QT Mutual Bank Variable Rate (Choices Package)

3.72% p.a.variable for 12 months and then 4.59% p.a.

4.89% p.a.

$395.00 yearly

3.72% p.a.variable for 12 months and then 4.19% p.a.

4.54% p.a.

$395.00 yearly

3.72% p.a.variable for 12 months and then 4.09% p.a.

4.45% p.a.

$395.00 yearly

4.12% p.a.variable for 12 months and then 5.05% p.a.

5.34% p.a.

$395.00 yearly

4.12% p.a.variable for 12 months and then 4.65% p.a.

4.98% p.a.

$395.00 yearly

4.12% p.a.variable for 12 months and then 4.55% p.a.

4.90% p.a.

$395.00 yearly

Currently showing

Rates

  • 4.59% p.a.

  • 3.72% p.a.

  • 12 Months

  • Variable

  • 4.89% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $395.00 yearly

  • $297.00

Other financial bits

  • $150,000

  • $249,999

  • none

  • 95.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

Rates

  • 4.19% p.a.

  • 3.72% p.a.

  • 12 Months

  • Variable

  • 4.54% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $395.00 yearly

  • $297.00

Other financial bits

  • $250,000

  • $499,999

  • none

  • 95.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

Rates

  • 4.09% p.a.

  • 3.72% p.a.

  • 12 Months

  • Variable

  • 4.45% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $395.00 yearly

  • $297.00

Other financial bits

  • $500,000

  • none

  • none

  • 95.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

Rates

  • 5.05% p.a.

  • 4.12% p.a.

  • 12 Months

  • Variable

  • 5.34% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $395.00 yearly

  • $297.00

Other financial bits

  • $150,000

  • $249,999

  • none

  • 80.00%

Features

  • Investor

  • Principal & Interest, Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

Rates

  • 4.65% p.a.

  • 4.12% p.a.

  • 12 Months

  • Variable

  • 4.98% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $395.00 yearly

  • $297.00

Other financial bits

  • $250,000

  • $499,999

  • none

  • 80.00%

Features

  • Investor

  • Principal & Interest, Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

Rates

  • 4.55% p.a.

  • 4.12% p.a.

  • 12 Months

  • Variable

  • 4.90% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $395.00 yearly

  • $297.00

Other financial bits

  • $500,000

  • none

  • none

  • 80.00%

Features

  • Investor

  • Principal & Interest, Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

About QT Mutual Bank

A mutual organisation Queensland Teachers Mutual Bank (QTMB) offers a range of financial solutions to its members of the wider Queensland community. QTMB offers a range of financial products aimed at helping you save, borrow and insure, with its specially designed products for teachers. Products that QTMB offers are: term deposits, savings accounts, home loans, car loans, personal loans, overdrafts, debit cards and credit cards.

How are QT Mutual Bank home loans rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
7.4

Based on 12
QT Mutual Bank home loans reviews

7.7 7.1 7.8 6.4 7.5

Read QT Mutual Bank home loan reviews by the Mozo community

Latest reviews of QT Mutual Bank Variable Rate (Choices Package)

QT Mutual Bank

QT Mutual Bank Variable Rate (Owner Occupier) (Choices Package) home loan review

Overall rating   1 / 10

Different to other banks... in a bad way!

QTMB promised to be different to the other banks and I was surprised to how different they were! 1. They miscalculated interest on both of my home loans. They were charging interest almost 1% higher than their advertised rate. 2. They...

QTMB promised to be different to the other banks and I was surprised to how different they were! 1. They miscalculated interest on both of my home loans. They were charging interest almost 1% higher than their advertised rate. 2. They didn't give provide their advertised introductory rate to new loans unless you ask them repetitively and identify that they are overcharging customers. 3. Pre-approval for loans means nothing! I got pre-approval for three loans. So after establishing two loans to refinance and buying a block of land I assumed the pre-approved construction loan would be a given. Nope! New and exciting conditions rendered construction finance impossible. 4. They cannot be trusted. At least with other banks I could trust their calculations, advertisements and pre-approvals. I did find that their customer service was reasonable but I've had to mark them down due to the trustworthiness issue I have with them as a whole.

    Price   3 / 10

    Features   2 / 10

    Customer service   1 / 10

    Convenience   0 / 10

    Trust   0 / 10

Less

Brad (QLD), reviewed almost 4 years ago

QT Mutual Bank

QT Mutual Bank Variable Rate (Owner Occupier) (Choices Package) home loan review

Overall rating   7 / 10

Great customer service

The staff are friendly and easy to deal with. Everything is no hassle. Great customer service.

The staff are friendly and easy to deal with. Everything is no hassle. Great customer service.

    Price   6 / 10

    Features   8 / 10

    Customer service   8 / 10

    Convenience   4 / 10

    Trust   6 / 10

Less

Mozo reviewer (QLD), reviewed almost 4 years ago

QT Mutual Bank

QT Mutual Bank Variable Rate (Owner Occupier) (Choices Package) home loan review

Overall rating   10 / 10

Great customer service, great value for teachers!

I've had home loans with other banks, but have made the final transfer to QTMB. I've been a member with them for 20 years now, and the benefits I get for being a teacher and having my home loan there are amazing! Less fees and charges, savings on...

I've had home loans with other banks, but have made the final transfer to QTMB. I've been a member with them for 20 years now, and the benefits I get for being a teacher and having my home loan there are amazing! Less fees and charges, savings on my home and car insurance. Plus the Home Loan manager and her staff at Loganholme are super friendly and helpful. They made the whole process very stress free!

    Price   8 / 10

    Features   8 / 10

    Customer service   10 / 10

    Convenience   9 / 10

    Trust   10 / 10

Less

Mozo reviewer (QLD), reviewed about 4 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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