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Northern Inland Credit Union Basic Home Loan

The details shown below are for an owner occupier taking out a principal & interest loan up to with an LVR below 95%

The details shown below are for an investor taking out a principal & interest loan up to with an LVR below 95%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan:

  • Investor (Principal & Interest)

    LVR < 95%

    Loan:

Rate
4.27% p.a.
Comparison Rate*
4.43% p.a.
Service fee
$10.00 monthly
Upfront fee
$500
Rate
4.27% p.a.
Comparison Rate*
4.43% p.a.
Service fee
$10.00 monthly
Upfront fee
$500

Details

Rates and fees information correct as at 20 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.27% p.a.

  • n/a

  • n/a

  • n/a

  • 4.43% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $500.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $10.00 monthly

  • $200.00

Other financial bits
  • none

  • none

  • none

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes

  • no

  • yes - fees apply

  • $500.00

  • no

  • no

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 20 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.27% p.a.

  • n/a

  • n/a

  • n/a

  • 4.43% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $500.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $10.00 monthly

  • $200.00

Other financial bits
  • none

  • none

  • none

  • 95.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes

  • no

  • yes - fees apply

  • $500.00

  • no

  • no

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Northern Inland Credit Union home loans rated by the Mozo community?

Price
7.3/10
Features
7.7/10
Customer service
9.3/10
Convenience
8.7/10
Trust
8.8/10

Latest review of Northern Inland Credit Union Basic Home Loan

  • Overall 10/10
    Competitive premiums.

    Locals and friendly service.

    Read full review

    Locals and friendly service.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    John, New South Wales reviewed almost 5 years ago
Northern Inland Credit Union

About Northern Inland Credit Union

Northern Inland Credit Union is a financial institution providing a range of financial solution products in credit cards, debit cards, savings and investment accounts, personal loans, home loans, insurance and financial planning services. Northern Inland Credit Union additionally offers everyday business banking products for its business members.

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2.50% p.a.

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Athena

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2.34% p.a.

2.34% p.a.

$0.00

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Homestar

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2.32% p.a.

$0.00

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UHomeLoan - Discount Offer

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.