People's Choice Credit Union Line of Credit (Package)

5.75% p.a.

n/a

$395.00 yearly

People's Choice Credit Union Line of Credit (Package)

5.75% p.a.

n/a

$395.00 yearly

Details

Rates and fees information correct as at 18 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 5.75% p.a.

  • n/a

  • 0 Months

  • none

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $395.00 yearly

  • $350.00

Other financial bits
  • $100,000

  • $500,000

  • none

  • 90.00%

Features
  • Owner Occupier, Investor

  • No set repayments

  • No set repayments

  • n/a

  • none

  • n/a

  • none

  • yes

  • no

  • Must deposit pay into account.

  • Fee waiver on credit card, transaction account, offset account.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are People's Choice Credit Union home loans rated by the Mozo community?

Overall customer rating
8.0/10
Price
7.4/10
Features
6.7/10
Customer service
8.2/10
Convenience
8.0/10
Trust
8.1/10

Latest reviews of People's Choice Credit Union Line of Credit (Package)

  • Overall
    9/10
    Saving us hundreds from what big banks were chargi

    Credit unions are the saviours of home ownership, alleviating greedy bank fees and rude staff and...

    Credit unions are the saviours of home ownership, alleviating greedy bank fees and rude staff and their ease of set up and running our accounts.

    Price
    7/10
    Features
    9/10
    Customer service
    9/10
    Convenience
    9/10
    Trust
    10/10

    Andrew | South Australia

    reviewed almost 5 years ago

  • Overall
    8/10
    Great help in organising a loan for me.

    I needed help in a hurry and the credit union was so helpful and within days I had what I needed....

    I needed help in a hurry and the credit union was so helpful and within days I had what I needed. Just the interest rates could be a little better but still overall happy. After all, they are in the buisness of making money but need to give back as well.

    Price
    4/10
    Features
    5/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    8/10

    Name not supplied | South Australia

    reviewed about 5 years ago

  • Overall
    6/10
    Not so great service since merger

    Since the merger the service has gone downhill.

    Since the merger the service has gone downhill.

    Price
    6/10
    Features
    6/10
    Customer service
    6/10
    Convenience
    6/10
    Trust
    5/10

    Name not supplied | Northern Territory

    reviewed over 5 years ago

  • Overall
    6/10
    Great customer service but confusing fees

    I am neutral about this product because while their customer service is great their fees are...

    I am neutral about this product because while their customer service is great their fees are large and confusing

    Price
    7/10
    Features
    5/10
    Customer service
    8/10
    Convenience
    6/10
    Trust
    6/10

    Lisa | Northern Territory

    reviewed over 6 years ago

People's Choice Credit Union

About People's Choice Credit Union

People's Choice Credit Union is a member owned financial institution offering its members a wide range of competitive banking, insurance and investment products and services. Formed through the merger of Savings & Loans and Australian Central, Peoples Choice Credit Union has more than 350,000 members Australia wide. At Peoples Choice Credit Union, its customers are its owners so everything they do is designed to benefit their members.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.