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Police Credit Union Discount Variable Rate Home Loan

The details shown below are for an owner occupier taking out a principal & interest loan up to with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan up to with an LVR below 95%

The details shown below are for an investor taking out a principal & interest, interest only loan up to with an LVR below 90%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 90%

    Loan:

  • Owner Occupier (Principal & Interest)

    LVR 90%-95%

    Loan:

  • Investor (Principal & Interest, Interest Only)

    LVR < 90%

    Loan:

Rate
3.77% p.a.
Comparison Rate*
3.94% p.a.
Service fee
$10.00 monthly
Upfront fee
$767
Rate
4.52% p.a.
Comparison Rate*
4.69% p.a.
Service fee
$10.00 monthly
Upfront fee
$767
Rate
4.49% p.a.
Comparison Rate*
4.66% p.a.
Service fee
$10.00 monthly
Upfront fee
$767

Details

Rates and fees information correct as at 3 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 3.77% p.a.

  • n/a

  • n/a

  • n/a

  • 3.94% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $420.00

  • $141.64

  • $205.00

  • $0.00

  • n/a

  • $10.00 monthly

  • $150.00

Other financial bits

  • none

  • none

  • none

  • 90.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - fees apply

  • $0.00

  • yes

  • yes

  • Fees shown are for applications in South Australia only. Fees may vary in other states.

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 3 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 4.52% p.a.

  • n/a

  • n/a

  • n/a

  • 4.69% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $420.00

  • $141.64

  • $205.00

  • $0.00

  • n/a

  • $10.00 monthly

  • $150.00

Other financial bits

  • none

  • none

  • 90.00%

  • 95.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - fees apply

  • $0.00

  • yes

  • yes

  • Fees shown are for applications in South Australia only. Fees may vary in other states.

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 3 July 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • 4.49% p.a.

  • n/a

  • n/a

  • n/a

  • 4.66% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $420.00

  • $141.64

  • $205.00

  • $0.00

  • n/a

  • $10.00 monthly

  • $150.00

Other financial bits

  • none

  • none

  • none

  • 90.00%

Features

  • Investor

  • Principal & Interest, Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - fees apply

  • $0.00

  • yes

  • yes

  • Fees shown are for applications in South Australia only. Fees may vary in other states.

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Police Credit Union home loans rated by the Mozo community?

Overall customer rating
8.5/10

Based on 19 Police Credit Union home loan reviews

Price
8.0/10
Features
6.9/10
Customer service
8.8/10
Convenience
7.7/10
Trust
8.2/10
Police Credit Union

About Police Credit Union

Police Credit Union SA/NT provides its members with flexible and fair rate financial products, offering term deposits, savings accounts, home loans, personal loans, debt consolidation, and financial planning services.

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