Queensland Country Credit Union Variable Rate Home Loan

This product is available in different versions. Pick the right version for you here.

The details shown below are for an owner occupier taking out a principal & interest loan between $25,000 and $5,000,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan between $25,000 and $5,000,000 with an LVR below 95%

The details shown below are for an investor taking out a principal & interest loan between $25,000 and $5,000,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan between $25,000 and $5,000,000 with an LVR below 90%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $25,000 $5,000,000

  • Owner Occupier (Interest Only)

    LVR < 95%

    Loan: $25,000 $5,000,000

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $25,000 $5,000,000

  • Investor (Interest Only)

    LVR < 90%

    Loan: $25,000 $5,000,000

4.74% p.a.

4.89% p.a.

$10.00 monthly

Queensland Country Credit Union Variable Rate Home Loan

4.74% p.a.

4.89% p.a.

$10.00 monthly

5.09% p.a.

5.24% p.a.

$10.00 monthly

Queensland Country Credit Union Variable Rate Home Loan

5.09% p.a.

5.24% p.a.

$10.00 monthly

4.74% p.a.

4.89% p.a.

$10.00 monthly

Queensland Country Credit Union Variable Rate Home Loan

4.74% p.a.

4.89% p.a.

$10.00 monthly

5.09% p.a.

5.24% p.a.

$10.00 monthly

Queensland Country Credit Union Variable Rate Home Loan

5.09% p.a.

5.24% p.a.

$10.00 monthly

Details

Rates and fees information correct as at 8 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.74% p.a.

  • n/a

  • n/a

  • n/a

  • 4.89% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $250.00

  • $250.00

  • $0.00

  • $0.00

  • n/a

  • $10.00 monthly

  • $0.00

Other financial bits
  • $25,000

  • $5,000,000

  • none

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 8 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 5.09% p.a.

  • n/a

  • n/a

  • n/a

  • 5.24% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $250.00

  • $250.00

  • $0.00

  • $0.00

  • n/a

  • $10.00 monthly

  • $0.00

Other financial bits
  • $25,000

  • $5,000,000

  • none

  • 95.00%

Features
  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 8 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.74% p.a.

  • n/a

  • n/a

  • n/a

  • 4.89% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $250.00

  • $250.00

  • $0.00

  • $0.00

  • n/a

  • $10.00 monthly

  • $0.00

Other financial bits
  • $25,000

  • $5,000,000

  • none

  • 90.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • no

  • $0.00

  • yes

  • no

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 8 December 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 5.09% p.a.

  • n/a

  • n/a

  • n/a

  • 5.24% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $250.00

  • $250.00

  • $0.00

  • $0.00

  • n/a

  • $10.00 monthly

  • $0.00

Other financial bits
  • $25,000

  • $5,000,000

  • none

  • 90.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • no

  • $0.00

  • yes

  • no

  • none

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Queensland Country Credit Union home loans rated by the Mozo community?

Overall customer rating
9.4/10
Price
9.0/10
Features
9.1/10
Customer service
9.6/10
Convenience
8.3/10
Trust
9.4/10

Latest reviews of Queensland Country Credit Union Variable Rate Home Loan

  • Overall
    9/10
    Great premiums and terrific customer service.

    Love this bank as the banker are very helpful, reliable, honest, and they remember your name.

    Love this bank as the banker are very helpful, reliable, honest, and they remember your name.

    Price
    8/10
    Features
    8/10
    Customer service
    9/10
    Convenience
    8/10
    Trust
    9/10

    Kristi | Queensland

    reviewed almost 4 years ago

  • Overall
    9/10
    Very good, would recommend to anyone

    Very friendly and obliging staff, who go out of their way to help you get the most out of your...

    Very friendly and obliging staff, who go out of their way to help you get the most out of your banking.

    Price
    9/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    6/10
    Trust
    8/10

    Patricia | Queensland

    reviewed about 4 years ago

  • Overall
    8/10
    Acceptable premiums and excellent customer focus

    Personal service easily accessed in QLD. Personable staff. Good rates and no hard sell.

    Personal service easily accessed in QLD. Personable staff. Good rates and no hard sell.

    Price
    7/10
    Features
    8/10
    Customer service
    9/10
    Convenience
    9/10
    Trust
    9/10

    Rod | Queensland

    reviewed over 4 years ago

  • Overall
    10/10
    Great customer service

    The staff at my bank went out of their way to help me get the best deal for my home loan. Every...

    The staff at my bank went out of their way to help me get the best deal for my home loan. Every year they provide me with up to date information if they can improve my insurances or find me a better deal.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Desiree | Queensland

    reviewed about 6 years ago

  • Overall
    10/10
    Friendly, approachable and willing to help

    This bank is so friendly and able to remember there clients even if you are only in the bank...

    This bank is so friendly and able to remember there clients even if you are only in the bank occasionally. We were with a big bank for over 20 years and they had no idea who we were or what we were trying to achieve. I can not fault this bank. They are helpful, flexible and definitely approachable. I can not speak highly enough.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Lee-anne | Queensland

    reviewed over 6 years ago

Queensland Country Credit Union

About Queensland Country Credit Union

Queensland Country Credit Union (QCCU) is an independent member owned organisation, providing a full range of financial services to QCCU members. QCCU value its members and show this by offering them with an extensive range of competitive financial products in: savings accounts, home loans, credit cards, debit cards, car loans, personal loans and term deposits, designed for Queenslanders.

See Queensland Country Credit Union home loans

Promoted

Queensland Country Credit Union

Queensland Country Credit Union

RateSaver (Fixed)

p.a.

3.77% p.a.

$0.00

Promoted

loans.com.au

loans.com.au

Smart Home Loan

2.88% p.a. variable

2.90% p.a.

$520

Promoted

UBank

UBank

UHomeLoan - Discount Offer

2.84% p.a. variable

2.84% p.a.

$0

Promoted

Athena

Athena

Variable Home Loan

2.84% p.a. variable

2.80% p.a.

$0

Promoted

Tic:Toc

Tic:Toc

Variable Home Loan

2.79% p.a. variable

2.80% p.a.

$0

Promoted

Homestar

Homestar

Star Essentials Home Loan

2.74% p.a. variable

2.77% p.a.

$596

Promoted

Well Home Loans

Well Home Loans

Well Balanced

2.82% p.a. variable

2.86% p.a.

$785

Promoted

Queensland Country Credit Union

Queensland Country Credit Union

RateSaver (Fixed)

3.49% p.a.
fixed 3 years

3.90% p.a.

$500

Promoted

IMB Bank

IMB Bank

Budget Home Loan

3.13% p.a. variable

3.19% p.a.

$799

Promoted

loans.com.au

loans.com.au

Smart Home Loan

2.88% p.a. variable

2.90% p.a.

$520

Promoted

UBank

UBank

UHomeLoan - Discount Offer

2.84% p.a. variable

2.84% p.a.

$0

Promoted

Athena

Athena

Variable Home Loan

2.84% p.a. variable

2.80% p.a.

$0

Promoted

Tic:Toc

Tic:Toc

Variable Home Loan

2.79% p.a. variable

2.80% p.a.

$0

Promoted

Homestar

Homestar

Star Essentials Home Loan

2.74% p.a. variable

2.77% p.a.

$596

Promoted

Well Home Loans

Well Home Loans

Well Balanced

2.82% p.a. variable

2.86% p.a.

$785

Promoted

Easy Street

Easy Street

Standard Variable Home Loan

2.95% p.a. variable

2.99% p.a.

$500

Promoted

CUA

CUA

Achieve Variable Home Loan

3.20% p.a. variable

3.25% p.a.

$835

Promoted

UBank

UBank

UHomeLoan - Discount Offer

2.84% p.a.

2.84% p.a.

$0

Promoted

loans.com.au

loans.com.au

Smart Home Loan

2.88% p.a.

2.90% p.a.

$520

Promoted

Athena

Athena

Variable Home Loan

2.84% p.a.

2.80% p.a.

$0

Promoted

Tic:Toc

Tic:Toc

Variable Home Loan

2.79% p.a.

2.80% p.a.

$0

Promoted

Well Home Loans

Well Home Loans

Well Balanced

2.82% p.a.

2.86% p.a.

$785

Promoted

Homestar

Homestar

Star Essentials Home Loan

2.74% p.a.

2.77% p.a.

$596

Promoted

Newcastle Permanent

Newcastle Permanent

Real Deal Home Loan

3.19% p.a.

3.23% p.a.

$0

Promoted

CUA

CUA

Achieve Variable Home Loan

3.20% p.a.

3.25% p.a.

$835

Promoted

UBank

UBank

UHomeLoan (Fixed)

2.84% p.a.
fixed 3 years

3.59% p.a.

$395

Promoted

loans.com.au

loans.com.au

Fixed Home Loan

2.99% p.a.
fixed 3 years

3.27% p.a.

$520

Promoted

Tic:Toc

Tic:Toc

Fixed Home Loan

2.84% p.a.
fixed 3 years

2.92% p.a.

$0

Promoted

Queensland Country Credit Union

Queensland Country Credit Union

RateSaver (Fixed)

3.49% p.a.
fixed 3 years

3.90% p.a.

$500

Promoted

Well Home Loans

Well Home Loans

Well Balanced Fixed

2.74% p.a.
fixed 3 years

2.84% p.a.

$785

Promoted

CUA

CUA

Fixed Rate Loan

2.98% p.a.
fixed 3 years

4.29% p.a.

$835

Promoted

IMB Bank

IMB Bank

Fixed Home Loan

2.84% p.a.
fixed 3 years

3.44% p.a.

$799

Promoted

Newcastle Permanent

Newcastle Permanent

Fixed Rate Home Loan (Premium Plus Package)

2.89% p.a.
fixed 3 years

3.96% p.a.

$0

Promoted

loans.com.au

loans.com.au

Smart Home Loan

2.88% p.a.

2.90% p.a.

$0.00

Promoted

UBank

UBank

UHomeLoan - Discount Offer

2.84% p.a.

2.84% p.a.

$0.00

Promoted

Athena

Athena

Variable Home Loan

2.84% p.a.

2.80% p.a.

$0.00

Promoted

Tic:Toc

Tic:Toc

Variable Home Loan

2.79% p.a.

2.80% p.a.

$0.00

Promoted

Homestar

Homestar

Star Essentials Home Loan

2.74% p.a.

2.77% p.a.

$0.00

Promoted

Well Home Loans

Well Home Loans

Well Balanced

2.82% p.a.

2.86% p.a.

$0.00

Promoted

IMB Bank

IMB Bank

Budget Home Loan

3.13% p.a.

3.19% p.a.

$0.00

Promoted

CUA

CUA

Achieve Variable Home Loan

3.20% p.a.

3.25% p.a.

$0.00

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.