People's Choice Credit Union Fixed Rate Home Loan

4.09% p.a.

5.05% p.a.

$8.00 monthly

4.39% p.a.

5.52% p.a.

$8.00 monthly

4.39% p.a.

5.59% p.a.

$8.00 monthly

4.79% p.a.

5.99% p.a.

$8.00 monthly

Currently showing

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.19% (5.25%*)

  • 3.99% (5.12%*)

  • 4.09% (5.05%*)

  • 4.54% (5.12%*)

  • 4.64% (5.11%*)

  • (*)

  • (*)

  • 5.20% p.a.

Fees

  • $600.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $8.00 monthly

  • $350.00

Other financial bits

  • $20,000

  • none

  • none

  • 95.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a

  • none

  • none

  • none

  • yes

  • no

  • Valuation fee payable at cost.

  • none

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.49% (5.77%*)

  • 4.29% (5.62%*)

  • 4.39% (5.52%*)

  • 4.84% (5.57%*)

  • 4.94% (5.55%*)

  • (*)

  • (*)

  • 5.75% p.a.

Fees

  • $600.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $8.00 monthly

  • $350.00

Other financial bits

  • $20,000

  • none

  • none

  • 95.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a

  • none

  • none

  • none

  • yes

  • no

  • Valuation fee payable at cost.

  • none

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.49% (5.86%*)

  • 4.34% (5.71%*)

  • 4.39% (5.59%*)

  • 4.79% (5.62%*)

  • 4.84% (5.57%*)

  • (*)

  • (*)

  • 5.85% p.a.

Fees

  • $600.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $8.00 monthly

  • $350.00

Other financial bits

  • $20,000

  • none

  • none

  • 90.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a

  • none

  • none

  • none

  • yes

  • no

  • Valuation fee payable at cost.

  • none

Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.99% (6.27%*)

  • 4.74% (6.11%*)

  • 4.79% (5.99%*)

  • 5.09% (5.98%*)

  • 5.14% (5.92%*)

  • (*)

  • (*)

  • 6.26% p.a.

Fees

  • $600.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $8.00 monthly

  • $350.00

Other financial bits

  • $20,000

  • none

  • none

  • 90.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a

  • none

  • none

  • none

  • yes

  • no

  • Valuation fee payable at cost.

  • none

About People's Choice Credit Union

People's Choice Credit Union is a member owned financial institution offering its members a wide range of competitive banking, insurance and investment products and services. Formed through the merger of Savings & Loans and Australian Central, Peoples Choice Credit Union has more than 350,000 members Australia wide. At Peoples Choice Credit Union, its customers are its owners so everything they do is designed to benefit their members.

How are People's Choice Credit Union home loans rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
8.7

Based on 41
People's Choice Credit Union home loans reviews

7.9 7.6 8.9 8.6 9.2

Read People's Choice Credit Union home loan reviews by the Mozo community

Latest reviews of People's Choice Credit Union Fixed Rate Home Loan

People's Choice Credit Union

People's Choice Credit Union Fixed Rate Home Loan (Owner Occupier, Principal & Interest) home loan review

Overall rating   10 / 10

To reach yor goal in the quirkiest manner

They have been there for the loan and are helpful and informative about improvements that can be made and the best ways to pay off the loan in the quickest manner.

Full review

They have been there for the loan and are helpful and informative about improvements that can be made and the best ways to pay off the loan in the quickest manner.

    Price   9 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   9 / 10

Less

Trevor (SA), reviewed almost 3 years ago

People's Choice Credit Union

People's Choice Credit Union Fixed Rate Home Loan (Owner Occupier, Principal & Interest) home loan review

Overall rating   9 / 10

Good service

Convenient, friendly, good service.

Full review

Convenient, friendly, good service.

    Price   9 / 10

    Features   6 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   10 / 10

Less

Maurice (SA), reviewed about 3 years ago

People's Choice Credit Union

People's Choice Credit Union Fixed Rate Home Loan (Owner Occupier, Principal & Interest) home loan review

Overall rating   10 / 10

Great deal!

Wonderful service when updated loan.

Full review

Wonderful service when updated loan.

    Price   7 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Mozo reviewer (SA), reviewed almost 5 years ago

People's Choice Credit Union

People's Choice Credit Union Fixed Rate Home Loan (Owner Occupier, Principal & Interest) home loan review

Overall rating   9 / 10

Amazing customer service

Easy to talk to. They have taken away the bars. Happy to follow up to see if you are happy.

Full review

Easy to talk to. They have taken away the bars. Happy to follow up to see if you are happy.

    Price   7 / 10

    Features   7 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Mozo reviewer (SA), reviewed almost 5 years ago

People's Choice Credit Union

People's Choice Credit Union Fixed Rate Home Loan (Owner Occupier, Principal & Interest) home loan review

Overall rating   8 / 10

I have always received great service from them

I like People's Choice Credit Union because I have a great bank manager who is always just a phone call away, and she is always very helpful and deals with my queries in a very timely manner.

Full review

I like People's Choice Credit Union because I have a great bank manager who is always just a phone call away, and she is always very helpful and deals with my queries in a very timely manner.

    Price   5 / 10

    Features   5 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Mozo reviewer (SA), reviewed almost 5 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Compare other home loans
Advertisement