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Orange Credit Union Discounted Variable Rate Home Loan

Advertiser disclosure

The details shown below are for an owner occupier, investor taking out a principal & interest loan of at least $150,000 with an LVR below 95%

The details shown below are for an owner occupier, investor taking out a principal & interest loan of at least $150,000 with an LVR below 95%

The details shown below are for an owner occupier, investor taking out a principal & interest loan of at least $150,000 with an LVR below 95%

Choose the version of this loan that suits you best

  • Owner Occupier, Investor (Principal & Interest)

    LVR < 95%

    Loan: $150,000

  • Owner Occupier, Investor (Principal & Interest)

    LVR < 95%

    Loan: $150,000

  • Owner Occupier, Investor (Principal & Interest)

    LVR < 95%

    Loan: $150,000

Rate
3.19% p.a.variable for 12 months and then 4.54% p.a.
Comparison Rate
4.47% p.a.
Service fee
$0.00
Upfront fee
$865
Rate
3.29% p.a.variable for 24 months and then 4.54% p.a.
Comparison Rate
4.37% p.a.
Service fee
$0.00
Upfront fee
$865
Rate
3.59% p.a.variable for 36 months and then 4.54% p.a.
Comparison Rate
4.35% p.a.
Service fee
$0.00
Upfront fee
$865

Details

Rates and fees information correct as at 8 May 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.54% p.a.

  • 3.19% p.a.

  • 12 Months

  • Variable

  • 4.47% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $150.00

  • $495.00

  • $220.00

  • n/a

  • n/a

  • $0.00

  • $200.00

Other financial bits
  • $150,000

  • none

  • none

  • 95.00%

Features
  • Owner Occupier, Investor

  • Principal & Interest

  • Monthly

  • yes - free

  • no

  • yes - free

  • none

  • no

  • yes

  • none

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 8 May 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.54% p.a.

  • 3.29% p.a.

  • 24 Months

  • Variable

  • 4.37% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $150.00

  • $495.00

  • $220.00

  • n/a

  • n/a

  • $0.00

  • $200.00

Other financial bits
  • $150,000

  • none

  • none

  • 95.00%

Features
  • Owner Occupier, Investor

  • Principal & Interest

  • Monthly

  • yes - free

  • no

  • yes - free

  • none

  • no

  • yes

  • none

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 8 May 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.54% p.a.

  • 3.59% p.a.

  • 36 Months

  • Variable

  • 4.35% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $150.00

  • $495.00

  • $220.00

  • n/a

  • n/a

  • $0.00

  • $200.00

Other financial bits
  • $150,000

  • none

  • none

  • 95.00%

Features
  • Owner Occupier, Investor

  • Principal & Interest

  • Monthly

  • yes - free

  • no

  • yes - free

  • none

  • no

  • yes

  • none

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Orange Credit Union home loans rated by the Mozo community?

Overall
5.0/10
Price
7.0/10
Features
5.5/10
Customer service
3.0/10
Convenience
6.5/10
Trust
4.0/10
Thumbnail icon for Orange Credit Union

About Orange Credit Union

Orange is a credit union that offers financial products and services to people in the Orange area. Orange offers a comprehensive range of financial products including: home, car and personal loans, savings accounts, term deposits, debit cards, credit cards and car insurance. Orange prides itself on putting its members first when it comes to finding financial solutions.

See Orange Credit Union home loans

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2.19% p.a.

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fixed 3 years

2.97% p.a.

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Fixed Rate Loan (with Orange Advantage)

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fixed 3 years

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1.98% p.a.
fixed 3 years

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2.47% p.a.

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2.09% p.a.

2.12% p.a.

$0.00

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AcceleRATES Variable Home Loan

2.19% p.a.

2.19% p.a.

$0.00

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2.17% p.a.

2.20% p.a.

$0.00

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2.44% p.a.

2.49% p.a.

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2.19% p.a.

2.20% p.a.

$0.00

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2.29% p.a.

2.23% p.a.

$0.00

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2.34% p.a.

2.34% p.a.

$0.00

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.