Queenslanders Credit Union Discount Variable Home Loan (Package)

This product is available in different versions. Pick the right version for you here.

The details shown below are for an owner occupier taking out a principal & interest loan between $100,000 and $1,000,000 with an LVR below 70%

The details shown below are for an owner occupier taking out a principal & interest loan between $100,000 and $1,000,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan between $100,000 and $1,000,000 with an LVR below 95%

The details shown below are for an investor taking out a principal & interest loan between $100,000 and $1,000,000 with an LVR below 70%

The details shown below are for an investor taking out a principal & interest loan between $100,000 and $1,000,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $100,000 and $1,000,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a principal & interest loan between $100,000 and $1,000,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan between $100,000 and $1,000,000 with an LVR below 95%

The details shown below are for an investor taking out a principal & interest loan between $100,000 and $1,000,000 with an LVR below 95%

The details shown below are for an investor taking out a interest only loan between $100,000 and $1,000,000 with an LVR below 95%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 70%

    Loan: $100,000 $1,000,000

  • Owner Occupier (Principal & Interest)

    LVR 70%-80%

    Loan: $100,000 $1,000,000

  • Owner Occupier (Principal & Interest)

    LVR 80%-95%

    Loan: $100,000 $1,000,000

  • Investor (Principal & Interest)

    LVR < 70%

    Loan: $100,000 $1,000,000

  • Investor (Principal & Interest)

    LVR 70%-80%

    Loan: $100,000 $1,000,000

  • Investor (Principal & Interest)

    LVR 80%-95%

    Loan: $100,000 $1,000,000

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $100,000 $1,000,000

  • Owner Occupier (Interest Only)

    LVR < 95%

    Loan: $100,000 $1,000,000

  • Investor (Principal & Interest)

    LVR < 95%

    Loan: $100,000 $1,000,000

  • Investor (Interest Only)

    LVR < 95%

    Loan: $100,000 $1,000,000

3.99% p.a.

4.34% p.a.

$350.00 yearly

Queenslanders Credit Union Discount Variable Home Loan (Package)

3.99% p.a.

4.34% p.a.

$350.00 yearly

4.09% p.a.

4.44% p.a.

$350.00 yearly

Queenslanders Credit Union Discount Variable Home Loan (Package)

4.09% p.a.

4.44% p.a.

$350.00 yearly

4.19% p.a.

4.54% p.a.

$350.00 yearly

Queenslanders Credit Union Discount Variable Home Loan (Package)

4.19% p.a.

4.54% p.a.

$350.00 yearly

3.99% p.a.

4.34% p.a.

$350.00 yearly

Queenslanders Credit Union Discount Variable Home Loan (Package)

3.99% p.a.

4.34% p.a.

$350.00 yearly

4.09% p.a.

4.44% p.a.

$350.00 yearly

Queenslanders Credit Union Discount Variable Home Loan (Package)

4.09% p.a.

4.44% p.a.

$350.00 yearly

4.19% p.a.

4.54% p.a.

$350.00 yearly

Queenslanders Credit Union Discount Variable Home Loan (Package)

4.19% p.a.

4.54% p.a.

$350.00 yearly

4.39% p.a.

4.73% p.a.

$350.00 yearly

Queenslanders Credit Union Discount Variable Home Loan (Package)

4.39% p.a.

4.73% p.a.

$350.00 yearly

4.99% p.a.

5.32% p.a.

$350.00 yearly

Queenslanders Credit Union Discount Variable Home Loan (Package)

4.99% p.a.

5.32% p.a.

$350.00 yearly

4.39% p.a.

4.73% p.a.

$350.00 yearly

Queenslanders Credit Union Discount Variable Home Loan (Package)

4.39% p.a.

4.73% p.a.

$350.00 yearly

4.99% p.a.

5.32% p.a.

$350.00 yearly

Queenslanders Credit Union Discount Variable Home Loan (Package)

4.99% p.a.

5.32% p.a.

$350.00 yearly

Details

Rates and fees information correct as at 27 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.99% p.a.

  • n/a

  • 0 Months

  • none

  • 4.34% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $350.00 yearly

  • $0.00

Other financial bits
  • $100,000

  • $1,000,000

  • none

  • 70.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.09% p.a.

  • n/a

  • 0 Months

  • none

  • 4.44% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $350.00 yearly

  • $0.00

Other financial bits
  • $100,000

  • $1,000,000

  • 70.00%

  • 80.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.19% p.a.

  • n/a

  • 0 Months

  • none

  • 4.54% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $350.00 yearly

  • $0.00

Other financial bits
  • $100,000

  • $1,000,000

  • 80.00%

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.99% p.a.

  • n/a

  • 0 Months

  • none

  • 4.34% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $350.00 yearly

  • $0.00

Other financial bits
  • $100,000

  • $1,000,000

  • none

  • 70.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • no

  • none

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.09% p.a.

  • n/a

  • 0 Months

  • none

  • 4.44% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $350.00 yearly

  • $0.00

Other financial bits
  • $100,000

  • $1,000,000

  • 70.00%

  • 80.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • no

  • none

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.19% p.a.

  • n/a

  • 0 Months

  • none

  • 4.54% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $350.00 yearly

  • $0.00

Other financial bits
  • $100,000

  • $1,000,000

  • 80.00%

  • 95.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • no

  • none

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.39% p.a.

  • n/a

  • 0 Months

  • none

  • 4.73% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $350.00 yearly

  • $0.00

Other financial bits
  • $100,000

  • $1,000,000

  • none

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.99% p.a.

  • n/a

  • 0 Months

  • none

  • 5.32% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $350.00 yearly

  • $0.00

Other financial bits
  • $100,000

  • $1,000,000

  • none

  • 95.00%

Features
  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $0.00

  • yes

  • yes

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.39% p.a.

  • n/a

  • 0 Months

  • none

  • 4.73% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $350.00 yearly

  • $0.00

Other financial bits
  • $100,000

  • $1,000,000

  • none

  • 95.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • no

  • none

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.99% p.a.

  • n/a

  • 0 Months

  • none

  • 5.32% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • none

  • $350.00 yearly

  • $0.00

Other financial bits
  • $100,000

  • $1,000,000

  • none

  • 95.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • no

  • none

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Queenslanders Credit Union home loans rated by the Mozo community?

Overall customer rating
9.2/10
Price
8.9/10
Features
8.6/10
Customer service
9.5/10
Convenience
8.7/10
Trust
9.5/10

Latest reviews of Queenslanders Credit Union Discount Variable Home Loan (Package)

  • Overall
    9/10
    Very personal service

    Great service and the people really get to know you and your situation. They trust us and we...

    Great service and the people really get to know you and your situation. They trust us and we trust them like we have never trusted a bank before. Only drawback is they have just the one branch.

    Price
    9/10
    Features
    8/10
    Customer service
    10/10
    Convenience
    8/10
    Trust
    10/10

    Renaye | Queensland

    reviewed over 3 years ago

  • Overall
    10/10
    Great products, great customer service

    They are a great credit union to deal with.

    They are a great credit union to deal with.

    Price
    10/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    9/10
    Trust
    10/10

    Derek | Queensland

    reviewed almost 4 years ago

  • Overall
    9/10
    Great customer service.

    I have been with the Credit Union since 1981 and I could not have asked for a better bank. From...

    I have been with the Credit Union since 1981 and I could not have asked for a better bank. From personal loans to car loans to house loans they have always been there for me with exceptional service. For everyday banking needs I think they leave the rest in their wake.

    Price
    8/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Phillip | Queensland

    reviewed almost 4 years ago

  • Overall
    10/10
    Great pricing always

    We like this Credit Union as they treat you very special.

    We like this Credit Union as they treat you very special.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Greg | Queensland

    reviewed almost 4 years ago

  • Overall
    10/10
    Queenslanders are awesome! Highly recommended!

    Queenslanders are awesome! Highly recommended! We got a great deal and great service for our...

    Queenslanders are awesome! Highly recommended! We got a great deal and great service for our first home.

    Price
    10/10
    Features
    10/10
    Customer service
    9/10
    Convenience
    9/10
    Trust
    10/10

    Philip | Queensland

    reviewed almost 4 years ago

Queenslanders Credit Union

About Queenslanders Credit Union

Queenslanders Credit Union is a member owned financial institution that has its members needs in mind when it develops its spectrum of financial products and services. Queenslanders offers its members competitive products in savings accounts, home loans, personal loans, car loans, investment loans, credit cards, debit cards, term deposits and financial planning services.

See Queenslanders Credit Union home loans

Promoted

loans.com.au

loans.com.au

Smart Home Loan

3.28% p.a. variable

3.30% p.a.

$520

Promoted

Athena

Athena

Variable Home Loan

3.34% p.a. variable

3.30% p.a.

$0

Promoted

Suncorp

Suncorp

Back to Basics

3.49% p.a. variable

3.50% p.a.

$0

Promoted

UBank

UBank

UHomeLoan (1 Year Fixed)

n/a

n/a

$395

Promoted

Bank of Queensland

Bank of Queensland

Fixed Rate

3.39% p.a.
fixed 3 years

4.30% p.a.

$450

Promoted

HSBC

HSBC

Home Value Loan

3.47% p.a. variable

3.48% p.a.

$150

Promoted

Macquarie

Macquarie

Basic Home Loan (Fixed)

3.59% p.a.
fixed 3 years

3.49% p.a.

$0

Promoted

Bank Australia

Bank Australia

Basic Home Loan

3.51% p.a. variable

3.52% p.a.

$0

Promoted

UBank

UBank

UHomeLoan - Discount Offer

3.59% p.a.

3.59% p.a.

$0

Promoted

loans.com.au

loans.com.au

Smart Home Loan

3.28% p.a.

3.30% p.a.

$520

Promoted

Athena

Athena

Variable Home Loan

3.34% p.a.

3.30% p.a.

$0

Promoted

Suncorp

Suncorp

Back to Basics

3.49% p.a.

3.50% p.a.

$0

Promoted

HSBC

HSBC

Home Value Loan

3.47% p.a.

3.48% p.a.

$150

Promoted

Bank of Queensland

Bank of Queensland

2 Year Intro Rate Variable Home Loan

3.54% p.a.variable for 24 months and then 4.01% p.a.

4.06% p.a.

$150

Promoted

Hume Bank

Hume Bank

Flexi Low Rate

3.69% p.a.

3.69% p.a.

$0

Promoted

Greater Bank

Greater Bank

Great Rate Home Loan

3.57% p.a.

3.59% p.a.

$180

Promoted

UBank

UBank

UHomeLoan (1 Year Fixed)

n/a

n/a

$395

Promoted

Bank of Queensland

Bank of Queensland

Fixed Rate

3.39% p.a.
fixed 3 years

4.30% p.a.

$450

Promoted

loans.com.au

loans.com.au

Fixed Home Loan

3.19% p.a.
fixed 3 years

3.63% p.a.

$520

Promoted

UBank

UBank

UHomeLoan (Fixed)

3.24% p.a.
fixed 3 years

3.88% p.a.

$395

Promoted

QBANK

QBANK

Fixed Rate

3.62% p.a.
fixed 3 years

4.20% p.a.

$195

Promoted

Bank Australia

Bank Australia

Basic Home Loan (Fixed)

3.64% p.a.
fixed 3 years

3.74% p.a.

$0

Promoted

loans.com.au

loans.com.au

Smart Loan Fixed (Package)

3.19% p.a.
fixed 3 years

3.63% p.a.

$520

Promoted

Mozo

Mozo

Mystery Bank Deal

n/a

n/a

$745

Promoted

loans.com.au

loans.com.au

Smart Home Loan

3.28% p.a.

3.30% p.a.

$0.00

Promoted

Athena

Athena

Variable Home Loan

3.34% p.a.

3.30% p.a.

$0.00

Promoted

Suncorp

Suncorp

Back to Basics

3.49% p.a.

3.50% p.a.

$0.00

Promoted

HSBC

HSBC

Home Value Loan

3.47% p.a.

3.48% p.a.

$0.00

Promoted

Bank Australia

Bank Australia

Basic Home Loan

3.51% p.a.

3.52% p.a.

$0.00

Promoted

Hume Bank

Hume Bank

Flexi Low Rate

3.69% p.a.

3.69% p.a.

$0.00

Promoted

UBank

UBank

UHomeLoan - Discount Offer

3.59% p.a.

3.59% p.a.

$0.00

Promoted

Mortgage House

Mortgage House

Red Home Loan - Early Bird Special

3.29% p.a.

3.36% p.a.

$0.00

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.