Queensland Country Credit Union Variable Rate Home Loan

The details shown below are for an owner occupier taking out a principal & interest loan between $25,000 and $5,000,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan between $25,000 and $5,000,000 with an LVR below 95%

The details shown below are for an investor taking out a principal & interest loan between $25,000 and $5,000,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan between $25,000 and $5,000,000 with an LVR below 90%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $25,000 $5,000,000

  • Owner Occupier (Interest Only)

    LVR < 95%

    Loan: $25,000 $5,000,000

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $25,000 $5,000,000

  • Investor (Interest Only)

    LVR < 90%

    Loan: $25,000 $5,000,000

5.14% p.a.

5.29% p.a.

$10.00 monthly

Queensland Country Credit Union Variable Rate Home Loan

5.14% p.a.

5.29% p.a.

$10.00 monthly

5.64% p.a.

5.79% p.a.

$10.00 monthly

Queensland Country Credit Union Variable Rate Home Loan

5.64% p.a.

5.79% p.a.

$10.00 monthly

5.14% p.a.

5.29% p.a.

$10.00 monthly

Queensland Country Credit Union Variable Rate Home Loan

5.14% p.a.

5.29% p.a.

$10.00 monthly

5.64% p.a.

5.79% p.a.

$10.00 monthly

Queensland Country Credit Union Variable Rate Home Loan

5.64% p.a.

5.79% p.a.

$10.00 monthly

Details

Rates and fees information correct as at 22 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 5.14% p.a.

  • n/a

  • 0 Months

  • none

  • 5.29% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $250.00

  • $250.00

  • $0.00

  • $0.00

  • none

  • $10.00 monthly

  • $0.00

Other financial bits
  • $25,000

  • $5,000,000

  • none

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 22 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 5.64% p.a.

  • n/a

  • 0 Months

  • none

  • 5.79% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $250.00

  • $250.00

  • $0.00

  • $0.00

  • none

  • $10.00 monthly

  • $0.00

Other financial bits
  • $25,000

  • $5,000,000

  • none

  • 95.00%

Features
  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 22 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 5.14% p.a.

  • n/a

  • 0 Months

  • none

  • 5.29% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $250.00

  • $250.00

  • $0.00

  • $0.00

  • none

  • $10.00 monthly

  • $0.00

Other financial bits
  • $25,000

  • $5,000,000

  • none

  • 90.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • no

  • $0.00

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 22 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 5.64% p.a.

  • n/a

  • 0 Months

  • none

  • 5.79% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $250.00

  • $250.00

  • $0.00

  • $0.00

  • none

  • $10.00 monthly

  • $0.00

Other financial bits
  • $25,000

  • $5,000,000

  • none

  • 90.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • no

  • $0.00

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Queensland Country Credit Union home loans rated by the Mozo community?

Overall customer rating
9.4/10
Price
9.0/10
Features
9.1/10
Customer service
9.6/10
Convenience
8.3/10
Trust
9.4/10

Latest reviews of Queensland Country Credit Union Variable Rate Home Loan

  • Overall
    9/10
    Great premiums and terrific customer service.

    Love this bank as the banker are very helpful, reliable, honest, and they remember your name.

    Love this bank as the banker are very helpful, reliable, honest, and they remember your name.

    Price
    8/10
    Features
    8/10
    Customer service
    9/10
    Convenience
    8/10
    Trust
    9/10

    Kristi | Queensland

    reviewed almost 3 years ago

  • Overall
    9/10
    Very good, would recommend to anyone

    Very friendly and obliging staff, who go out of their way to help you get the most out of your...

    Very friendly and obliging staff, who go out of their way to help you get the most out of your banking.

    Price
    9/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    6/10
    Trust
    8/10

    Patricia | Queensland

    reviewed about 3 years ago

  • Overall
    8/10
    Acceptable premiums and excellent customer focus

    Personal service easily accessed in QLD. Personable staff. Good rates and no hard sell.

    Personal service easily accessed in QLD. Personable staff. Good rates and no hard sell.

    Price
    7/10
    Features
    8/10
    Customer service
    9/10
    Convenience
    9/10
    Trust
    9/10

    Rod | Queensland

    reviewed over 3 years ago

  • Overall
    10/10
    Great customer service

    The staff at my bank went out of their way to help me get the best deal for my home loan. Every...

    The staff at my bank went out of their way to help me get the best deal for my home loan. Every year they provide me with up to date information if they can improve my insurances or find me a better deal.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Desiree | Queensland

    reviewed about 5 years ago

  • Overall
    10/10
    Friendly, approachable and willing to help

    This bank is so friendly and able to remember there clients even if you are only in the bank...

    This bank is so friendly and able to remember there clients even if you are only in the bank occasionally. We were with a big bank for over 20 years and they had no idea who we were or what we were trying to achieve. I can not fault this bank. They are helpful, flexible and definitely approachable. I can not speak highly enough.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Lee-anne | Queensland

    reviewed over 5 years ago

Queensland Country Credit Union

About Queensland Country Credit Union

Queensland Country Credit Union (QCCU) is an independent member owned organisation, providing a full range of financial services to QCCU members. QCCU value its members and show this by offering them with an extensive range of competitive financial products in: savings accounts, home loans, credit cards, debit cards, car loans, personal loans and term deposits, designed for Queenslanders.

See Queensland Country Credit Union home loans

Promoted

Queensland Country Credit Union

Queensland Country Credit Union

Ultimate Fixed Home Loan (Package)

p.a.

n/a

$350.00 yearly

Promoted

loans.com.au

loans.com.au

Essentials Variable

3.64% p.a. variable

3.66% p.a.

$520

Promoted

HSBC

HSBC

Home Value Loan

3.59% p.a. variable

3.61% p.a.

$150

Promoted

UBank

UBank

UHomeLoan - Offer

3.59% p.a. variable

3.59% p.a.

$0

Promoted

State Custodians

State Custodians

Low Rate Home Loan with Offset

3.68% p.a. variable

3.69% p.a.

$0

Promoted

Newcastle Permanent

Newcastle Permanent

Variable Home Loan (Premium Plus Package)

3.89% p.a. variable

4.29% p.a.

$0

Promoted

Bank Australia

Bank Australia

Basic Home Loan

3.65% p.a. variable

3.66% p.a.

$0

Promoted

Homestar

Homestar

Variable Rate Loan

3.54% p.a. variable

3.59% p.a.

$567

Promoted

NAB

NAB

Base Variable Rate Home Loan

3.87% p.a. variable

3.91% p.a.

$600

Promoted

loans.com.au

loans.com.au

Essentials Variable

3.64% p.a.

3.66% p.a.

$520

Promoted

State Custodians

State Custodians

Low Rate Home Loan with Offset

3.68% p.a.

3.69% p.a.

$0

Promoted

Newcastle Permanent

Newcastle Permanent

Variable Home Loan (Premium Plus Package)

3.99% p.a.

4.38% p.a.

$0

Promoted

HSBC

HSBC

Home Value Loan

3.59% p.a.

3.61% p.a.

$150

Promoted

Well Home Loans

Well Home Loans

Well Balanced

3.49% p.a.

3.53% p.a.

$600

Promoted

Homestar

Homestar

Variable Rate Loan

3.54% p.a.

3.59% p.a.

$567

Promoted

Bank Australia

Bank Australia

Basic Home Loan

3.65% p.a.

3.66% p.a.

$0

Promoted

UBank

UBank

UHomeLoan - Offer

3.59% p.a.

3.59% p.a.

$0

Promoted

UBank

UBank

UHomeLoan (Fixed)

3.74% p.a.
fixed 3 years

4.01% p.a.

$395

Promoted

loans.com.au

loans.com.au

Smart Loan Fixed (Package)

3.99% p.a.
fixed 3 years

4.31% p.a.

$520

Promoted

Newcastle Permanent

Newcastle Permanent

Fixed Rate Home Loan

3.99% p.a.
fixed 3 years

4.82% p.a.

$0

Promoted

Virgin Money

Virgin Money

Reward Me Fixed Rate Home Loan

3.87% p.a.
fixed 3 years

4.02% p.a.

$150

Promoted

NAB

NAB

Tailored Home Loan (Fixed, Choice Package)

3.99% p.a.
fixed 3 years

4.86% p.a.

$0

Promoted

Bank Australia

Bank Australia

Basic Home Loan (Fixed)

3.89% p.a.
fixed 3 years

3.91% p.a.

$0

Promoted

Beyond Bank

Beyond Bank

Fixed Rate Total Home Loan (Package)

3.83% p.a.
fixed 3 years

4.89% p.a.

$0

Promoted

bcu

bcu

Fixed Rate Home Loan

3.90% p.a.
fixed 3 years

4.78% p.a.

$600

Promoted

loans.com.au

loans.com.au

Essentials Variable

3.64% p.a.

3.66% p.a.

$0.00

Promoted

HSBC

HSBC

Home Value Loan

3.59% p.a.

3.61% p.a.

$0.00

Promoted

UBank

UBank

UHomeLoan - Offer

3.59% p.a.

3.59% p.a.

$0.00

Promoted

State Custodians

State Custodians

Low Rate Home Loan with Offset

3.68% p.a.

3.69% p.a.

$0.00

Promoted

Newcastle Permanent

Newcastle Permanent

Variable Home Loan (Premium Plus Package)

3.89% p.a.

4.29% p.a.

$395.00 yearly

Promoted

Bank Australia

Bank Australia

Basic Home Loan

3.65% p.a.

3.66% p.a.

$0.00

Promoted

Homestar

Homestar

Variable Rate Loan

3.54% p.a.

3.59% p.a.

$0.00

Promoted

NAB

NAB

Base Variable Rate Home Loan

3.87% p.a.

3.91% p.a.

$0.00

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.