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MyState Bank First Home Loan Deposit Scheme Fixed Loan

Advertiser disclosure
Fixed 3 year rate
2.39% p.a.
Comparison Rate
4.00% p.a.
Service fee
$0.00
Upfront fee
$350

Details

Rates and fees information correct as at 28 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • 2.39% (4.17%*)

  • 2.39% (4.00%*)

  • n/a

  • n/a

  • n/a

  • n/a

  • 4.52% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $350.00

  • n/a

  • $0.00

  • $380.00

Other financial bits
  • $30,000

  • $700,000

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - up to $10,000 per year

  • none

  • no

  • none

  • yes

  • no

  • Only available to applicants eligible for the First Home Loan Deposit Scheme.

  • none

  • $2,000 refinance cashback, min $250k, <80% LVR, by 30 November 2020.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are MyState Bank home loans rated by the Mozo community?

Overall
7.3/10
Price
7.2/10
Features
6.5/10
Customer service
7.4/10
Convenience
7.5/10
Trust
7.4/10

Latest review of MyState Bank First Home Loan Deposit Scheme Fixed Loan

  • Overall 1/10
    Frustrating and heartbreaking experience.

    They are extremely hard to communicate with long wait times and rude customer service. You can't talk directly to anyone from the bank servicing the loan and if it gets declined for any reason, they are ambiguous and will not give you a clear answer. Their wait times are up to 20 days and they are impossible to contact.

    Read full review

    They are extremely hard to communicate with long wait times and rude customer service. You can't talk directly to anyone from the bank servicing the loan and if it gets declined for any reason, they are ambiguous and will not give you a clear answer. Their wait times are up to 20 days and they are impossible to contact.

    Price
    3/10
    Features
    2/10
    Customer service
    1/10
    Convenience
    1/10
    Trust
    1/10
    Less
    Grace, New South Wales reviewed 20 days ago
MyState Bank

About MyState Bank

MyState Bank is an Authorised Deposit-taking Institution and a national diversified financial services group headquartered in Tasmania. MyState Bank has strong roots in the Tasmanian community, offering lending, savings accounts, financial planning and insurance.

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2.25% p.a.
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WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.