People's Choice Credit Union Fixed Rate Home Loan

The details shown below are for an owner occupier taking out a principal & interest loan of at least $20,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan of at least $20,000 with an LVR below 95%

The details shown below are for an investor taking out a principal & interest loan of at least $20,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan of at least $20,000 with an LVR below 90%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $20,000

  • Owner Occupier (Interest Only)

    LVR < 95%

    Loan: $20,000

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $20,000

  • Investor (Interest Only)

    LVR < 90%

    Loan: $20,000

4.09% p.a.

5.12% p.a.

$8.00 monthly

People's Choice Credit Union Fixed Rate Home Loan

4.09% p.a.

5.12% p.a.

$8.00 monthly

4.39% p.a.

5.59% p.a.

$8.00 monthly

People's Choice Credit Union Fixed Rate Home Loan

4.39% p.a.

5.59% p.a.

$8.00 monthly

4.19% p.a.

5.61% p.a.

$8.00 monthly

People's Choice Credit Union Fixed Rate Home Loan

4.19% p.a.

5.61% p.a.

$8.00 monthly

4.59% p.a.

6.01% p.a.

$8.00 monthly

People's Choice Credit Union Fixed Rate Home Loan

4.59% p.a.

6.01% p.a.

$8.00 monthly

Details

Rates and fees information correct as at 21 August 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.19% (5.34%*)

  • 3.99% (5.20%*)

  • 4.09% (5.12%*)

  • 4.54% (5.18%*)

  • 4.64% (5.17%*)

  • (*)

  • (*)

  • 5.30% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $8.00 monthly

  • $350.00

Other financial bits
  • $20,000

  • none

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a

  • none

  • none

  • none

  • yes

  • no

  • Valuation fee payable at cost.

  • none

Details

Rates and fees information correct as at 21 August 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.49% (5.86%*)

  • 4.29% (5.70%*)

  • 4.39% (5.59%*)

  • 4.84% (5.64%*)

  • 4.94% (5.61%*)

  • (*)

  • (*)

  • 5.85% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $8.00 monthly

  • $350.00

Other financial bits
  • $20,000

  • none

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a

  • none

  • none

  • none

  • yes

  • no

  • Valuation fee payable at cost.

  • none

Details

Rates and fees information correct as at 21 August 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.29% (5.93%*)

  • 4.09% (5.74%*)

  • 4.19% (5.61%*)

  • 4.64% (5.63%*)

  • 4.74% (5.58%*)

  • (*)

  • (*)

  • 5.95% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $8.00 monthly

  • $350.00

Other financial bits
  • $20,000

  • none

  • none

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a

  • none

  • none

  • none

  • yes

  • no

  • Valuation fee payable at cost.

  • none

Details

Rates and fees information correct as at 21 August 2018.

Rates
  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.64% (6.33%*)

  • 4.39% (6.12%*)

  • 4.59% (6.01%*)

  • 5.09% (6.05%*)

  • 5.14% (5.98%*)

  • (*)

  • (*)

  • 6.36% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $150.00

  • none

  • $8.00 monthly

  • $350.00

Other financial bits
  • $20,000

  • none

  • none

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a

  • none

  • none

  • none

  • yes

  • no

  • Valuation fee payable at cost.

  • none

Customer Reviews

How are People's Choice Credit Union home loans rated by the Mozo community?

Overall customer rating
8.7/10
Price
7.9/10
Features
7.6/10
Customer service
8.9/10
Convenience
8.6/10
Trust
9.2/10

Latest reviews of People's Choice Credit Union Fixed Rate Home Loan

  • Overall
    10/10
    To reach yor goal in the quirkiest manner

    They have been there for the loan and are helpful and informative about improvements that can be...

    They have been there for the loan and are helpful and informative about improvements that can be made and the best ways to pay off the loan in the quickest manner.

    Price
    9/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    9/10

    Trevor | SA

    26 Jun 2015

  • Overall
    9/10
    Good service

    Convenient, friendly, good service.

    Convenient, friendly, good service.

    Price
    9/10
    Features
    6/10
    Customer service
    10/10
    Convenience
    9/10
    Trust
    10/10

    Maurice | SA

    26 Mar 2015

  • Overall
    10/10
    Great deal!

    Wonderful service when updated loan.

    Wonderful service when updated loan.

    Price
    7/10
    Features
    8/10
    Customer service
    9/10
    Convenience
    10/10
    Trust
    10/10

    Mozo reviewer | SA

    29 Aug 2013

  • Overall
    9/10
    Amazing customer service

    Easy to talk to. They have taken away the bars. Happy to follow up to see if you are happy.

    Easy to talk to. They have taken away the bars. Happy to follow up to see if you are happy.

    Price
    7/10
    Features
    7/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Mozo reviewer | SA

    27 Aug 2013

  • Overall
    8/10
    I have always received great service from them

    I like People's Choice Credit Union because I have a great bank manager who is always just a...

    I like People's Choice Credit Union because I have a great bank manager who is always just a phone call away, and she is always very helpful and deals with my queries in a very timely manner.

    Price
    5/10
    Features
    5/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Mozo reviewer | SA

    16 Aug 2013

People's Choice Credit Union

About People's Choice Credit Union

People's Choice Credit Union is a member owned financial institution offering its members a wide range of competitive banking, insurance and investment products and services. Formed through the merger of Savings & Loans and Australian Central, Peoples Choice Credit Union has more than 350,000 members Australia wide. At Peoples Choice Credit Union, its customers are its owners so everything they do is designed to benefit their members.

See People's Choice Credit Union home loans

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.