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Northern Inland Credit Union Introductory Home Loan (Fixed)

The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 80%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 80%

    Loan: $150,000

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $150,000

Fixed 3 year rate
2.29% p.a.
Comparison Rate*
3.65% p.a.
Service fee
$8.00 monthly
Upfront fee
$600
Fixed 3 year rate
2.79% p.a.
Comparison Rate*
3.78% p.a.
Service fee
$8.00 monthly
Upfront fee
$600

Details

Rates and fees information correct as at 20 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.29% (3.92%*)

  • 2.29% (3.78%*)

  • 2.29% (3.65%*)

  • n/a

  • n/a

  • n/a

  • n/a

  • 3.93% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $8.00 monthly

  • $200.00

Other financial bits
  • $150,000

  • none

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - up to $10,000 p.a

  • no

  • yes - free

  • $500.00

  • yes

  • no

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 20 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.79% (3.96%*)

  • 2.79% (3.87%*)

  • 2.79% (3.78%*)

  • n/a

  • n/a

  • n/a

  • n/a

  • 3.93% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $8.00 monthly

  • $200.00

Other financial bits
  • $150,000

  • none

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - up to $10,000 p.a

  • no

  • yes - free

  • $500.00

  • yes

  • no

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Northern Inland Credit Union home loans rated by the Mozo community?

Price
7.3/10
Features
7.7/10
Customer service
9.3/10
Convenience
8.7/10
Trust
8.8/10
Northern Inland Credit Union

About Northern Inland Credit Union

Northern Inland Credit Union is a financial institution providing a range of financial solution products in credit cards, debit cards, savings and investment accounts, personal loans, home loans, insurance and financial planning services. Northern Inland Credit Union additionally offers everyday business banking products for its business members.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.