Police Bank Premium Home Loan

The details shown below are for an owner occupier taking out a principal & interest, interest only loan of at least $50,000 with an LVR below 95%

The details shown below are for an investor taking out a principal & interest, interest only loan of at least $50,000 with an LVR below 80%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest, Interest Only)

    LVR < 95%

    Loan: $50,000

  • Investor (Principal & Interest, Interest Only)

    LVR < 80%

    Loan: $50,000

4.74% p.a.

4.78% p.a.

$0.00

Police Bank Premium Home Loan

4.74% p.a.

4.78% p.a.

$0.00

5.14% p.a.

5.21% p.a.

$0.00

Police Bank Premium Home Loan

5.14% p.a.

5.21% p.a.

$0.00

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • 4.74% p.a.

  • n/a

  • 0 Months

  • none

  • 4.78% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $450.00

  • $0.00

  • $0.00

  • 0%

  • $0.00

  • $294.00

Other financial bits
  • $50,000

  • none

  • none

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest, Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • $1,500 cashback for owner occupier refinances from other providers (minimum loan amount $50k)

Details

Rates and fees information correct as at 24 September 2018.

Rates
  • 5.14% p.a.

  • n/a

  • 0 Months

  • none

  • 5.21% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $275.00

  • $450.00

  • $270.00

  • $0.00

  • 0%

  • $0.00

  • $294.00

Other financial bits
  • $50,000

  • none

  • none

  • 80.00%

Features
  • Investor

  • Principal & Interest, Interest Only

  • Weekly, fortnightly, monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

Customer Reviews

How are Police Bank home loans rated by the Mozo community?

Overall customer rating
8.5/10
Price
7.8/10
Features
7.9/10
Customer service
8.8/10
Convenience
7.0/10
Trust
8.8/10

Latest reviews of Police Bank Premium Home Loan

  • Overall
    10/10
    Great personalised service

    Great personal customer service

    Great personal customer service

    Price
    9/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Genny | Australian Capital Territory

    reviewed over 2 years ago

  • Overall
    10/10
    Great website and customer service

    Police credit bank is great. You do need someone to refer you to them to be able to join the...

    Police credit bank is great. You do need someone to refer you to them to be able to join the bank. It is worth while to be in but the nearest branch is in the city. You can access your bank account through a Westpac ATM, online or phone banking. The staff are extremely helpful and are always willing to whatever you require.

    Price
    8/10
    Features
    8/10
    Customer service
    10/10
    Convenience
    3/10
    Trust
    10/10

    Name not supplied | Victoria

    reviewed almost 5 years ago

  • Overall
    10/10
    Competitive rates, helpful, caring customer servic

    I have banked with the Police Bank since 1973. I have found them to be helpful, competitive and...

    I have banked with the Police Bank since 1973. I have found them to be helpful, competitive and willing to go the extra distance to retain a customer. No complaints whatsoever.

    Price
    8/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Name not supplied | New South Wales

    reviewed about 5 years ago

  • Overall
    7/10
    Great customer service with competative rates.

    The face to face customer service is great - approachable and friendly. Just a pity that there...

    The face to face customer service is great - approachable and friendly. Just a pity that there are so few branches around. Over the phone customer service is good, never have to wait long and always helpful with the outcome being that issue is resolved. Interest rates for Premium Home Loan are competative, but definitely not the lowest. Only complaint is the always changing/conflicting advice as to what action to take when interst rates drop ie "take no action if you accept the rate change" and yet other times I am advised to "confirm in writing" TO ACCEPT to rate change!!

    Price
    6/10
    Features
    7/10
    Customer service
    8/10
    Convenience
    0/10
    Trust
    9/10

    Nicole | New South Wales

    reviewed almost 6 years ago

  • Overall
    10/10
    They are always cheaper then the normal banks

    When interest rates drop so does our home loan they are friendly and always willing to help

    When interest rates drop so does our home loan they are friendly and always willing to help

    Price
    9/10
    Features
    8/10
    Customer service
    10/10
    Convenience
    9/10
    Trust
    10/10

    Michelle | New South Wales

    reviewed over 6 years ago

Police Bank

About Police Bank

Police Bank has specially designed its financial products to offer financial solutions to the employees and families of the Police service. Police Bank offers a range of financial products and services in savings accounts, home, car and personal loans, term deposits, credit and debit cards and a range of insurance products, ensuring that its members financial needs are taken care of.

See Police Bank home loans

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.