People's Choice Credit Union Fixed Rate Loan (Package)

This product is available in different versions. Pick the right version for you here.

The details shown below are for an owner occupier taking out a principal & interest loan of at least $100,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan of at least $100,000 with an LVR below 95%

The details shown below are for an investor taking out a principal & interest loan of at least $100,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan of at least $100,000 with an LVR below 90%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $100,000

  • Owner Occupier (Interest Only)

    LVR < 95%

    Loan: $100,000

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $100,000

  • Investor (Interest Only)

    LVR < 90%

    Loan: $100,000

3.09% p.a.

4.20% p.a.

$395.00 yearly

People's Choice Credit Union Fixed Rate Loan (Package)

3.09% p.a.

4.20% p.a.

$395.00 yearly

3.84% p.a.

4.78% p.a.

$395.00 yearly

People's Choice Credit Union Fixed Rate Loan (Package)

3.84% p.a.

4.78% p.a.

$395.00 yearly

3.59% p.a.

4.75% p.a.

$395.00 yearly

People's Choice Credit Union Fixed Rate Loan (Package)

3.59% p.a.

4.75% p.a.

$395.00 yearly

3.84% p.a.

5.12% p.a.

$395.00 yearly

People's Choice Credit Union Fixed Rate Loan (Package)

3.84% p.a.

5.12% p.a.

$395.00 yearly

Details

Rates and fees information correct as at 14 October 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.99% (4.34%*)

  • 2.99% (4.25%*)

  • 3.09% (4.20%*)

  • 3.49% (4.26%*)

  • 3.59% (4.26%*)

  • n/a

  • n/a

  • 4.05% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits
  • $100,000

  • none

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a

  • none

  • none

  • none

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 October 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.74% (4.90%*)

  • 3.74% (4.82%*)

  • 3.84% (4.78%*)

  • 4.04% (4.79%*)

  • 4.14% (4.79%*)

  • n/a

  • n/a

  • 4.60% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits
  • $100,000

  • none

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a

  • none

  • none

  • none

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 October 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.49% (4.92%*)

  • 3.49% (4.82%*)

  • 3.59% (4.75%*)

  • 3.89% (4.77%*)

  • 3.99% (4.76%*)

  • n/a

  • n/a

  • 4.65% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits
  • $100,000

  • none

  • none

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a

  • none

  • none

  • none

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 14 October 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.74% (5.30%*)

  • 3.74% (5.19%*)

  • 3.84% (5.12%*)

  • 4.29% (5.17%*)

  • 4.39% (5.15%*)

  • n/a

  • n/a

  • 5.06% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits
  • $100,000

  • none

  • none

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000 p.a

  • none

  • none

  • none

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are People's Choice Credit Union home loans rated by the Mozo community?

Overall customer rating
8.0/10
Price
7.4/10
Features
6.7/10
Customer service
8.2/10
Convenience
8.0/10
Trust
8.1/10

Latest reviews of People's Choice Credit Union Fixed Rate Loan (Package)

  • Overall
    9/10
    Great customer service

    We have been with TIO (Peoples Choice Credit Union) for years. They have been terrific to deal...

    We have been with TIO (Peoples Choice Credit Union) for years. They have been terrific to deal with this whole time and I would highly recommend them.

    Price
    8/10
    Features
    8/10
    Customer service
    9/10
    Convenience
    8/10
    Trust
    8/10

    Margaret | New South Wales

    reviewed over 4 years ago

  • Overall
    6/10
    Easy

    The signing up for load was an easy process

    The signing up for load was an easy process

    Price
    7/10
    Features
    6/10
    Customer service
    8/10
    Convenience
    9/10
    Trust
    10/10

    Ric | Northern Territory

    reviewed almost 5 years ago

People's Choice Credit Union

About People's Choice Credit Union

People's Choice Credit Union is a member owned financial institution offering its members a wide range of competitive banking, insurance and investment products and services. Formed through the merger of Savings & Loans and Australian Central, Peoples Choice Credit Union has more than 350,000 members Australia wide. At Peoples Choice Credit Union, its customers are its owners so everything they do is designed to benefit their members.

See People's Choice Credit Union home loans

Promoted

loans.com.au

loans.com.au

Smart Home Loan

2.88% p.a. variableApply now to get this rate from 17 Oct

2.90% p.a.Apply now to get this rate from 17 Oct

$520

Promoted

UBank

UBank

UHomeLoan - Discount Offer

2.84% p.a. variableApply now to get this rate from 29 Oct

2.84% p.a.Apply now to get this rate from 29 Oct

$0

Promoted

Athena

Athena

Variable Home Loan

2.84% p.a. variable

2.80% p.a.

$0

Promoted

ME

ME

Flexible Home Loan (Member Package)

3.34% p.a. variable

3.78% p.a.

$200

Promoted

Newcastle Permanent

Newcastle Permanent

Real Deal Home Loan

3.32% p.a. variable

3.36% p.a.

$0

Promoted

Suncorp

Suncorp

Fixed Home Loan (Home Package Plus)

2.99% p.a.
fixed 3 years

3.84% p.a.

$0

Promoted

Bank of Queensland

Bank of Queensland

Fixed Rate

2.99% p.a.
fixed 3 years

3.79% p.a.

$450

Promoted

Homestar

Homestar

Star Essentials Home Loan

2.74% p.a. variable

2.77% p.a.

$596

Promoted

UBank

UBank

UHomeLoan - Discount Offer

2.84% p.a.Apply now to get this rate from 29 Oct

2.84% p.a.Apply now to get this rate from 29 Oct

$0

Promoted

Athena

Athena

Variable Home Loan

2.84% p.a.

2.80% p.a.

$0

Promoted

loans.com.au

loans.com.au

Smart Home Loan

2.88% p.a.Apply now to get this rate from 17 Oct

2.90% p.a.Apply now to get this rate from 17 Oct

$520

Promoted

ME

ME

Flexible Home Loan (Member Package)

3.34% p.a.

3.78% p.a.

$200

Promoted

HSBC

HSBC

Home Value Loan

3.17% p.a.

3.19% p.a.

$150

Promoted

Suncorp

Suncorp

Back to Basics

3.18% p.a.

3.19% p.a.

$0

Promoted

QBANK

QBANK

Classic Home Loan

3.45% p.a.

3.48% p.a.

$195

Promoted

loans.com.au

loans.com.au

ZIP Home Loan

3.08% p.a.Apply now to get this rate from 17 Oct

3.10% p.a.Apply now to get this rate from 17 Oct

$520

Promoted

Suncorp

Suncorp

Fixed Home Loan (Home Package Plus)

2.99% p.a.
fixed 3 years

3.84% p.a.

$0

Promoted

UBank

UBank

UHomeLoan (Fixed)

2.69% p.a.
fixed 3 years

3.37% p.a.

$395

Promoted

loans.com.au

loans.com.au

Fixed Home Loan

3.19% p.a.
fixed 3 years

3.43% p.a.

$520

Promoted

IMB Bank

IMB Bank

Fixed Home Loan

2.84% p.a.
fixed 3 years

3.47% p.a.

$799

Promoted

Newcastle Permanent

Newcastle Permanent

Fixed Rate Home Loan (Premium Plus Package)

2.99% p.a.
fixed 3 years

4.08% p.a.

$0

Promoted

UBank

UBank

UHomeLoan (1 Year Fixed)

n/a

n/a

$395

Promoted

Virgin Money

Virgin Money

Reward Me Fixed Rate Home Loan

2.99% p.a.
fixed 3 years

3.42% p.a.

$150

Promoted

IMB Bank

IMB Bank

Fixed Home Loan

2.84% p.a.
fixed 3 years

3.47% p.a.

$799

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.