People's Choice Credit Union Line of Credit (Package)

5.40% p.a.

n/a

$395.00 yearly

People's Choice Credit Union Line of Credit (Package)

5.40% p.a.

n/a

$395.00 yearly

Details

Rates and fees information correct as at 18 February 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 5.40% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $395.00 yearly

  • $350.00

Other financial bits
  • $100,000

  • $500,000

  • none

  • 90.00%

Features
  • Owner Occupier, Investor

  • No set repayments

  • No set repayments

  • n/a

  • none

  • n/a

  • none

  • yes

  • no

  • none

  • Fee waiver on credit card, transaction account, offset account.

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are People's Choice Credit Union home loans rated by the Mozo community?

Overall customer rating
8.0/10
Price
7.4/10
Features
6.7/10
Customer service
8.2/10
Convenience
8.0/10
Trust
8.1/10

Latest reviews of People's Choice Credit Union Line of Credit (Package)

  • Overall 9/10
    Saving us hundreds from what big banks were chargi

    Credit unions are the saviours of home ownership, alleviating greedy bank fees and rude staff and their ease of set up and running our accounts.

    Read full review

    Credit unions are the saviours of home ownership, alleviating greedy bank fees and rude staff and their ease of set up and running our accounts.

    Price
    7/10
    Features
    9/10
    Customer service
    9/10
    Convenience
    9/10
    Trust
    10/10
    Less
    Andrew, South Australia reviewed about 6 years ago
  • Overall 8/10
    Great help in organising a loan for me.

    I needed help in a hurry and the credit union was so helpful and within days I had what I needed. Just the interest rates could be a little better but still overall happy. After all, they are in the buisness of making money but need to give back as well.

    Read full review

    I needed help in a hurry and the credit union was so helpful and within days I had what I needed. Just the interest rates could be a little better but still overall happy. After all, they are in the buisness of making money but need to give back as well.

    Price
    4/10
    Features
    5/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    8/10
    Less
    Mozo community reviewer, South Australia reviewed over 6 years ago
  • Overall 6/10
    Not so great service since merger

    Since the merger the service has gone downhill.

    Read full review

    Since the merger the service has gone downhill.

    Price
    6/10
    Features
    6/10
    Customer service
    6/10
    Convenience
    6/10
    Trust
    5/10
    Less
    Mozo community reviewer, Northern Territory reviewed over 6 years ago
  • Overall 6/10
    Great customer service but confusing fees

    I am neutral about this product because while their customer service is great their fees are large and confusing

    Read full review

    I am neutral about this product because while their customer service is great their fees are large and confusing

    Price
    7/10
    Features
    5/10
    Customer service
    8/10
    Convenience
    6/10
    Trust
    6/10
    Less
    Lisa, Northern Territory reviewed over 7 years ago
People's Choice Credit Union

About People's Choice Credit Union

People's Choice Credit Union is a member owned financial institution offering its members a wide range of competitive banking, insurance and investment products and services. Formed through the merger of Savings & Loans and Australian Central, Peoples Choice Credit Union has more than 350,000 members Australia wide. At Peoples Choice Credit Union, its customers are its owners so everything they do is designed to benefit their members.

See People's Choice Credit Union home loans

Promoted

loans.com.au

loans.com.au

Smart Home Loan

2.88% p.a. variable

2.90% p.a.

$520

Promoted

UBank

UBank

UHomeLoan - Discount Offer

2.84% p.a. variable

2.84% p.a.

$0

Promoted

Athena

Athena

Home Loan (Refinance)

2.84% p.a. variable

2.80% p.a.

$0

Promoted

HSBC

HSBC

Home Value Loan

2.90% p.a. variable

2.91% p.a.

$150

Promoted

ING

ING

Mortgage Simplifier

3.03% p.a. variable

3.06% p.a.

$299

Promoted

Bank of Queensland

Bank of Queensland

Fixed Rate

2.79% p.a.
fixed 3 years

3.67% p.a.

$450

Promoted

Homestar

Homestar

Star Gold Home Loan

2.69% p.a. variable

2.72% p.a.

$512

Promoted

Tic:Toc

Tic:Toc

Variable Home Loan

2.79% p.a. variable

2.80% p.a.

$0

Promoted

loans.com.au

loans.com.au

Smart Home Loan

2.88% p.a. variable

2.90% p.a.

$520

Promoted

UBank

UBank

UHomeLoan - Discount Offer

2.84% p.a. variable

2.84% p.a.

$0

Promoted

Athena

Athena

Home Loan (Refinance)

2.84% p.a. variable

2.80% p.a.

$0

Promoted

Homestar

Homestar

Star Gold Home Loan

2.69% p.a. variable

2.72% p.a.

$512

Promoted

HSBC

HSBC

Home Value Loan

2.90% p.a. variable

2.91% p.a.

$150

Promoted

ING

ING

Mortgage Simplifier

3.03% p.a. variable

3.06% p.a.

$299

Promoted

Tic:Toc

Tic:Toc

Variable Home Loan

2.79% p.a. variable

2.80% p.a.

$0

Promoted

Newcastle Permanent

Newcastle Permanent

Real Deal Home Loan

3.19% p.a. variable

3.23% p.a.

$0

Promoted

UBank

UBank

UHomeLoan - Discount Offer

2.84% p.a.

2.84% p.a.

$0

Promoted

loans.com.au

loans.com.au

Smart Home Loan

2.88% p.a.

2.90% p.a.

$520

Promoted

Athena

Athena

Home Loan (Refinance)

2.84% p.a.

2.80% p.a.

$0

Promoted

HSBC

HSBC

Home Value Loan

2.90% p.a.

2.91% p.a.

$150

Promoted

ING

ING

Mortgage Simplifier

3.03% p.a.

3.06% p.a.

$299

Promoted

Homestar

Homestar

Star Gold Home Loan

2.69% p.a.

2.72% p.a.

$512

Promoted

Tic:Toc

Tic:Toc

Variable Home Loan

2.79% p.a.

2.80% p.a.

$0

Promoted

Newcastle Permanent

Newcastle Permanent

Real Deal Home Loan

3.19% p.a.

3.23% p.a.

$0

Promoted

ING

ING

Fixed Rate Loan

2.94% p.a.
fixed 3 years

4.01% p.a.

$798

Promoted

Bank of Queensland

Bank of Queensland

Fixed Rate

2.79% p.a.
fixed 3 years

3.67% p.a.

$450

Promoted

loans.com.au

loans.com.au

Fixed Home Loan

2.99% p.a.
fixed 3 years

3.27% p.a.

$520

Promoted

UBank

UBank

UHomeLoan (Fixed)

2.84% p.a.
fixed 3 years

3.59% p.a.

$395

Promoted

Tic:Toc

Tic:Toc

Fixed Home Loan

2.84% p.a.
fixed 3 years

2.92% p.a.

$0

Promoted

Newcastle Permanent

Newcastle Permanent

Fixed Rate Home Loan (Premium Plus Package)

2.89% p.a.
fixed 3 years

3.96% p.a.

$0

Promoted

Heritage Bank

Heritage Bank

Fixed Rate Loan (Home Advantage)

2.99% p.a.
fixed 3 years

3.57% p.a.

$150

Promoted

loans.com.au

loans.com.au

Fixed Home Loan

3.79% p.a.
fixed 3 years

3.47% p.a.

$520

Promoted

loans.com.au

loans.com.au

Smart Home Loan

2.88% p.a.

2.90% p.a.

$0.00

Promoted

UBank

UBank

UHomeLoan - Discount Offer

2.84% p.a.

2.84% p.a.

$0.00

Promoted

Athena

Athena

Home Loan (Refinance)

2.84% p.a.

2.80% p.a.

$0.00

Promoted

HSBC

HSBC

Home Value Loan

2.90% p.a.

2.91% p.a.

$0.00

Promoted

ING

ING

Mortgage Simplifier

3.03% p.a.

3.06% p.a.

$0.00

Promoted

Homestar

Homestar

Star Gold Home Loan

2.69% p.a.

2.72% p.a.

$0.00

Promoted

Tic:Toc

Tic:Toc

Variable Home Loan

2.79% p.a.

2.80% p.a.

$0.00

Promoted

IMB Bank

IMB Bank

Budget Home Loan

3.03% p.a.

3.09% p.a.

$0.00

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.