loan

Home loan repayments calculator

years

Product Rate Comparison Rate Service fee Upfront fee Monthly repayments ‡

2.75% p.a.

3.18% p.a.

$395.00 yearly

$0

2.65% p.a.

3.08% p.a.

$395.00 yearly

$0

2.55% p.a.

2.98% p.a.

$395.00 yearly

$0

2.45% p.a.

2.89% p.a.

$395.00 yearly

$0

3.54% p.a.

3.95% p.a.

$395.00 yearly

$0

3.44% p.a.

3.85% p.a.

$395.00 yearly

$0

3.34% p.a.

3.75% p.a.

$395.00 yearly

$0

3.24% p.a.

3.65% p.a.

$395.00 yearly

$0

3.34% p.a.

3.75% p.a.

$395.00 yearly

$0

3.24% p.a.

3.65% p.a.

$395.00 yearly

$0

3.14% p.a.

3.56% p.a.

$395.00 yearly

$0

3.04% p.a.

3.46% p.a.

$395.00 yearly

$0

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

‡ Results from this calculation are estimates only as individual lenders apply different formulas. Actual repayments will depend on your individual circumstances and interest rate changes.

How are MOVE Bank home loans rated?

Mozo users have rated MOVE Bank home loans on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of home-loans
MOVE Bank home loans
Overall
7.1/10
Price
Features
Customer service
Convenience
Trust

16 Reviews

Recent MOVE Bank home loan reviews

MOVE Bank Home Loan review
Overall 9/10
Move to a better way of banking.

I like this bank because everybody is treated the same, there are no discounts for "better" customers, the ethos from the non profit credit union it emerged from still rings true. There is only one bricks and mortar branch but they do everything they can to ensure that you don't need to go into it. All banking can be done online or by phone and they will accomodate these needs with excellent service representatives.

Read full review

I like this bank because everybody is treated the same, there are no discounts for "better" customers, the ethos from the non profit credit union it emerged from still rings true. There is only one bricks and mortar branch but they do everything they can to ensure that you don't need to go into it. All banking can be done online or by phone and they will accomodate these needs with excellent service representatives.

Price
7/10
Features
9/10
Customer service
10/10
Convenience
7/10
Trust
9/10
Less
Ruth, Queensland reviewed 2 months ago
MOVE Bank Home Loan review
Overall 1/10
Disappointing for existing customer. Time-wasting.

Very poor customer service. Staff fail to meet their own promises of getting back and fail to even return reminder calls. Try another bank.

Read full review

Very poor customer service. Staff fail to meet their own promises of getting back and fail to even return reminder calls. Try another bank.

Price
7/10
Features
5/10
Customer service
1/10
Convenience
1/10
Trust
1/10
Less
Bruce, Queensland reviewed 3 months ago
MOVE Bank Home Loan review
Overall 5/10
Lack of multiple branches and ATM’s. Hard to get

I mostly dislike this bank. They only have one branch in Brisbane CBD, no ATM’s and whenever you call they are too busy to help.

Read full review

I mostly dislike this bank. They only have one branch in Brisbane CBD, no ATM’s and whenever you call they are too busy to help.

Price
4/10
Features
0/10
Customer service
1/10
Convenience
0/10
Trust
3/10
Less
Sam, Queensland reviewed 5 months ago
MOVE Bank Economy Home Loan review
Overall 8/10
Overall they are good

Good overall. Good at dealing with fraud.

Read full review

Good overall. Good at dealing with fraud.

Price
8/10
Features
8/10
Customer service
8/10
Convenience
8/10
Trust
8/10
Less
Christopher, Queensland reviewed about 2 years ago
MOVE Bank Home Loan review
Overall 9/10
Move to MOVE Bank for your home loan!

I would highly recommend MOVE bank if you are in the market for a home loan.

Read full review

I would highly recommend MOVE bank if you are in the market for a home loan.

Price
8/10
Features
8/10
Customer service
9/10
Convenience
8/10
Trust
10/10
Less
Christopher, Queensland reviewed about 2 years ago

What do you need to apply for a MOVE Bank home loan?

  • Personal details for each applicant (if necessary)
  • Contact details including a valid email address
  • Proof of salary (i.e. payslips) and evidence of other income including government payments and rental income
  • Statements for any liabilities including credit cards or other existing loans
  • A copy of your council rates notice
  • A copy of your driver's licence or passport
  • Home loan statements (if you’re refinancing)

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