Thumbnail icon for Newcastle Permanent

Newcastle Permanent Real Equity Line of Credit (Premium Plus Package)

The details shown below are for an owner occupier taking out a no set repayments loan between $5,000 and $499,999 with an LVR below 80%

The details shown below are for an owner occupier taking out a no set repayments loan between $500,000 and $749,999 with an LVR below 80%

The details shown below are for an owner occupier taking out a no set repayments loan between $750,000 and $899,999 with an LVR below 80%

The details shown below are for an owner occupier taking out a no set repayments loan of at least $900,000 with an LVR below 80%

The details shown below are for an investor taking out a no set repayments loan between $5,000 and $499,999 with an LVR below 80%

The details shown below are for an investor taking out a no set repayments loan between $500,000 and $749,999 with an LVR below 80%

The details shown below are for an investor taking out a no set repayments loan between $750,000 and $899,999 with an LVR below 80%

The details shown below are for an investor taking out a no set repayments loan of at least $900,000 with an LVR below 80%

Choose the version of this loan that suits you best

  • Owner Occupier (No set repayments)

    LVR < 80%

    Loan: $5,000 $499,999

  • Owner Occupier (No set repayments)

    LVR < 80%

    Loan: $500,000 $749,999

  • Owner Occupier (No set repayments)

    LVR < 80%

    Loan: $750,000 $899,999

  • Owner Occupier (No set repayments)

    LVR < 80%

    Loan: $900,000

  • Investor (No set repayments)

    LVR < 80%

    Loan: $5,000 $499,999

  • Investor (No set repayments)

    LVR < 80%

    Loan: $500,000 $749,999

  • Investor (No set repayments)

    LVR < 80%

    Loan: $750,000 $899,999

  • Investor (No set repayments)

    LVR < 80%

    Loan: $900,000

Rate
4.34% p.a.
Comparison Rate*
n/a
Service fee
$395.00 yearly
Upfront fee
$0
Rate
4.29% p.a.
Comparison Rate*
n/a
Service fee
$395.00 yearly
Upfront fee
$0
Rate
4.19% p.a.
Comparison Rate*
n/a
Service fee
$395.00 yearly
Upfront fee
$0
Rate
4.14% p.a.
Comparison Rate*
n/a
Service fee
$395.00 yearly
Upfront fee
$0
Rate
4.34% p.a.
Comparison Rate*
n/a
Service fee
$395.00 yearly
Upfront fee
$0
Rate
4.29% p.a.
Comparison Rate*
n/a
Service fee
$395.00 yearly
Upfront fee
$0
Rate
4.19% p.a.
Comparison Rate*
n/a
Service fee
$395.00 yearly
Upfront fee
$0
Rate
4.14% p.a.
Comparison Rate*
n/a
Service fee
$395.00 yearly
Upfront fee
$0

Details

Rates and fees information correct as at 21 September 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.34% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • n/a

  • $0.00

  • $0.00

  • n/a

  • $395.00 yearly

  • $0.00

Other financial bits
  • $5,000

  • $499,999

  • none

  • 80.00%

Features
  • Owner Occupier

  • No set repayments

  • No set repayments

  • n/a

  • n/a

  • n/a

  • none

  • yes

  • no

  • Settlement fee is variable and depends on Solicitor costs.

  • 5% discount on Comprehensive Car Insurance. 10% discount on Home, Contents, and Landlord Insurance.

  • $2,000 cashback when you refinance your home loan from another financial institution when you apply by 30 November 2020, min $250k, LVR <80%

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 21 September 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.29% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • n/a

  • $0.00

  • $0.00

  • n/a

  • $395.00 yearly

  • $0.00

Other financial bits
  • $500,000

  • $749,999

  • none

  • 80.00%

Features
  • Owner Occupier

  • No set repayments

  • No set repayments

  • n/a

  • n/a

  • n/a

  • none

  • yes

  • no

  • Settlement fee is variable and depends on Solicitor costs.

  • 5% discount on Comprehensive Car Insurance. 10% discount on Home, Contents, and Landlord Insurance.

  • $2,000 cashback when you refinance your home loan from another financial institution when you apply by 30 November 2020, min $250k, LVR <80%

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 21 September 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.19% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • n/a

  • $0.00

  • $0.00

  • n/a

  • $395.00 yearly

  • $0.00

Other financial bits
  • $750,000

  • $899,999

  • none

  • 80.00%

Features
  • Owner Occupier

  • No set repayments

  • No set repayments

  • n/a

  • n/a

  • n/a

  • none

  • yes

  • no

  • Settlement fee is variable and depends on Solicitor costs.

  • 5% discount on Comprehensive Car Insurance. 10% discount on Home, Contents, and Landlord Insurance.

  • $2,000 cashback when you refinance your home loan from another financial institution when you apply by 30 November 2020, min $250k, LVR <80%

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 21 September 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.14% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • n/a

  • $0.00

  • $0.00

  • n/a

  • $395.00 yearly

  • $0.00

Other financial bits
  • $900,000

  • none

  • none

  • 80.00%

Features
  • Owner Occupier

  • No set repayments

  • No set repayments

  • n/a

  • n/a

  • n/a

  • none

  • yes

  • no

  • Settlement fee is variable and depends on Solicitor costs.

  • 5% discount on Comprehensive Car Insurance. 10% discount on Home, Contents, and Landlord Insurance.

  • $2,000 cashback when you refinance your home loan from another financial institution when you apply by 30 November 2020, min $250k, LVR <80%

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 21 September 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.34% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • n/a

  • $0.00

  • $0.00

  • n/a

  • $395.00 yearly

  • $0.00

Other financial bits
  • $5,000

  • $499,999

  • none

  • 80.00%

Features
  • Investor

  • No set repayments

  • No set repayments

  • n/a

  • n/a

  • n/a

  • none

  • yes

  • no

  • Settlement fee is variable and depends on Solicitor costs.

  • 5% discount on Comprehensive Car Insurance. 10% discount on Home, Contents, and Landlord Insurance.

  • $2,000 cashback when you refinance your home loan from another financial institution when you apply by 30 November 2020, min $250k, LVR <80%

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 21 September 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.29% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • n/a

  • $0.00

  • $0.00

  • n/a

  • $395.00 yearly

  • $0.00

Other financial bits
  • $500,000

  • $749,999

  • none

  • 80.00%

Features
  • Investor

  • No set repayments

  • No set repayments

  • n/a

  • n/a

  • n/a

  • none

  • yes

  • no

  • Settlement fee is variable and depends on Solicitor costs.

  • 5% discount on Comprehensive Car Insurance. 10% discount on Home, Contents, and Landlord Insurance.

  • $2,000 cashback when you refinance your home loan from another financial institution when you apply by 30 November 2020, min $250k, LVR <80%

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 21 September 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.19% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • n/a

  • $0.00

  • $0.00

  • n/a

  • $395.00 yearly

  • $0.00

Other financial bits
  • $750,000

  • $899,999

  • none

  • 80.00%

Features
  • Investor

  • No set repayments

  • No set repayments

  • n/a

  • n/a

  • n/a

  • none

  • yes

  • no

  • Settlement fee is variable and depends on Solicitor costs.

  • 5% discount on Comprehensive Car Insurance. 10% discount on Home, Contents, and Landlord Insurance.

  • $2,000 cashback when you refinance your home loan from another financial institution when you apply by 30 November 2020, min $250k, LVR <80%

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 21 September 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.14% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • n/a

  • $0.00

  • $0.00

  • n/a

  • $395.00 yearly

  • $0.00

Other financial bits
  • $900,000

  • none

  • none

  • 80.00%

Features
  • Investor

  • No set repayments

  • No set repayments

  • n/a

  • n/a

  • n/a

  • none

  • yes

  • no

  • Settlement fee is variable and depends on Solicitor costs.

  • 5% discount on Comprehensive Car Insurance. 10% discount on Home, Contents, and Landlord Insurance.

  • $2,000 cashback when you refinance your home loan from another financial institution when you apply by 30 November 2020, min $250k, LVR <80%

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Newcastle Permanent home loans rated by the Mozo community?

Overall
8.6/10
Price
8.5/10
Features
7.6/10
Customer service
8.6/10
Convenience
8.3/10
Trust
8.7/10

Latest review of Newcastle Permanent Real Equity Line of Credit (Premium Plus Package)

  • Overall 8/10
    Great customer service competitive rate

    I have had good customer service, competitive rates and easy access - these would also be the pros.

    Read full review

    I have had good customer service, competitive rates and easy access - these would also be the pros.

    Price
    8/10
    Features
    8/10
    Customer service
    10/10
    Convenience
    8/10
    Trust
    8/10
    Less
    Brett, New South Wales reviewed about 7 years ago
Newcastle Permanent

About Newcastle Permanent

Newcastle Permanent is an independent, mutual retail financial services provider which offers a genuine alternative to traditional banks. It has comprehensive range of retail banking products and services such as savings accounts, bank accounts, home loans, personal loans, credit cards, and insurance. Newcastle permanent also provides meaningful support for the communities it serves.

See Newcastle Permanent home loans

Promoted

Newcastle Permanent

Newcastle Permanent

Fixed Rate Home Loan

p.a.

3.77% p.a.

$0.00

Promoted

Newcastle Permanent

Newcastle Permanent

Real Deal Home Loan

2.59% p.a.

2.63% p.a.

$0.00

Promoted

Newcastle Permanent

Newcastle Permanent

Variable Home Loan (Premium Plus Package)

2.94% p.a.

3.34% p.a.

$395.00 yearly

Promoted

Newcastle Permanent

Newcastle Permanent

Fixed Rate Home Loan (Premium Plus Package)

p.a.

3.66% p.a.

$395.00 yearly

Promoted

ING

ING

Mortgage Simplifier

2.59% p.a. variable

2.62% p.a.

Promoted

Macquarie

Macquarie

Basic Home Loan (Fixed)

2.19% p.a.
fixed 3 years

2.60% p.a.

Promoted

loans.com.au

loans.com.au

Smart Home Loan

2.48% p.a. variable

2.50% p.a.

Promoted

UBank

UBank

UHomeLoan - Discount Offer

2.49% p.a. variable

2.49% p.a.

Promoted

Athena

Athena

AcceleRATES Variable Home Loan

2.39% p.a. variableApply now to get this rate from 30 Sep

2.39% p.a.Apply now to get this rate from 30 Sep

Promoted

Suncorp

Suncorp

Fixed Home Loan (Home Package Plus)

2.49% p.a.
fixed 3 years

3.28% p.a.

Promoted

HSBC

HSBC

Fixed Rate Home Loan

2.29% p.a.
fixed 3 years

2.95% p.a.

Promoted

homeloans.com.au

homeloans.com.au

Low Rate Home Loan

2.54% p.a. variable

2.55% p.a.

Promoted

ING

ING

Mortgage Simplifier

2.59% p.a. variable

2.62% p.a.

Promoted

Macquarie

Macquarie

Basic Home Loan (Fixed)

2.19% p.a.
fixed 3 years

2.60% p.a.

Promoted

loans.com.au

loans.com.au

Smart Booster Discount Variable Home Loan

1.99% p.a.variable for 12 months and then 2.48% p.a. variable

2.47% p.a.

Promoted

Suncorp

Suncorp

Back to Basics

2.68% p.a. variable

2.69% p.a.

Promoted

Athena

Athena

AcceleRATES Variable Home Loan

2.39% p.a. variableApply now to get this rate from 30 Sep

2.39% p.a.Apply now to get this rate from 30 Sep

Promoted

HSBC

HSBC

Fixed Rate Home Loan

2.29% p.a.
fixed 3 years

2.95% p.a.

Promoted

AMP Bank

AMP Bank

Variable Rate Loan (Professional Package)

2.59% p.a. variable

3.00% p.a.

Promoted

homeloans.com.au

homeloans.com.au

Low Rate Home Loan

2.54% p.a. variable

2.55% p.a.

Promoted

ING

ING

Mortgage Simplifier

2.59% p.a.

2.62% p.a.

Promoted

loans.com.au

loans.com.au

Smart Home Loan

2.48% p.a.

2.50% p.a.

Promoted

AMP Bank

AMP Bank

Variable Rate Loan (Professional Package)

2.59% p.a.

3.00% p.a.

Promoted

homeloans.com.au

homeloans.com.au

Low Rate Home Loan

2.54% p.a.

2.55% p.a.

Promoted

Athena

Athena

AcceleRATES Variable Home Loan

2.39% p.a.Apply now to get this rate from 30 Sep

2.39% p.a.Apply now to get this rate from 30 Sep

Promoted

Suncorp

Suncorp

Back to Basics

2.68% p.a.

2.69% p.a.

Promoted

HSBC

HSBC

Home Value Loan

2.59% p.a.

2.60% p.a.

Promoted

UBank

UBank

UHomeLoan - Discount Offer

2.49% p.a.

2.49% p.a.

Promoted

ING

ING

Fixed Rate Loan (Owner Occupiers with Orange Advantage)

2.34% p.a.
fixed 3 years

3.67% p.a.

Promoted

UBank

UBank

UHomeLoan (1 Year Fixed)

n/a

n/a

Promoted

Suncorp

Suncorp

Fixed Home Loan (Home Package Plus)

2.49% p.a.
fixed 3 years

3.28% p.a.

Promoted

HSBC

HSBC

Fixed Rate Home Loan

2.29% p.a.
fixed 3 years

2.95% p.a.

Promoted

Newcastle Permanent

Newcastle Permanent

Fixed Rate Home Loan (Premium Plus Package)

2.39% p.a.
fixed 3 years

3.66% p.a.

Promoted

People's Choice Credit Union

People's Choice Credit Union

Fixed Rate Home Loan (Package)

2.29% p.a.
fixed 3 years

3.72% p.a.

Promoted

IMB Bank

IMB Bank

Fixed Home Loan

2.39% p.a.
fixed 3 years

3.08% p.a.

Promoted

Bank of Queensland

Bank of Queensland

Fixed Rate

2.25% p.a.
fixed 3 years

3.41% p.a.

Promoted

ING

ING

Mortgage Simplifier

2.59% p.a.

2.62% p.a.

$0.00

Promoted

loans.com.au

loans.com.au

Smart Home Loan

2.48% p.a.

2.50% p.a.

$0.00

Promoted

Bank of Queensland

Bank of Queensland

Economy

2.59% p.a.

2.76% p.a.

$10.00 monthly

Promoted

Athena

Athena

AcceleRATES Variable Home Loan

2.39% p.a.Apply now to get this rate from 30 Sep

2.39% p.a.Apply now to get this rate from 30 Sep

$0.00

Promoted

homeloans.com.au

homeloans.com.au

Low Rate Home Loan

2.54% p.a.

2.55% p.a.

$0.00

Promoted

People's Choice Credit Union

People's Choice Credit Union

Basic Variable Home Loan

2.69% p.a.

2.69% p.a.

$0.00

Promoted

AMP Bank

AMP Bank

Variable Rate Loan (Professional Package)

2.59% p.a.

3.00% p.a.

$349.00 yearly

Promoted

ING

ING

Orange Advantage (Package)

2.64% p.a.

2.98% p.a.

$299.00 yearly

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.