Qudos Bank Home Access Loan

This product is available in different versions. Pick the right version for you here.

The details shown below are for an owner occupier taking out a no set repayments loan up to with an LVR below 80%

The details shown below are for an investor taking out a no set repayments loan up to with an LVR below 80%

Choose the version of this loan that suits you best

  • Owner Occupier (No set repayments)

    LVR < 80%

    Loan:

  • Investor (No set repayments)

    LVR < 80%

    Loan:

4.03% p.a.

n/a

$0.00

Qudos Bank Home Access Loan

4.03% p.a.

n/a

$0.00

4.03% p.a.

n/a

$0.00

Qudos Bank Home Access Loan

4.03% p.a.

n/a

$0.00

Details

Rates and fees information correct as at 21 January 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.03% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $0.00

  • $275.00

Other financial bits
  • none

  • none

  • none

  • 80.00%

Features
  • Owner Occupier

  • No set repayments

  • Monthly

  • n/a

  • no

  • n/a

  • none

  • none

  • no

  • Minimum monthly repayment is 1% of the closing balance.

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 21 January 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.03% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $600.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $0.00

  • $275.00

Other financial bits
  • none

  • none

  • none

  • 80.00%

Features
  • Investor

  • No set repayments

  • Monthly

  • n/a

  • no

  • n/a

  • none

  • none

  • no

  • Minimum monthly repayment is 1% of the closing balance.

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Qudos Bank home loans rated by the Mozo community?

Overall customer rating
8.6/10
Price
8.5/10
Features
8.1/10
Customer service
8.6/10
Convenience
7.5/10
Trust
8.6/10

Latest reviews of Qudos Bank Home Access Loan

  • Overall 0/10
    Rubbish bank, they just waste your time

    Quodos bank is absolutely rubbish. They are uncaring, inflexible and have the worst customer service. We applied for a home loan; its been 3 months and the application is still processing and we barely get any updates. The lending specialist I was working with does not know what he is doing. We followed his instructions and submitted all the necessary documents, but after doing so he never called us back and we had to confirm ourselves if he had received them. In general his behaviour was very poor and he was not friendly at all. We were also told to contact their credit manager however we couldn’t because the credit manager was not taking any calls. Absolutely horrible customer service, I would not recommend them to anyone. Stay away from Quodos bank.

    Read full review

    Quodos bank is absolutely rubbish. They are uncaring, inflexible and have the worst customer service. We applied for a home loan; its been 3 months and the application is still processing and we barely get any updates. The lending specialist I was working with does not know what he is doing. We followed his instructions and submitted all the necessary documents, but after doing so he never called us back and we had to confirm ourselves if he had received them. In general his behaviour was very poor and he was not friendly at all. We were also told to contact their credit manager however we couldn’t because the credit manager was not taking any calls. Absolutely horrible customer service, I would not recommend them to anyone. Stay away from Quodos bank.

    Price
    0/10
    Features
    0/10
    Customer service
    0/10
    Convenience
    0/10
    Trust
    0/10
    Less
    Wing, New South Wales reviewed 5 months ago
  • Overall 8/10
    Competitive interest rates and no fees

    Competitive interest rates and no monthly or annual fees.

    Read full review

    Competitive interest rates and no monthly or annual fees.

    Price
    9/10
    Features
    9/10
    Customer service
    8/10
    Convenience
    7/10
    Trust
    8/10
    Less
    Matt, New South Wales reviewed almost 4 years ago
  • Overall 10/10
    No frills value

    I highly recommend the Qantas Credit Union home loan. It's no frills but consistently has great interest rates. The internet banking is so user friendly and has all the features the big banks have. The best thing about this home loan is the lack of fees. Customer service can be a bit on the slow side but always comes through in the end. Very happy.

    Read full review

    I highly recommend the Qantas Credit Union home loan. It's no frills but consistently has great interest rates. The internet banking is so user friendly and has all the features the big banks have. The best thing about this home loan is the lack of fees. Customer service can be a bit on the slow side but always comes through in the end. Very happy.

    Price
    10/10
    Features
    10/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    10/10
    Less
    Karelia, Victoria reviewed over 5 years ago
Qudos Bank

About Qudos Bank

Qudos Bank (previously Qantas Credit Union) is a customer owned bank and was established in 1959. Qudos Bank has an A2 investment grade rating and offers a full range of banking products including credit cards, home loans, personal loans and saving accounts.

See Qudos Bank home loans

Promoted

loans.com.au

loans.com.au

Smart Home Loan

2.88% p.a. variable

2.90% p.a.

$520

Promoted

UBank

UBank

UHomeLoan - Discount Offer

2.84% p.a. variable

2.84% p.a.

$0

Promoted

Athena

Athena

Variable Home Loan

2.84% p.a. variable

2.80% p.a.

$0

Promoted

Macquarie

Macquarie

Basic Home Loan

3.09% p.a. variable

3.09% p.a.

$0

Promoted

Bank of Queensland

Bank of Queensland

Fixed Rate

2.99% p.a.
fixed 3 years

3.72% p.a.

$450

Promoted

Well Home Loans

Well Home Loans

Well Balanced

2.72% p.a. variable

2.75% p.a.

$785

Promoted

IMB Bank

IMB Bank

Budget Home Loan

3.13% p.a. variable

3.19% p.a.

$799

Promoted

Athena

Athena

Variable Home Loan

3.34% p.a. variable

2.99% p.a.

$0

Promoted

loans.com.au

loans.com.au

Smart Home Loan

2.88% p.a. variable

2.90% p.a.

$520

Promoted

UBank

UBank

UHomeLoan - Discount Offer

2.84% p.a. variable

2.84% p.a.

$0

Promoted

Athena

Athena

Variable Home Loan

2.84% p.a. variable

2.80% p.a.

$0

Promoted

Tic:Toc

Tic:Toc

Variable Home Loan

2.79% p.a. variable

2.80% p.a.

$0

Promoted

Well Home Loans

Well Home Loans

Well Balanced

2.72% p.a. variable

2.75% p.a.

$785

Promoted

Homestar

Homestar

Star Essentials Home Loan

2.74% p.a. variable

2.77% p.a.

$596

Promoted

Heritage Bank

Heritage Bank

Discount Variable Home Loan

3.07% p.a. variable

3.12% p.a.

$750

Promoted

Macquarie

Macquarie

Basic Home Loan

3.09% p.a. variable

3.09% p.a.

$0

Promoted

UBank

UBank

UHomeLoan - Discount Offer

2.84% p.a.

2.84% p.a.

$0

Promoted

loans.com.au

loans.com.au

Smart Home Loan

2.88% p.a.

2.90% p.a.

$520

Promoted

Newcastle Permanent

Newcastle Permanent

Real Deal Home Loan

3.19% p.a.

3.23% p.a.

$0

Promoted

Athena

Athena

Variable Home Loan

2.84% p.a.

2.80% p.a.

$0

Promoted

Tic:Toc

Tic:Toc

Variable Home Loan

2.79% p.a.

2.80% p.a.

$0

Promoted

IMB Bank

IMB Bank

Budget Home Loan

3.13% p.a.

3.19% p.a.

$799

Promoted

Well Home Loans

Well Home Loans

Well Balanced

2.72% p.a.

2.75% p.a.

$785

Promoted

loans.com.au

loans.com.au

Essentials Variable

3.04% p.a.

3.06% p.a.

$520

Promoted

loans.com.au

loans.com.au

Fixed Home Loan

2.99% p.a.
fixed 3 years

3.27% p.a.

$520

Promoted

UBank

UBank

UHomeLoan (Fixed)

2.84% p.a.
fixed 3 years

3.59% p.a.

$395

Promoted

Bank of Queensland

Bank of Queensland

Fixed Rate

2.99% p.a.
fixed 3 years

3.72% p.a.

$450

Promoted

Well Home Loans

Well Home Loans

Well Balanced Fixed

2.68% p.a.
fixed 3 years

2.74% p.a.

$785

Promoted

Newcastle Permanent

Newcastle Permanent

Fixed Rate Home Loan (Premium Plus Package)

2.89% p.a.
fixed 3 years

3.96% p.a.

$0

Promoted

Tic:Toc

Tic:Toc

Fixed Home Loan

2.84% p.a.
fixed 3 years

2.92% p.a.

$0

Promoted

Heritage Bank

Heritage Bank

Fixed Rate Loan (Home Advantage)

2.99% p.a.
fixed 3 years

3.59% p.a.

$150

Promoted

loans.com.au

loans.com.au

Fixed Home Loan

3.79% p.a.
fixed 3 years

3.47% p.a.

$520

Promoted

loans.com.au

loans.com.au

Smart Home Loan

2.88% p.a.

2.90% p.a.

$0.00

Promoted

UBank

UBank

UHomeLoan - Discount Offer

2.84% p.a.

2.84% p.a.

$0.00

Promoted

Athena

Athena

Variable Home Loan

2.84% p.a.

2.80% p.a.

$0.00

Promoted

Macquarie

Macquarie

Basic Home Loan

3.09% p.a.

3.09% p.a.

$0.00

Promoted

Well Home Loans

Well Home Loans

Well Balanced

2.72% p.a.

2.75% p.a.

$0.00

Promoted

IMB Bank

IMB Bank

Budget Home Loan

3.13% p.a.

3.19% p.a.

$0.00

Promoted

Athena

Athena

Variable Home Loan

3.34% p.a.

2.99% p.a.

$0.00

Promoted

Tic:Toc

Tic:Toc

Variable Home Loan

2.79% p.a.

2.80% p.a.

$0.00

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.